Ghs simple repair 20.1 - 30.0 cm - 12017 at UnityPoint Health - St. Luke's Hospital

1026 A Avenue N.E, Cedar Rapids, IA · UnityPoint Health · · NPI 1083708226

Source: hospital's published price file ↗ · Published Jan 28, 2026 · Ingested Aug 12, 2026

$1,028.92

Cash price

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Discounted cash price

What a hospital charges a self-pay patient who pays directly, without going through insurance — usually well below the gross charge.

Example: A CT scan has a $3,200 gross charge but an $850 discounted cash price. Ask for it by name when scheduling — hospitals don't always advertise it up front.

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What you pay up front if you don't use insurance.

$1,286.15

Gross charge

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Gross charge (chargemaster price)

The hospital's full, undiscounted list price — pulled from its internal "chargemaster" price list. Almost no one actually pays this.

Example: A chest X-ray has a gross charge of $1,450. The same hospital's discounted cash price for the same X-ray is $180 — the gross charge mostly anchors negotiations, not what patients pay.

Full explanation →

The hospital's undiscounted list price — almost no one pays this.

$134.92 with Aetna vs $482.31 with Medica Exchange Insure — same scan, same building. Share

Negotiated rates by payer
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Negotiated rate

The price a specific insurance plan agreed to pay the hospital for a service — it varies by insurer, and even by plan within the same insurer.

Example: The same knee MRI has a negotiated rate of $904 with one insurer's PPO plan and $1,509 with another's — identical hospital, identical scan.

Full explanation →

Payer
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Payer

The insurance company footing the bill — Aetna, UnitedHealthcare, Medicare, and so on.

Example: "Blue Cross Blue Shield" is the payer. Its negotiated rate for an MRI might be $904, while a different payer's negotiated rate for the same scan is $1,509.

Full explanation →
Plan
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Plan

The specific product an insurer sells — e.g. "Blue Cross PPO 500" — which sets your deductible, coinsurance and negotiated rates.

Example: Two people both insured by Aetna can owe very different amounts for the same MRI: $50 with an HMO plan's flat copay, or the full $1,200 toward a high-deductible PPO plan's unmet deductible.

Full explanation →
Negotiated rate vs. cash
Aetna Medicare Advantage $134.92 ↓ -87%
Molina Medicare Advantage $137.62 ↓ -87%
Wellmark Blue Cross and Blue Shield Medicare Advantage $137.62 ↓ -87%
United Healthcare Medicare Advantage $141.67 ↓ -86%
Humana Medicare Advantage $141.67 ↓ -86%
Amerivantage Medicare Advantage $141.67 ↓ -86%
Wellmark UHP Self-Funded Commercial $272.70 ↓ -73%
Wellmark Blue Cross and Blue Shield HMO $272.70 ↓ -73%
Health Partners Open Network Commercial $287.56 ↓ -72%
Wellmark Blue Cross and Blue Shield PPO $320.80 ↓ -69%
Aetna HMO $341.78 ↓ -67%
Iowa Total Care Managed Medicaid $351.41 ↓ -66%
Amerigroup Managed Medicaid $351.41 ↓ -66%
Cigna/Midlands Commercial $361.14 ↓ -65%
Aetna PPO $415.49 ↓ -60%
Medica Exchange Inspire Commercial $429.57 ↓ -58%
United Healthcare PPO $476.38 ↓ -54%
United Healthcare HMO $476.38 ↓ -54%
Medica Exchange Insure Commercial $482.31 ↓ -53%

Visitor-reported prices

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Ghs simple repair 20.1 - 30.0 cm - 12017 at other Iowa hospitals

Hospital City Cash price Negotiated range
MercyOne Genesis Davenport West Medical Center Davenport $550.80 $323.05 – $382.44
MercyOne New Hampton Medical Center New Hampton $786.00 $49.21 – $497.00
MercyOne Genesis Davenport Medical Center Davenport $578.40 $382.44 – $390.65
MercyOne Genesis DeWitt Medical Center DeWitt $578.40 $204.34 – $438.73
UnityPoint Health - Allen Hospital Waterloo $431.49 $134.92 – $348.97
UnityPoint Health - Finley Hospital Dubuque $381.60 $134.92 – $438.84
UnityPoint Health - Grinnell Regional Medical Center Grinnell $729.52 $134.92 – $397.52
UnityPoint Health - Iowa Lutheran Hospital Des Moines $1,125.84 $134.92 – $413.74

All Iowa hospitals for this procedure →