Eeg without vid 2-12 hr unmntr at UnityPoint Health - St. Luke's Hospital
1026 A Avenue N.E, Cedar Rapids, IA · UnityPoint Health · · NPI 1083708226
$1,104.83
Cash price Discounted cash price What a hospital charges a self-pay patient who pays directly, without going through insurance — usually well below the gross charge. Example: A CT scan has a $3,200 gross charge but an $850 discounted cash price. Ask for it by name when scheduling — hospitals don't always advertise it up front.
?
What you pay up front if you don't use insurance.
$1,381.03
Gross charge Gross charge (chargemaster price) The hospital's full, undiscounted list price — pulled from its internal "chargemaster" price list. Almost no one actually pays this. Example: A chest X-ray has a gross charge of $1,450. The same hospital's discounted cash price for the same X-ray is $180 — the gross charge mostly anchors negotiations, not what patients pay.
?
The hospital's undiscounted list price — almost no one pays this.
$103.65 with Aetna vs $642.94 with United Healthcare — same scan, same building. Share
Negotiated rates by payer
?
Negotiated rate
The price a specific insurance plan agreed to pay the hospital for a service — it varies by insurer, and even by plan within the same insurer.
Example: The same knee MRI has a negotiated rate of $904 with one insurer's PPO plan and $1,509 with another's — identical hospital, identical scan.
Full explanation →
?
Negotiated rate
The price a specific insurance plan agreed to pay the hospital for a service — it varies by insurer, and even by plan within the same insurer.
Example: The same knee MRI has a negotiated rate of $904 with one insurer's PPO plan and $1,509 with another's — identical hospital, identical scan.
Full explanation →Payer ?Payer The insurance company footing the bill — Aetna, UnitedHealthcare, Medicare, and so on. Example: "Blue Cross Blue Shield" is the payer. Its negotiated rate for an MRI might be $904, while a different payer's negotiated rate for the same scan is $1,509. Full explanation → |
Plan ?Plan The specific product an insurer sells — e.g. "Blue Cross PPO 500" — which sets your deductible, coinsurance and negotiated rates. Example: Two people both insured by Aetna can owe very different amounts for the same MRI: $50 with an HMO plan's flat copay, or the full $1,200 toward a high-deductible PPO plan's unmet deductible. Full explanation → |
Negotiated rate | vs. cash |
|---|---|---|---|
| Aetna | Medicare Advantage | $103.65 | ↓ -91% |
| Wellmark Blue Cross and Blue Shield | Medicare Advantage | $105.72 | ↓ -90% |
| Molina | Medicare Advantage | $105.72 | ↓ -90% |
| Humana | Medicare Advantage | $108.83 | ↓ -90% |
| United Healthcare | Medicare Advantage | $108.83 | ↓ -90% |
| Amerivantage | Medicare Advantage | $108.83 | ↓ -90% |
| Amerigroup | Managed Medicaid | $273.89 | ↓ -75% |
| Iowa Total Care | Managed Medicaid | $273.89 | ↓ -75% |
| Wellmark Blue Cross and Blue Shield | PPO | $311.40 | ↓ -72% |
| Wellmark Blue Cross and Blue Shield | HMO | $311.40 | ↓ -72% |
| Wellmark UHP Self-Funded | Commercial | $311.40 | ↓ -72% |
| Cigna/Midlands | Commercial | $381.97 | ↓ -65% |
| Health Partners Open Network | Commercial | $400.46 | ↓ -64% |
| Medica Exchange Inspire | Commercial | $461.26 | ↓ -58% |
| Medica Exchange Insure | Commercial | $517.89 | ↓ -53% |
| Aetna | HMO | $607.64 | ↓ -45% |
| Aetna | PPO | $632.09 | ↓ -43% |
| United Healthcare | PPO | $642.94 | ↓ -42% |
| United Healthcare | HMO | $642.94 | ↓ -42% |
Visitor-reported prices
Comments
Eeg without vid 2-12 hr unmntr at other Iowa hospitals
| Hospital | City | Cash price | Negotiated range |
|---|---|---|---|
| MercyOne North Iowa Medical Center | Mason City | $1,502.80 | $208.93 – $2,312.00 |
| UnityPoint Health - Allen Hospital | Waterloo | $526.57 | $103.65 – $400.46 |
| UnityPoint Health - Finley Hospital | Dubuque | $1,067.55 | $98.84 – $1,067.54 |
| UnityPoint Health - Grinnell Regional Medical Center | Grinnell | $1,021.01 | $103.65 – $514.33 |
| UnityPoint Health - Iowa Lutheran Hospital | Des Moines | $1,092.48 | $103.65 – $401.49 |
| UnityPoint Health - Marshalltown | Marshalltown | $526.57 | $103.65 – $381.97 |
| UnityPoint Health - St. Lukes Downtown | Sioux City | $516.80 | $103.65 – $400.46 |
| UnityPoint Health - Trinity Bettendorf | Bettendorf | $1,124.01 | $103.65 – $550.76 |