Rmvl ndwellg tun pleural cath at UnityPoint Health - St. Luke's Hospital
1026 A Avenue N.E, Cedar Rapids, IA · UnityPoint Health · · NPI 1083708226
$606.47
Cash price Discounted cash price What a hospital charges a self-pay patient who pays directly, without going through insurance — usually well below the gross charge. Example: A CT scan has a $3,200 gross charge but an $850 discounted cash price. Ask for it by name when scheduling — hospitals don't always advertise it up front.
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What you pay up front if you don't use insurance.
$758.08
Gross charge Gross charge (chargemaster price) The hospital's full, undiscounted list price — pulled from its internal "chargemaster" price list. Almost no one actually pays this. Example: A chest X-ray has a gross charge of $1,450. The same hospital's discounted cash price for the same X-ray is $180 — the gross charge mostly anchors negotiations, not what patients pay.
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The hospital's undiscounted list price — almost no one pays this.
$139.73 with Aetna vs $543.80 with Iowa Total Care — same scan, same building. Share
Negotiated rates by payer
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Negotiated rate
The price a specific insurance plan agreed to pay the hospital for a service — it varies by insurer, and even by plan within the same insurer.
Example: The same knee MRI has a negotiated rate of $904 with one insurer's PPO plan and $1,509 with another's — identical hospital, identical scan.
Full explanation →
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Negotiated rate
The price a specific insurance plan agreed to pay the hospital for a service — it varies by insurer, and even by plan within the same insurer.
Example: The same knee MRI has a negotiated rate of $904 with one insurer's PPO plan and $1,509 with another's — identical hospital, identical scan.
Full explanation →Payer ?Payer The insurance company footing the bill — Aetna, UnitedHealthcare, Medicare, and so on. Example: "Blue Cross Blue Shield" is the payer. Its negotiated rate for an MRI might be $904, while a different payer's negotiated rate for the same scan is $1,509. Full explanation → |
Plan ?Plan The specific product an insurer sells — e.g. "Blue Cross PPO 500" — which sets your deductible, coinsurance and negotiated rates. Example: Two people both insured by Aetna can owe very different amounts for the same MRI: $50 with an HMO plan's flat copay, or the full $1,200 toward a high-deductible PPO plan's unmet deductible. Full explanation → |
Negotiated rate | vs. cash |
|---|---|---|---|
| Aetna | Medicare Advantage | $139.73 | ↓ -77% |
| Molina | Medicare Advantage | $142.52 | ↓ -77% |
| Wellmark Blue Cross and Blue Shield | Medicare Advantage | $142.52 | ↓ -77% |
| Amerivantage | Medicare Advantage | $146.72 | ↓ -76% |
| Humana | Medicare Advantage | $146.72 | ↓ -76% |
| United Healthcare | Medicare Advantage | $146.72 | ↓ -76% |
| Medica Exchange Inspire | Commercial | $253.20 | ↓ -58% |
| Medica Exchange Insure | Commercial | $284.28 | ↓ -53% |
| Wellmark UHP Self-Funded | Commercial | $287.80 | ↓ -53% |
| Wellmark Blue Cross and Blue Shield | HMO | $287.80 | ↓ -53% |
| Health Partners Open Network | Commercial | $310.76 | ↓ -49% |
| Wellmark Blue Cross and Blue Shield | PPO | $338.60 | ↓ -44% |
| Aetna | HMO | $357.86 | ↓ -41% |
| Cigna/Midlands | Commercial | $373.65 | ↓ -38% |
| Aetna | PPO | $435.60 | ↓ -28% |
| United Healthcare | HMO | $492.62 | ↓ -19% |
| United Healthcare | PPO | $492.62 | ↓ -19% |
| Amerigroup | Managed Medicaid | $543.80 | ↓ -10% |
| Iowa Total Care | Managed Medicaid | $543.80 | ↓ -10% |
Visitor-reported prices
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Rmvl ndwellg tun pleural cath at other Iowa hospitals
| Hospital | City | Cash price | Negotiated range |
|---|---|---|---|
| MercyOne Genesis Davenport West Medical Center | Davenport | $639.60 | $591.81 – $692.90 |
| MercyOne Des Moines Medical Center | Des Moines | $550.55 | $170.25 – $1,217.85 |
| MercyOne North Iowa Medical Center | Mason City | $1,158.95 | $456.45 – $1,783.00 |
| MercyOne Genesis Davenport Medical Center | Davenport | $739.20 | $591.81 – $800.80 |
| MercyOne Genesis DeWitt Medical Center | DeWitt | $352.80 | $429.24 – $2,679.00 |
| MercyOne Waterloo Medical Center | Waterloo | $742.95 | $268.61 – $3,576.15 |
| UnityPoint Health - Allen Hospital | Waterloo | $1,368.20 | $139.73 – $901.30 |
| UnityPoint Health - Finley Hospital | Dubuque | $1,263.07 | $139.73 – $1,263.06 |