Platelets pheresis leukocytes reduced each unit at UnityPoint Health - St. Luke's Hospital

1026 A Avenue N.E, Cedar Rapids, IA · UnityPoint Health · · NPI 1083708226

Source: hospital's published price file ↗ · Published Jan 28, 2026 · Ingested Aug 12, 2026

$682.10

Cash price

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Discounted cash price

What a hospital charges a self-pay patient who pays directly, without going through insurance — usually well below the gross charge.

Example: A CT scan has a $3,200 gross charge but an $850 discounted cash price. Ask for it by name when scheduling — hospitals don't always advertise it up front.

Full explanation →

What you pay up front if you don't use insurance.

$852.62

Gross charge

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Gross charge (chargemaster price)

The hospital's full, undiscounted list price — pulled from its internal "chargemaster" price list. Almost no one actually pays this.

Example: A chest X-ray has a gross charge of $1,450. The same hospital's discounted cash price for the same X-ray is $180 — the gross charge mostly anchors negotiations, not what patients pay.

Full explanation →

The hospital's undiscounted list price — almost no one pays this.

$284.78 with Medica Exchange Inspire vs $1,212.72 with United Healthcare — same scan, same building. Share

Negotiated rates by payer
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Negotiated rate

The price a specific insurance plan agreed to pay the hospital for a service — it varies by insurer, and even by plan within the same insurer.

Example: The same knee MRI has a negotiated rate of $904 with one insurer's PPO plan and $1,509 with another's — identical hospital, identical scan.

Full explanation →

Payer
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Payer

The insurance company footing the bill — Aetna, UnitedHealthcare, Medicare, and so on.

Example: "Blue Cross Blue Shield" is the payer. Its negotiated rate for an MRI might be $904, while a different payer's negotiated rate for the same scan is $1,509.

Full explanation →
Plan
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Plan

The specific product an insurer sells — e.g. "Blue Cross PPO 500" — which sets your deductible, coinsurance and negotiated rates.

Example: Two people both insured by Aetna can owe very different amounts for the same MRI: $50 with an HMO plan's flat copay, or the full $1,200 toward a high-deductible PPO plan's unmet deductible.

Full explanation →
Negotiated rate vs. cash
Medica Exchange Inspire Commercial $284.78 ↓ -58%
Medica Exchange Insure Commercial $319.73 ↓ -53%
Iowa Total Care Managed Medicaid $428.44 ↓ -37%
Amerigroup Managed Medicaid $428.44 ↓ -37%
Cigna/Midlands Commercial $467.24 ↓ -31%
Wellmark Blue Cross and Blue Shield PPO $487.10 ↓ -29%
Wellmark Blue Cross and Blue Shield HMO $487.10 ↓ -29%
Wellmark UHP Self-Funded Commercial $487.10 ↓ -29%
Molina Medicare Advantage $496.84 ↓ -27%
Wellmark Blue Cross and Blue Shield Medicare Advantage $496.84 ↓ -27%
Aetna Medicare Advantage $496.84 ↓ -27%
Amerivantage Medicare Advantage $511.46 ↓ -25%
Humana Medicare Advantage $511.46 ↓ -25%
United Healthcare Medicare Advantage $511.46 ↓ -25%
Health Partners Open Network Commercial $772.43 ↑ +13%
Aetna HMO $950.51 ↑ +39%
Aetna PPO $982.45 ↑ +44%
United Healthcare PPO $1,212.72 ↑ +78%
United Healthcare HMO $1,212.72 ↑ +78%

Visitor-reported prices

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Platelets pheresis leukocytes reduced each unit at other Iowa hospitals

Hospital City Cash price Negotiated range
MercyOne Genesis Davenport West Medical Center Davenport $942.60 $466.26 – $652.77
MercyOne Dubuque Medical Center Dubuque $713.05 $306.00 – $1,097.00
MercyOne New Hampton Medical Center New Hampton $953.55 $580.79 – $1,467.00
MercyOne Dyersville Medical Center Dyersville $953.55 $554.53 – $1,651.26
MercyOne Clinton Medical Center Clinton $616.85 $268.57 – $1,101.30
MercyOne Oelwein Medical Center Oelwein $953.55 $560.69 – $1,467.00
MercyOne Cedar Falls Medical Center Cedar Falls $877.50 $317.25 – $1,350.00
MercyOne Elkader Medical Center Elkader $953.55 $755.06 – $1,533.31

All Iowa hospitals for this procedure →