Ghs superficial wnd dehis w packing12021 at UnityPoint Health - St. Luke's Hospital
1026 A Avenue N.E, Cedar Rapids, IA · UnityPoint Health · · NPI 1083708226
$424.26
Cash price Discounted cash price What a hospital charges a self-pay patient who pays directly, without going through insurance — usually well below the gross charge. Example: A CT scan has a $3,200 gross charge but an $850 discounted cash price. Ask for it by name when scheduling — hospitals don't always advertise it up front.
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What you pay up front if you don't use insurance.
$530.32
Gross charge Gross charge (chargemaster price) The hospital's full, undiscounted list price — pulled from its internal "chargemaster" price list. Almost no one actually pays this. Example: A chest X-ray has a gross charge of $1,450. The same hospital's discounted cash price for the same X-ray is $180 — the gross charge mostly anchors negotiations, not what patients pay.
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The hospital's undiscounted list price — almost no one pays this.
$126.41 with Aetna vs $429.80 with United Healthcare — same scan, same building. Share
Negotiated rates by payer
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Negotiated rate
The price a specific insurance plan agreed to pay the hospital for a service — it varies by insurer, and even by plan within the same insurer.
Example: The same knee MRI has a negotiated rate of $904 with one insurer's PPO plan and $1,509 with another's — identical hospital, identical scan.
Full explanation →
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Negotiated rate
The price a specific insurance plan agreed to pay the hospital for a service — it varies by insurer, and even by plan within the same insurer.
Example: The same knee MRI has a negotiated rate of $904 with one insurer's PPO plan and $1,509 with another's — identical hospital, identical scan.
Full explanation →Payer ?Payer The insurance company footing the bill — Aetna, UnitedHealthcare, Medicare, and so on. Example: "Blue Cross Blue Shield" is the payer. Its negotiated rate for an MRI might be $904, while a different payer's negotiated rate for the same scan is $1,509. Full explanation → |
Plan ?Plan The specific product an insurer sells — e.g. "Blue Cross PPO 500" — which sets your deductible, coinsurance and negotiated rates. Example: Two people both insured by Aetna can owe very different amounts for the same MRI: $50 with an HMO plan's flat copay, or the full $1,200 toward a high-deductible PPO plan's unmet deductible. Full explanation → |
Negotiated rate | vs. cash |
|---|---|---|---|
| Aetna | Medicare Advantage | $126.41 | ↓ -70% |
| Molina | Medicare Advantage | $128.94 | ↓ -70% |
| Wellmark Blue Cross and Blue Shield | Medicare Advantage | $128.94 | ↓ -70% |
| Amerivantage | Medicare Advantage | $132.73 | ↓ -69% |
| Humana | Medicare Advantage | $132.73 | ↓ -69% |
| United Healthcare | Medicare Advantage | $132.73 | ↓ -69% |
| Medica Exchange Inspire | Commercial | $177.13 | ↓ -58% |
| Medica Exchange Insure | Commercial | $198.87 | ↓ -53% |
| Wellmark UHP Self-Funded | Commercial | $252.00 | ↓ -41% |
| Wellmark Blue Cross and Blue Shield | HMO | $252.00 | ↓ -41% |
| Health Partners Open Network | Commercial | $256.29 | ↓ -40% |
| Cigna/Midlands | Commercial | $290.62 | ↓ -31% |
| Wellmark Blue Cross and Blue Shield | PPO | $296.40 | ↓ -30% |
| Aetna | HMO | $306.92 | ↓ -28% |
| Iowa Total Care | Managed Medicaid | $351.41 | ↓ -17% |
| Amerigroup | Managed Medicaid | $351.41 | ↓ -17% |
| Aetna | PPO | $373.93 | ↓ -12% |
| United Healthcare | HMO | $429.80 | ↑ +1% |
| United Healthcare | PPO | $429.80 | ↑ +1% |
Visitor-reported prices
Comments
Ghs superficial wnd dehis w packing12021 at other Iowa hospitals
| Hospital | City | Cash price | Negotiated range |
|---|---|---|---|
| MercyOne Genesis Davenport West Medical Center | Davenport | $300.00 | $277.55 – $382.44 |
| MercyOne Genesis Davenport Medical Center | Davenport | $315.00 | $321.10 – $382.44 |
| MercyOne Genesis DeWitt Medical Center | DeWitt | $315.00 | $175.44 – $376.68 |
| MercyOne Waterloo Medical Center | Waterloo | $702.00 | $40.08 – $3,576.15 |
| UnityPoint Health - Allen Hospital | Waterloo | $420.00 | $109.42 – $331.16 |
| UnityPoint Health - Finley Hospital | Dubuque | $420.00 | $126.41 – $483.00 |
| UnityPoint Health - Grinnell Regional Medical Center | Grinnell | $1,734.42 | $126.41 – $873.71 |
| UnityPoint Health - Iowa Lutheran Hospital | Des Moines | $831.44 | $126.41 – $384.93 |