Pt stimulation electrial unattended >= 1 area other than wound care part of therapy plan at UnityPoint Health - St. Luke's Hospital

1026 A Avenue N.E, Cedar Rapids, IA · UnityPoint Health · · NPI 1083708226

Source: hospital's published price file ↗ · Published Jan 28, 2026 · Ingested Aug 12, 2026

$119.88

Cash price

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Discounted cash price

What a hospital charges a self-pay patient who pays directly, without going through insurance — usually well below the gross charge.

Example: A CT scan has a $3,200 gross charge but an $850 discounted cash price. Ask for it by name when scheduling — hospitals don't always advertise it up front.

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What you pay up front if you don't use insurance.

$149.85

Gross charge

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Gross charge (chargemaster price)

The hospital's full, undiscounted list price — pulled from its internal "chargemaster" price list. Almost no one actually pays this.

Example: A chest X-ray has a gross charge of $1,450. The same hospital's discounted cash price for the same X-ray is $180 — the gross charge mostly anchors negotiations, not what patients pay.

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The hospital's undiscounted list price — almost no one pays this.

$11.58 with Aetna vs $56.19 with Medica Exchange Insure — same scan, same building. Share

Negotiated rates by payer
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Negotiated rate

The price a specific insurance plan agreed to pay the hospital for a service — it varies by insurer, and even by plan within the same insurer.

Example: The same knee MRI has a negotiated rate of $904 with one insurer's PPO plan and $1,509 with another's — identical hospital, identical scan.

Full explanation →

Payer
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Payer

The insurance company footing the bill — Aetna, UnitedHealthcare, Medicare, and so on.

Example: "Blue Cross Blue Shield" is the payer. Its negotiated rate for an MRI might be $904, while a different payer's negotiated rate for the same scan is $1,509.

Full explanation →
Plan
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Plan

The specific product an insurer sells — e.g. "Blue Cross PPO 500" — which sets your deductible, coinsurance and negotiated rates.

Example: Two people both insured by Aetna can owe very different amounts for the same MRI: $50 with an HMO plan's flat copay, or the full $1,200 toward a high-deductible PPO plan's unmet deductible.

Full explanation →
Negotiated rate vs. cash
Aetna Medicare Advantage $11.58 ↓ -90%
Molina Medicare Advantage $11.81 ↓ -90%
Wellmark Blue Cross and Blue Shield Medicare Advantage $11.81 ↓ -90%
United Healthcare Medicare Advantage $12.16 ↓ -90%
Humana Medicare Advantage $12.16 ↓ -90%
Amerivantage Medicare Advantage $12.16 ↓ -90%
United Healthcare PPO $13.52 ↓ -89%
United Healthcare HMO $13.52 ↓ -89%
Health Partners Open Network Commercial $16.15 ↓ -87%
Wellmark Blue Cross and Blue Shield HMO $17.80 ↓ -85%
Wellmark UHP Self-Funded Commercial $17.80 ↓ -85%
Wellmark Blue Cross and Blue Shield PPO $20.90 ↓ -83%
Aetna HMO $21.09 ↓ -82%
Aetna PPO $21.09 ↓ -82%
Cigna/Midlands Commercial $28.16 ↓ -77%
Medica Exchange Inspire Commercial $50.05 ↓ -58%
Medica Exchange Insure Commercial $56.19 ↓ -53%
Amerigroup Managed Medicaid not published by hospital
Iowa Total Care Managed Medicaid not published by hospital

Visitor-reported prices

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Pt stimulation electrial unattended >= 1 area other than wound care part of therapy plan at other Iowa hospitals

Hospital City Cash price Negotiated range
MercyOne Genesis Davenport West Medical Center Davenport $70.80 $15.57 – $15.57
MercyOne Dubuque Medical Center Dubuque $59.15 $11.77 – $128.00
MercyOne New Hampton Medical Center New Hampton $74.75 $45.53 – $115.00
MercyOne Dyersville Medical Center Dyersville $74.75 $43.47 – $129.44
MercyOne Clinton Medical Center Clinton $91.00 $11.77 – $195.00
MercyOne Oelwein Medical Center Oelwein $74.75 $43.95 – $115.00
MercyOne Cedar Falls Medical Center Cedar Falls $87.10 $11.77 – $301.50
MercyOne Elkader Medical Center Elkader $74.75 $59.19 – $120.20

All Iowa hospitals for this procedure →