Rmvl perm pm pulse gen at UnityPoint Health - St. Luke's Hospital
1026 A Avenue N.E, Cedar Rapids, IA · UnityPoint Health · · NPI 1083708226
$4,349.90
Cash price Discounted cash price What a hospital charges a self-pay patient who pays directly, without going through insurance — usually well below the gross charge. Example: A CT scan has a $3,200 gross charge but an $850 discounted cash price. Ask for it by name when scheduling — hospitals don't always advertise it up front.
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What you pay up front if you don't use insurance.
$5,437.37
Gross charge Gross charge (chargemaster price) The hospital's full, undiscounted list price — pulled from its internal "chargemaster" price list. Almost no one actually pays this. Example: A chest X-ray has a gross charge of $1,450. The same hospital's discounted cash price for the same X-ray is $180 — the gross charge mostly anchors negotiations, not what patients pay.
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The hospital's undiscounted list price — almost no one pays this.
$203.32 with Aetna vs $7,279.27 with Iowa Total Care — same scan, same building. Share
Negotiated rates by payer
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Negotiated rate
The price a specific insurance plan agreed to pay the hospital for a service — it varies by insurer, and even by plan within the same insurer.
Example: The same knee MRI has a negotiated rate of $904 with one insurer's PPO plan and $1,509 with another's — identical hospital, identical scan.
Full explanation →
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Negotiated rate
The price a specific insurance plan agreed to pay the hospital for a service — it varies by insurer, and even by plan within the same insurer.
Example: The same knee MRI has a negotiated rate of $904 with one insurer's PPO plan and $1,509 with another's — identical hospital, identical scan.
Full explanation →Payer ?Payer The insurance company footing the bill — Aetna, UnitedHealthcare, Medicare, and so on. Example: "Blue Cross Blue Shield" is the payer. Its negotiated rate for an MRI might be $904, while a different payer's negotiated rate for the same scan is $1,509. Full explanation → |
Plan ?Plan The specific product an insurer sells — e.g. "Blue Cross PPO 500" — which sets your deductible, coinsurance and negotiated rates. Example: Two people both insured by Aetna can owe very different amounts for the same MRI: $50 with an HMO plan's flat copay, or the full $1,200 toward a high-deductible PPO plan's unmet deductible. Full explanation → |
Negotiated rate | vs. cash |
|---|---|---|---|
| Aetna | Medicare Advantage | $203.32 | ↓ -95% |
| Molina | Medicare Advantage | $207.39 | ↓ -95% |
| Wellmark Blue Cross and Blue Shield | Medicare Advantage | $207.39 | ↓ -95% |
| United Healthcare | Medicare Advantage | $213.49 | ↓ -95% |
| Humana | Medicare Advantage | $213.49 | ↓ -95% |
| Amerivantage | Medicare Advantage | $213.49 | ↓ -95% |
| Wellmark UHP Self-Funded | Commercial | $463.10 | ↓ -89% |
| Wellmark Blue Cross and Blue Shield | HMO | $463.10 | ↓ -89% |
| Health Partners Open Network | Commercial | $471.02 | ↓ -89% |
| Aetna | HMO | $542.80 | ↓ -88% |
| Cigna/Midlands | Commercial | $543.44 | ↓ -88% |
| Wellmark Blue Cross and Blue Shield | PPO | $544.80 | ↓ -87% |
| Aetna | PPO | $659.40 | ↓ -85% |
| United Healthcare | HMO | $707.51 | ↓ -84% |
| United Healthcare | PPO | $707.51 | ↓ -84% |
| Medica Exchange Inspire | Commercial | $1,816.08 | ↓ -58% |
| Medica Exchange Insure | Commercial | $2,039.01 | ↓ -53% |
| Amerigroup | Managed Medicaid | $7,279.27 | ↑ +67% |
| Iowa Total Care | Managed Medicaid | $7,279.27 | ↑ +67% |
Visitor-reported prices
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Rmvl perm pm pulse gen at other Iowa hospitals
| Hospital | City | Cash price | Negotiated range |
|---|---|---|---|
| MercyOne Genesis Davenport West Medical Center | Davenport | $9,019.20 | $7,921.93 – $9,770.80 |
| MercyOne Dubuque Medical Center | Dubuque | $7,220.85 | $3,965.91 – $16,534.97 |
| MercyOne West Des Moines Medical Center | West Des Moines | $6,048.00 | $1,215.65 – $16,065.94 |
| MercyOne Des Moines Medical Center | Des Moines | $3,931.20 | $67.74 – $16,065.94 |
| MercyOne North Iowa Medical Center | Mason City | $3,442.40 | $1,355.78 – $17,928.45 |
| MercyOne Genesis Davenport Medical Center | Davenport | $10,417.20 | $7,921.93 – $11,090.71 |
| MercyOne Genesis DeWitt Medical Center | DeWitt | $499.80 | $608.09 – $2,679.00 |
| MercyOne Waterloo Medical Center | Waterloo | $771.00 | $67.74 – $558.74 |