Eeg monitor/record/awake/drowsy 95816 at UnityPoint Health - St. Luke's Hospital

1026 A Avenue N.E, Cedar Rapids, IA · UnityPoint Health · · NPI 1083708226

Source: hospital's published price file ↗ · Published Jan 28, 2026 · Ingested Aug 12, 2026

$779.20

Cash price

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Discounted cash price

What a hospital charges a self-pay patient who pays directly, without going through insurance — usually well below the gross charge.

Example: A CT scan has a $3,200 gross charge but an $850 discounted cash price. Ask for it by name when scheduling — hospitals don't always advertise it up front.

Full explanation →

What you pay up front if you don't use insurance.

$974.00

Gross charge

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Gross charge (chargemaster price)

The hospital's full, undiscounted list price — pulled from its internal "chargemaster" price list. Almost no one actually pays this.

Example: A chest X-ray has a gross charge of $1,450. The same hospital's discounted cash price for the same X-ray is $180 — the gross charge mostly anchors negotiations, not what patients pay.

Full explanation →

The hospital's undiscounted list price — almost no one pays this.

$51.47 with Aetna vs $273.89 with Iowa Total Care — same scan, same building. Share

Negotiated rates by payer
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Negotiated rate

The price a specific insurance plan agreed to pay the hospital for a service — it varies by insurer, and even by plan within the same insurer.

Example: The same knee MRI has a negotiated rate of $904 with one insurer's PPO plan and $1,509 with another's — identical hospital, identical scan.

Full explanation →

Payer
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Payer

The insurance company footing the bill — Aetna, UnitedHealthcare, Medicare, and so on.

Example: "Blue Cross Blue Shield" is the payer. Its negotiated rate for an MRI might be $904, while a different payer's negotiated rate for the same scan is $1,509.

Full explanation →
Plan
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Plan

The specific product an insurer sells — e.g. "Blue Cross PPO 500" — which sets your deductible, coinsurance and negotiated rates.

Example: Two people both insured by Aetna can owe very different amounts for the same MRI: $50 with an HMO plan's flat copay, or the full $1,200 toward a high-deductible PPO plan's unmet deductible.

Full explanation →
Negotiated rate vs. cash
Aetna Medicare Advantage $51.47 ↓ -93%
Molina Medicare Advantage $52.50 ↓ -93%
Wellmark Blue Cross and Blue Shield Medicare Advantage $52.50 ↓ -93%
United Healthcare Medicare Advantage $54.04 ↓ -93%
Humana Medicare Advantage $54.04 ↓ -93%
Amerivantage Medicare Advantage $54.04 ↓ -93%
Health Partners Open Network Commercial $105.61 ↓ -86%
Wellmark UHP Self-Funded Commercial $110.80 ↓ -86%
Wellmark Blue Cross and Blue Shield HMO $110.80 ↓ -86%
Aetna HMO $124.65 ↓ -84%
Wellmark Blue Cross and Blue Shield PPO $130.30 ↓ -83%
Cigna/Midlands Commercial $135.88 ↓ -83%
Aetna PPO $147.42 ↓ -81%
United Healthcare HMO $149.37 ↓ -81%
United Healthcare PPO $149.37 ↓ -81%
Amerigroup Managed Medicaid $273.89 ↓ -65%
Iowa Total Care Managed Medicaid $273.89 ↓ -65%
Medica Exchange Insure Commercial not published by hospital
Medica Exchange Inspire Commercial not published by hospital

Visitor-reported prices

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Eeg monitor/record/awake/drowsy 95816 at other Iowa hospitals

Hospital City Cash price Negotiated range
MercyOne Genesis Davenport West Medical Center Davenport $752.40 $298.08 – $417.31
MercyOne Dubuque Medical Center Dubuque $848.25 $193.72 – $1,305.00
MercyOne Clinton Medical Center Clinton $1,125.00 $36.00 – $1,612.00
MercyOne West Des Moines Medical Center West Des Moines $1,817.00 $203.81 – $1,817.00
MercyOne Des Moines Medical Center Des Moines $1,181.05 $36.00 – $1,817.00
MercyOne Genesis Davenport Medical Center Davenport $790.20 $298.08 – $417.31
MercyOne Genesis DeWitt Medical Center DeWitt $790.20 $135.05 – $395.42
MercyOne Waterloo Medical Center Waterloo $1,125.00 $36.00 – $1,818.10

All Iowa hospitals for this procedure →