Shrinker prosth above knee at UnityPoint Health - St. Luke's Hospital

1026 A Avenue N.E, Cedar Rapids, IA · UnityPoint Health · · NPI 1083708226

Source: hospital's published price file ↗ · Published Jan 28, 2026 · Ingested Aug 12, 2026

$428.88

Cash price

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Discounted cash price

What a hospital charges a self-pay patient who pays directly, without going through insurance — usually well below the gross charge.

Example: A CT scan has a $3,200 gross charge but an $850 discounted cash price. Ask for it by name when scheduling — hospitals don't always advertise it up front.

Full explanation →

What you pay up front if you don't use insurance.

$536.10

Gross charge

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Gross charge (chargemaster price)

The hospital's full, undiscounted list price — pulled from its internal "chargemaster" price list. Almost no one actually pays this.

Example: A chest X-ray has a gross charge of $1,450. The same hospital's discounted cash price for the same X-ray is $180 — the gross charge mostly anchors negotiations, not what patients pay.

Full explanation →

The hospital's undiscounted list price — almost no one pays this.

$39.91 with United Healthcare vs $201.04 with Medica Exchange Insure — same scan, same building. Share

Negotiated rates by payer
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Negotiated rate

The price a specific insurance plan agreed to pay the hospital for a service — it varies by insurer, and even by plan within the same insurer.

Example: The same knee MRI has a negotiated rate of $904 with one insurer's PPO plan and $1,509 with another's — identical hospital, identical scan.

Full explanation →

Payer
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Payer

The insurance company footing the bill — Aetna, UnitedHealthcare, Medicare, and so on.

Example: "Blue Cross Blue Shield" is the payer. Its negotiated rate for an MRI might be $904, while a different payer's negotiated rate for the same scan is $1,509.

Full explanation →
Plan
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Plan

The specific product an insurer sells — e.g. "Blue Cross PPO 500" — which sets your deductible, coinsurance and negotiated rates.

Example: Two people both insured by Aetna can owe very different amounts for the same MRI: $50 with an HMO plan's flat copay, or the full $1,200 toward a high-deductible PPO plan's unmet deductible.

Full explanation →
Negotiated rate vs. cash
United Healthcare HMO $39.91 ↓ -91%
United Healthcare PPO $39.91 ↓ -91%
Wellmark Blue Cross and Blue Shield PPO $78.39 ↓ -82%
Wellmark Blue Cross and Blue Shield HMO $78.39 ↓ -82%
Wellmark UHP Self-Funded Commercial $78.39 ↓ -82%
Molina Medicare Advantage $81.59 ↓ -81%
Aetna Medicare Advantage $81.59 ↓ -81%
Wellmark Blue Cross and Blue Shield Medicare Advantage $81.59 ↓ -81%
Health Partners Open Network Commercial $82.63 ↓ -81%
United Healthcare Medicare Advantage $83.99 ↓ -80%
Amerivantage Medicare Advantage $83.99 ↓ -80%
Humana Medicare Advantage $83.99 ↓ -80%
Aetna HMO $89.41 ↓ -79%
Aetna PPO $89.41 ↓ -79%
Cigna/Midlands Commercial $101.56 ↓ -76%
Medica Exchange Inspire Commercial $179.06 ↓ -58%
Medica Exchange Insure Commercial $201.04 ↓ -53%
Iowa Total Care Managed Medicaid not published by hospital —
Amerigroup Managed Medicaid not published by hospital —

Visitor-reported prices

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Shrinker prosth above knee at other Iowa hospitals

Hospital City Cash price Negotiated range
MercyOne Dubuque Medical Center Dubuque $230.16 $126.41 – $354.09
MercyOne New Hampton Medical Center New Hampton $286.68 $174.61 – $441.04
MercyOne Dyersville Medical Center Dyersville $230.16 $133.85 – $398.56
MercyOne Clinton Medical Center Clinton $230.16 $100.21 – $354.09
MercyOne Oelwein Medical Center Oelwein $230.16 $135.33 – $354.09
MercyOne Cedar Falls Medical Center Cedar Falls $230.16 $83.21 – $354.09
MercyOne Elkader Medical Center Elkader $230.16 $182.25 – $370.09
MercyOne West Des Moines Medical Center West Des Moines $354.09 $71.17 – $354.09

All Iowa hospitals for this procedure →