Beta-2 microglobulin at UnityPoint Health - St. Luke's Hospital
1026 A Avenue N.E, Cedar Rapids, IA · UnityPoint Health · · NPI 1083708226
$55.00
Cash price Discounted cash price What a hospital charges a self-pay patient who pays directly, without going through insurance — usually well below the gross charge. Example: A CT scan has a $3,200 gross charge but an $850 discounted cash price. Ask for it by name when scheduling — hospitals don't always advertise it up front.
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What you pay up front if you don't use insurance.
$68.75
Gross charge Gross charge (chargemaster price) The hospital's full, undiscounted list price — pulled from its internal "chargemaster" price list. Almost no one actually pays this. Example: A chest X-ray has a gross charge of $1,450. The same hospital's discounted cash price for the same X-ray is $180 — the gross charge mostly anchors negotiations, not what patients pay.
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The hospital's undiscounted list price — almost no one pays this.
$9.71 with United Healthcare vs $26.15 with Aetna — same scan, same building. Share
Negotiated rates by payer
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Negotiated rate
The price a specific insurance plan agreed to pay the hospital for a service — it varies by insurer, and even by plan within the same insurer.
Example: The same knee MRI has a negotiated rate of $904 with one insurer's PPO plan and $1,509 with another's — identical hospital, identical scan.
Full explanation →
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Negotiated rate
The price a specific insurance plan agreed to pay the hospital for a service — it varies by insurer, and even by plan within the same insurer.
Example: The same knee MRI has a negotiated rate of $904 with one insurer's PPO plan and $1,509 with another's — identical hospital, identical scan.
Full explanation →Payer ?Payer The insurance company footing the bill — Aetna, UnitedHealthcare, Medicare, and so on. Example: "Blue Cross Blue Shield" is the payer. Its negotiated rate for an MRI might be $904, while a different payer's negotiated rate for the same scan is $1,509. Full explanation → |
Plan ?Plan The specific product an insurer sells — e.g. "Blue Cross PPO 500" — which sets your deductible, coinsurance and negotiated rates. Example: Two people both insured by Aetna can owe very different amounts for the same MRI: $50 with an HMO plan's flat copay, or the full $1,200 toward a high-deductible PPO plan's unmet deductible. Full explanation → |
Negotiated rate | vs. cash |
|---|---|---|---|
| United Healthcare | HMO | $9.71 | ↓ -82% |
| United Healthcare | PPO | $9.71 | ↓ -82% |
| Wellmark Blue Cross and Blue Shield | PPO | $16.18 | ↓ -71% |
| Wellmark Blue Cross and Blue Shield | HMO | $16.18 | ↓ -71% |
| Wellmark UHP Self-Funded | Commercial | $16.18 | ↓ -71% |
| Wellmark Blue Cross and Blue Shield | Medicare Advantage | $16.50 | ↓ -70% |
| Molina | Medicare Advantage | $16.50 | ↓ -70% |
| Aetna | Medicare Advantage | $16.50 | ↓ -70% |
| Humana | Medicare Advantage | $16.99 | ↓ -69% |
| United Healthcare | Medicare Advantage | $16.99 | ↓ -69% |
| Amerivantage | Medicare Advantage | $16.99 | ↓ -69% |
| Cigna/Midlands | Commercial | $21.03 | ↓ -62% |
| Medica Exchange Inspire | Commercial | $22.96 | ↓ -58% |
| Health Partners Open Network | Commercial | $25.15 | ↓ -54% |
| Medica Exchange Insure | Commercial | $25.78 | ↓ -53% |
| Aetna | PPO | $26.15 | ↓ -52% |
| Aetna | HMO | $26.15 | ↓ -52% |
| Amerigroup | Managed Medicaid | not published by hospital | — |
| Iowa Total Care | Managed Medicaid | not published by hospital | — |
Visitor-reported prices
Comments
Beta-2 microglobulin at other Iowa hospitals
| Hospital | City | Cash price | Negotiated range |
|---|---|---|---|
| MercyOne Genesis Davenport West Medical Center | Davenport | $123.00 | $16.18 – $16.18 |
| MercyOne Dubuque Medical Center | Dubuque | $390.00 | $15.68 – $600.00 |
| MercyOne New Hampton Medical Center | New Hampton | $96.20 | $58.59 – $148.00 |
| MercyOne Dyersville Medical Center | Dyersville | $96.20 | $55.94 – $166.59 |
| MercyOne Clinton Medical Center | Clinton | $390.00 | $15.68 – $600.00 |
| MercyOne Cedar Falls Medical Center | Cedar Falls | $124.15 | $15.68 – $191.00 |
| MercyOne Elkader Medical Center | Elkader | $96.20 | $76.18 – $154.69 |
| MercyOne West Des Moines Medical Center | West Des Moines | $95.00 | $15.68 – $95.00 |