Ot management orthotic(s)/prosthetic subsequent encounter each 15 minutes at UnityPoint Health - St. Luke's Hospital

1026 A Avenue N.E, Cedar Rapids, IA · UnityPoint Health · · NPI 1083708226

Source: hospital's published price file ↗ · Published Jan 28, 2026 · Ingested Aug 12, 2026

$125.64

Cash price

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Discounted cash price

What a hospital charges a self-pay patient who pays directly, without going through insurance — usually well below the gross charge.

Example: A CT scan has a $3,200 gross charge but an $850 discounted cash price. Ask for it by name when scheduling — hospitals don't always advertise it up front.

Full explanation →

What you pay up front if you don't use insurance.

$157.04

Gross charge

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Gross charge (chargemaster price)

The hospital's full, undiscounted list price — pulled from its internal "chargemaster" price list. Almost no one actually pays this.

Example: A chest X-ray has a gross charge of $1,450. The same hospital's discounted cash price for the same X-ray is $180 — the gross charge mostly anchors negotiations, not what patients pay.

Full explanation →

The hospital's undiscounted list price — almost no one pays this.

$46.98 with Aetna vs $79.45 with Cigna/Midlands — same scan, same building. Share

Negotiated rates by payer
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Negotiated rate

The price a specific insurance plan agreed to pay the hospital for a service — it varies by insurer, and even by plan within the same insurer.

Example: The same knee MRI has a negotiated rate of $904 with one insurer's PPO plan and $1,509 with another's — identical hospital, identical scan.

Full explanation →

Payer
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Payer

The insurance company footing the bill — Aetna, UnitedHealthcare, Medicare, and so on.

Example: "Blue Cross Blue Shield" is the payer. Its negotiated rate for an MRI might be $904, while a different payer's negotiated rate for the same scan is $1,509.

Full explanation →
Plan
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Plan

The specific product an insurer sells — e.g. "Blue Cross PPO 500" — which sets your deductible, coinsurance and negotiated rates.

Example: Two people both insured by Aetna can owe very different amounts for the same MRI: $50 with an HMO plan's flat copay, or the full $1,200 toward a high-deductible PPO plan's unmet deductible.

Full explanation →
Negotiated rate vs. cash
Aetna Medicare Advantage $46.98 ↓ -63%
Wellmark Blue Cross and Blue Shield Medicare Advantage $47.92 ↓ -62%
Molina Medicare Advantage $47.92 ↓ -62%
United Healthcare Medicare Advantage $49.33 ↓ -61%
Amerivantage Medicare Advantage $49.33 ↓ -61%
Humana Medicare Advantage $49.33 ↓ -61%
United Healthcare PPO $50.36 ↓ -60%
United Healthcare HMO $50.36 ↓ -60%
Medica Exchange Inspire Commercial $52.45 ↓ -58%
Medica Exchange Insure Commercial $58.89 ↓ -53%
Health Partners Open Network Commercial $71.73 ↓ -43%
Wellmark Blue Cross and Blue Shield PPO $76.00 ↓ -40%
Wellmark Blue Cross and Blue Shield HMO $76.00 ↓ -40%
Wellmark UHP Self-Funded Commercial $76.00 ↓ -40%
Aetna HMO $78.52 ↓ -38%
Aetna PPO $78.52 ↓ -38%
Cigna/Midlands Commercial $79.45 ↓ -37%
Amerigroup Managed Medicaid not published by hospital
Iowa Total Care Managed Medicaid not published by hospital

Visitor-reported prices

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Ot management orthotic(s)/prosthetic subsequent encounter each 15 minutes at other Iowa hospitals

Hospital City Cash price Negotiated range
MercyOne Genesis Davenport West Medical Center Davenport $84.00 $66.46 – $66.46
MercyOne Dubuque Medical Center Dubuque $87.75 $26.42 – $212.00
MercyOne Dyersville Medical Center Dyersville $128.70 $74.84 – $222.87
MercyOne Clinton Medical Center Clinton $50.70 $22.07 – $195.00
MercyOne West Des Moines Medical Center West Des Moines $143.00 $28.74 – $189.00
MercyOne Des Moines Medical Center Des Moines $92.95 $28.74 – $189.00
MercyOne Centerville Medical Center Centerville $198.00 $54.33 – $198.00
MercyOne Newton Medical Center Newton $128.70 $44.48 – $198.00

All Iowa hospitals for this procedure →