Myelography thoracic spine at UnityPoint Health - St. Luke's Hospital

1026 A Avenue N.E, Cedar Rapids, IA · UnityPoint Health · · NPI 1083708226

Source: hospital's published price file ↗ · Published Jan 28, 2026 · Ingested Aug 12, 2026

$1,325.75

Cash price

?

Discounted cash price

What a hospital charges a self-pay patient who pays directly, without going through insurance — usually well below the gross charge.

Example: A CT scan has a $3,200 gross charge but an $850 discounted cash price. Ask for it by name when scheduling — hospitals don't always advertise it up front.

Full explanation →

What you pay up front if you don't use insurance.

$1,657.18

Gross charge

?

Gross charge (chargemaster price)

The hospital's full, undiscounted list price — pulled from its internal "chargemaster" price list. Almost no one actually pays this.

Example: A chest X-ray has a gross charge of $1,450. The same hospital's discounted cash price for the same X-ray is $180 — the gross charge mostly anchors negotiations, not what patients pay.

Full explanation →

The hospital's undiscounted list price — almost no one pays this.

$39.77 with Aetna vs $694.91 with Iowa Total Care — same scan, same building. Share

Negotiated rates by payer
?

Negotiated rate

The price a specific insurance plan agreed to pay the hospital for a service — it varies by insurer, and even by plan within the same insurer.

Example: The same knee MRI has a negotiated rate of $904 with one insurer's PPO plan and $1,509 with another's — identical hospital, identical scan.

Full explanation →

Payer
?

Payer

The insurance company footing the bill — Aetna, UnitedHealthcare, Medicare, and so on.

Example: "Blue Cross Blue Shield" is the payer. Its negotiated rate for an MRI might be $904, while a different payer's negotiated rate for the same scan is $1,509.

Full explanation →
Plan
?

Plan

The specific product an insurer sells — e.g. "Blue Cross PPO 500" — which sets your deductible, coinsurance and negotiated rates.

Example: Two people both insured by Aetna can owe very different amounts for the same MRI: $50 with an HMO plan's flat copay, or the full $1,200 toward a high-deductible PPO plan's unmet deductible.

Full explanation →
Negotiated rate vs. cash
Aetna Medicare Advantage $39.77 ↓ -97%
Molina Medicare Advantage $40.57 ↓ -97%
Wellmark Blue Cross and Blue Shield Medicare Advantage $40.57 ↓ -97%
Humana Medicare Advantage $41.76 ↓ -97%
Amerivantage Medicare Advantage $41.76 ↓ -97%
United Healthcare Medicare Advantage $41.76 ↓ -97%
United Healthcare HMO $59.71 ↓ -95%
United Healthcare PPO $59.71 ↓ -95%
Wellmark UHP Self-Funded Commercial $73.10 ↓ -94%
Wellmark Blue Cross and Blue Shield HMO $73.10 ↓ -94%
Cigna/Midlands Commercial $84.23 ↓ -94%
Health Partners Open Network Commercial $84.26 ↓ -94%
Wellmark Blue Cross and Blue Shield PPO $86.00 ↓ -94%
Aetna HMO $97.82 ↓ -93%
Aetna PPO $112.58 ↓ -92%
Medica Exchange Inspire Commercial $553.50 ↓ -58%
Medica Exchange Insure Commercial $621.44 ↓ -53%
Amerigroup Managed Medicaid $694.91 ↓ -48%
Iowa Total Care Managed Medicaid $694.91 ↓ -48%

Visitor-reported prices

visitor-reported
Report what you paid sign in to post

Comments

Add a comment sign in to post

Myelography thoracic spine at other Iowa hospitals

Hospital City Cash price Negotiated range
UnityPoint Health - Allen Hospital Waterloo $549.43 $39.77 – $654.86
UnityPoint Health - Finley Hospital Dubuque $252.00 $39.77 – $694.64
UnityPoint Health - Grinnell Regional Medical Center Grinnell $252.00 $39.77 – $786.08
UnityPoint Health - Iowa Lutheran Hospital Des Moines $1,669.96 $39.77 – $761.18
UnityPoint Health - Jones Regional Medical Center Anamosa $252.00 $39.77 – $84.26
UnityPoint Health - Marshalltown Marshalltown $549.43 $39.77 – $768.80
UnityPoint Health - St. Lukes Downtown Sioux City $1,636.15 $39.00 – $1,182.11
UnityPoint Health - Trinity Bettendorf Bettendorf $1,199.46 $39.77 – $679.84

All Iowa hospitals for this procedure →