Bx vulva or perineum/1 lesion 56605 at UnityPoint Health - St. Luke's Hospital

1026 A Avenue N.E, Cedar Rapids, IA · UnityPoint Health · · NPI 1083708226

Source: hospital's published price file ↗ · Published Jan 28, 2026 · Ingested Aug 12, 2026

$223.20

Cash price

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Discounted cash price

What a hospital charges a self-pay patient who pays directly, without going through insurance — usually well below the gross charge.

Example: A CT scan has a $3,200 gross charge but an $850 discounted cash price. Ask for it by name when scheduling — hospitals don't always advertise it up front.

Full explanation →

What you pay up front if you don't use insurance.

$279.00

Gross charge

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Gross charge (chargemaster price)

The hospital's full, undiscounted list price — pulled from its internal "chargemaster" price list. Almost no one actually pays this.

Example: A chest X-ray has a gross charge of $1,450. The same hospital's discounted cash price for the same X-ray is $180 — the gross charge mostly anchors negotiations, not what patients pay.

Full explanation →

The hospital's undiscounted list price — almost no one pays this.

$52.86 with Aetna vs $765.88 with Iowa Total Care — same scan, same building. Share

Negotiated rates by payer
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Negotiated rate

The price a specific insurance plan agreed to pay the hospital for a service — it varies by insurer, and even by plan within the same insurer.

Example: The same knee MRI has a negotiated rate of $904 with one insurer's PPO plan and $1,509 with another's — identical hospital, identical scan.

Full explanation →

Payer
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Payer

The insurance company footing the bill — Aetna, UnitedHealthcare, Medicare, and so on.

Example: "Blue Cross Blue Shield" is the payer. Its negotiated rate for an MRI might be $904, while a different payer's negotiated rate for the same scan is $1,509.

Full explanation →
Plan
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Plan

The specific product an insurer sells — e.g. "Blue Cross PPO 500" — which sets your deductible, coinsurance and negotiated rates.

Example: Two people both insured by Aetna can owe very different amounts for the same MRI: $50 with an HMO plan's flat copay, or the full $1,200 toward a high-deductible PPO plan's unmet deductible.

Full explanation →
Negotiated rate vs. cash
Aetna Medicare Advantage $52.86 ↓ -76%
Molina Medicare Advantage $53.92 ↓ -76%
Wellmark Blue Cross and Blue Shield Medicare Advantage $53.92 ↓ -76%
United Healthcare Medicare Advantage $55.50 ↓ -75%
Humana Medicare Advantage $55.50 ↓ -75%
Amerivantage Medicare Advantage $55.50 ↓ -75%
Wellmark UHP Self-Funded Commercial $111.60 ↓ -50%
Wellmark Blue Cross and Blue Shield HMO $111.60 ↓ -50%
Health Partners Open Network Commercial $113.55 ↓ -49%
Wellmark Blue Cross and Blue Shield PPO $131.30 ↓ -41%
Aetna HMO $134.03 ↓ -40%
Cigna/Midlands Commercial $141.40 ↓ -37%
Aetna PPO $162.17 ↓ -27%
United Healthcare HMO $188.29 ↓ -16%
United Healthcare PPO $188.29 ↓ -16%
Amerigroup Managed Medicaid $765.88 ↑ +243%
Iowa Total Care Managed Medicaid $765.88 ↑ +243%
Medica Exchange Insure Commercial not published by hospital
Medica Exchange Inspire Commercial not published by hospital

Visitor-reported prices

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Bx vulva or perineum/1 lesion 56605 at other Iowa hospitals

Hospital City Cash price Negotiated range
MercyOne Genesis Davenport West Medical Center Davenport $152.40 not published
MercyOne Clinton Medical Center Clinton $166.00 $16.51 – $131.00
MercyOne Elkader Medical Center Elkader $621.64 $16.51 – $131.00
MercyOne Des Moines Medical Center Des Moines $131.00 $16.51 – $131.00
MercyOne North Iowa Medical Center Mason City $473.85 $18.85 – $1,995.44
MercyOne Genesis Davenport Medical Center Davenport $160.20 not published
MercyOne Genesis DeWitt Medical Center DeWitt $160.20 $194.91 – $2,679.00
MercyOne Waterloo Medical Center Waterloo $352.95 $16.51 – $3,576.15

All Iowa hospitals for this procedure →