Ghs IV inf sq injection, on-body injector at UnityPoint Health - St. Luke's Hospital

1026 A Avenue N.E, Cedar Rapids, IA · UnityPoint Health · · NPI 1083708226

Source: hospital's published price file ↗ · Published Jan 28, 2026 · Ingested Aug 12, 2026

$43.20

Cash price

?

Discounted cash price

What a hospital charges a self-pay patient who pays directly, without going through insurance — usually well below the gross charge.

Example: A CT scan has a $3,200 gross charge but an $850 discounted cash price. Ask for it by name when scheduling — hospitals don't always advertise it up front.

Full explanation →

What you pay up front if you don't use insurance.

$54.00

Gross charge

?

Gross charge (chargemaster price)

The hospital's full, undiscounted list price — pulled from its internal "chargemaster" price list. Almost no one actually pays this.

Example: A chest X-ray has a gross charge of $1,450. The same hospital's discounted cash price for the same X-ray is $180 — the gross charge mostly anchors negotiations, not what patients pay.

Full explanation →

The hospital's undiscounted list price — almost no one pays this.

$16.28 with Aetna vs $93.65 with Aetna — same scan, same building. Share

Negotiated rates by payer
?

Negotiated rate

The price a specific insurance plan agreed to pay the hospital for a service — it varies by insurer, and even by plan within the same insurer.

Example: The same knee MRI has a negotiated rate of $904 with one insurer's PPO plan and $1,509 with another's — identical hospital, identical scan.

Full explanation →

Payer
?

Payer

The insurance company footing the bill — Aetna, UnitedHealthcare, Medicare, and so on.

Example: "Blue Cross Blue Shield" is the payer. Its negotiated rate for an MRI might be $904, while a different payer's negotiated rate for the same scan is $1,509.

Full explanation →
Plan
?

Plan

The specific product an insurer sells — e.g. "Blue Cross PPO 500" — which sets your deductible, coinsurance and negotiated rates.

Example: Two people both insured by Aetna can owe very different amounts for the same MRI: $50 with an HMO plan's flat copay, or the full $1,200 toward a high-deductible PPO plan's unmet deductible.

Full explanation →
Negotiated rate vs. cash
Aetna Medicare Advantage $16.28 ↓ -62%
Molina Medicare Advantage $16.61 ↓ -62%
Wellmark Blue Cross and Blue Shield Medicare Advantage $16.61 ↓ -62%
Amerivantage Medicare Advantage $17.09 ↓ -60%
Humana Medicare Advantage $17.09 ↓ -60%
United Healthcare Medicare Advantage $17.09 ↓ -60%
Health Partners Open Network Commercial $31.93 ↓ -26%
Wellmark UHP Self-Funded Commercial $34.00 ↓ -21%
Wellmark Blue Cross and Blue Shield HMO $34.00 ↓ -21%
Wellmark Blue Cross and Blue Shield PPO $40.10 ↓ -7%
Iowa Total Care Managed Medicaid $40.58 ↓ -6%
Amerigroup Managed Medicaid $40.58 ↓ -6%
Cigna/Midlands Commercial $43.63 ↑ +1%
United Healthcare HMO $49.57 ↑ +15%
United Healthcare PPO $49.57 ↑ +15%
Aetna HMO $90.03 ↑ +108%
Aetna PPO $93.65 ↑ +117%
Medica Exchange Insure Commercial not published by hospital
Medica Exchange Inspire Commercial not published by hospital

Visitor-reported prices

visitor-reported
Report what you paid sign in to post

Comments

Add a comment sign in to post

Ghs IV inf sq injection, on-body injector at other Iowa hospitals

Hospital City Cash price Negotiated range
MercyOne Genesis Davenport West Medical Center Davenport $58.80 $44.17 – $61.83
MercyOne Clinton Medical Center Clinton $100.75 $43.12 – $533.00
MercyOne Des Moines Medical Center Des Moines $98.80 $30.55 – $427.00
MercyOne North Iowa Medical Center Mason City $122.20 $45.31 – $459.00
MercyOne Genesis Davenport Medical Center Davenport $66.00 $44.17 – $61.83
MercyOne Genesis DeWitt Medical Center DeWitt $61.80 $35.02 – $75.19
MercyOne Waterloo Medical Center Waterloo $48.10 $17.39 – $751.00
UnityPoint Health - Allen Hospital Waterloo $87.80 $16.28 – $57.84

All Iowa hospitals for this procedure →