Chemodenerv 1 extremity 1-4 64642 at UnityPoint Health - St. Luke's Hospital

1026 A Avenue N.E, Cedar Rapids, IA · UnityPoint Health · · NPI 1083708226

Source: hospital's published price file ↗ · Published Jan 28, 2026 · Ingested Aug 12, 2026

$822.32

Cash price

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Discounted cash price

What a hospital charges a self-pay patient who pays directly, without going through insurance — usually well below the gross charge.

Example: A CT scan has a $3,200 gross charge but an $850 discounted cash price. Ask for it by name when scheduling — hospitals don't always advertise it up front.

Full explanation →

What you pay up front if you don't use insurance.

$1,027.89

Gross charge

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Gross charge (chargemaster price)

The hospital's full, undiscounted list price — pulled from its internal "chargemaster" price list. Almost no one actually pays this.

Example: A chest X-ray has a gross charge of $1,450. The same hospital's discounted cash price for the same X-ray is $180 — the gross charge mostly anchors negotiations, not what patients pay.

Full explanation →

The hospital's undiscounted list price — almost no one pays this.

$94.28 with Aetna vs $609.12 with Iowa Total Care — same scan, same building. Share

Negotiated rates by payer
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Negotiated rate

The price a specific insurance plan agreed to pay the hospital for a service — it varies by insurer, and even by plan within the same insurer.

Example: The same knee MRI has a negotiated rate of $904 with one insurer's PPO plan and $1,509 with another's — identical hospital, identical scan.

Full explanation →

Payer
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Payer

The insurance company footing the bill — Aetna, UnitedHealthcare, Medicare, and so on.

Example: "Blue Cross Blue Shield" is the payer. Its negotiated rate for an MRI might be $904, while a different payer's negotiated rate for the same scan is $1,509.

Full explanation →
Plan
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Plan

The specific product an insurer sells — e.g. "Blue Cross PPO 500" — which sets your deductible, coinsurance and negotiated rates.

Example: Two people both insured by Aetna can owe very different amounts for the same MRI: $50 with an HMO plan's flat copay, or the full $1,200 toward a high-deductible PPO plan's unmet deductible.

Full explanation →
Negotiated rate vs. cash
Aetna Medicare Advantage $94.28 ↓ -89%
Molina Medicare Advantage $96.17 ↓ -88%
Wellmark Blue Cross and Blue Shield Medicare Advantage $96.17 ↓ -88%
United Healthcare Medicare Advantage $98.99 ↓ -88%
Humana Medicare Advantage $98.99 ↓ -88%
Amerivantage Medicare Advantage $98.99 ↓ -88%
Wellmark UHP Self-Funded Commercial $207.30 ↓ -75%
Wellmark Blue Cross and Blue Shield HMO $207.30 ↓ -75%
Health Partners Open Network Commercial $211.35 ↓ -74%
Aetna HMO $241.22 ↓ -71%
Wellmark Blue Cross and Blue Shield PPO $243.90 ↓ -70%
Cigna/Midlands Commercial $251.72 ↓ -69%
Aetna PPO $294.87 ↓ -64%
United Healthcare HMO $327.42 ↓ -60%
United Healthcare PPO $327.42 ↓ -60%
Medica Exchange Inspire Commercial $343.32 ↓ -58%
Medica Exchange Insure Commercial $385.46 ↓ -53%
Amerigroup Managed Medicaid $609.12 ↓ -26%
Iowa Total Care Managed Medicaid $609.12 ↓ -26%

Visitor-reported prices

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Chemodenerv 1 extremity 1-4 64642 at other Iowa hospitals

Hospital City Cash price Negotiated range
MercyOne Genesis Davenport West Medical Center Davenport $712.20 $662.89 – $771.55
MercyOne Des Moines Medical Center Des Moines $323.00 $30.67 – $1,370.41
MercyOne North Iowa Medical Center Mason City $474.50 $186.88 – $1,529.28
MercyOne Genesis Davenport Medical Center Davenport $823.20 $662.89 – $810.55
MercyOne Genesis DeWitt Medical Center DeWitt $289.80 $352.59 – $2,679.00
MercyOne Waterloo Medical Center Waterloo $323.00 $30.67 – $3,576.15
UnityPoint Health - Allen Hospital Waterloo $868.26 $94.28 – $574.01
UnityPoint Health - Finley Hospital Dubuque $356.00 $94.28 – $608.89

All Iowa hospitals for this procedure →