Inj w/fluor eval cv device at UnityPoint Health - St. Luke's Hospital

1026 A Avenue N.E, Cedar Rapids, IA · UnityPoint Health · · NPI 1083708226

Source: hospital's published price file ↗ · Published Jan 28, 2026 · Ingested Aug 12, 2026

$593.60

Cash price

?

Discounted cash price

What a hospital charges a self-pay patient who pays directly, without going through insurance — usually well below the gross charge.

Example: A CT scan has a $3,200 gross charge but an $850 discounted cash price. Ask for it by name when scheduling — hospitals don't always advertise it up front.

Full explanation →

What you pay up front if you don't use insurance.

$742.00

Gross charge

?

Gross charge (chargemaster price)

The hospital's full, undiscounted list price — pulled from its internal "chargemaster" price list. Almost no one actually pays this.

Example: A chest X-ray has a gross charge of $1,450. The same hospital's discounted cash price for the same X-ray is $180 — the gross charge mostly anchors negotiations, not what patients pay.

Full explanation →

The hospital's undiscounted list price — almost no one pays this.

$31.91 with Aetna vs $185.31 with Iowa Total Care — same scan, same building. Share

Negotiated rates by payer
?

Negotiated rate

The price a specific insurance plan agreed to pay the hospital for a service — it varies by insurer, and even by plan within the same insurer.

Example: The same knee MRI has a negotiated rate of $904 with one insurer's PPO plan and $1,509 with another's — identical hospital, identical scan.

Full explanation →

Payer
?

Payer

The insurance company footing the bill — Aetna, UnitedHealthcare, Medicare, and so on.

Example: "Blue Cross Blue Shield" is the payer. Its negotiated rate for an MRI might be $904, while a different payer's negotiated rate for the same scan is $1,509.

Full explanation →
Plan
?

Plan

The specific product an insurer sells — e.g. "Blue Cross PPO 500" — which sets your deductible, coinsurance and negotiated rates.

Example: Two people both insured by Aetna can owe very different amounts for the same MRI: $50 with an HMO plan's flat copay, or the full $1,200 toward a high-deductible PPO plan's unmet deductible.

Full explanation →
Negotiated rate vs. cash
Aetna Medicare Advantage $31.91 ↓ -95%
Molina Medicare Advantage $32.55 ↓ -95%
Wellmark Blue Cross and Blue Shield Medicare Advantage $32.55 ↓ -95%
Amerivantage Medicare Advantage $33.51 ↓ -94%
Humana Medicare Advantage $33.51 ↓ -94%
United Healthcare Medicare Advantage $33.51 ↓ -94%
Health Partners Open Network Commercial $67.49 ↓ -89%
Wellmark UHP Self-Funded Commercial $69.40 ↓ -88%
Wellmark Blue Cross and Blue Shield HMO $69.40 ↓ -88%
Medica Exchange Inspire Commercial $76.42 ↓ -87%
Aetna HMO $80.40 ↓ -86%
Wellmark Blue Cross and Blue Shield PPO $81.60 ↓ -86%
Cigna/Midlands Commercial $85.20 ↓ -86%
Medica Exchange Insure Commercial $85.80 ↓ -86%
Aetna PPO $96.50 ↓ -84%
United Healthcare HMO $117.55 ↓ -80%
United Healthcare PPO $117.55 ↓ -80%
Amerigroup Managed Medicaid $185.31 ↓ -69%
Iowa Total Care Managed Medicaid $185.31 ↓ -69%

Visitor-reported prices

visitor-reported
Report what you paid sign in to post

Comments

Add a comment sign in to post

Inj w/fluor eval cv device at other Iowa hospitals

Hospital City Cash price Negotiated range
MercyOne Genesis Davenport West Medical Center Davenport $230.40 $201.68 – $249.60
MercyOne Dubuque Medical Center Dubuque $588.90 $190.83 – $604.00
MercyOne Clinton Medical Center Clinton $588.90 $170.93 – $604.00
MercyOne Des Moines Medical Center Des Moines $292.50 $60.30 – $412.94
MercyOne North Iowa Medical Center Mason City $972.40 $205.81 – $997.00
MercyOne Genesis Davenport Medical Center Davenport $266.40 $201.68 – $282.35
MercyOne Genesis DeWitt Medical Center DeWitt $266.40 $150.96 – $262.07
MercyOne Waterloo Medical Center Waterloo $1,306.50 $200.39 – $4,235.59

All Iowa hospitals for this procedure →