Warde 1015200 kappa light chain free at MercyOne Cedar Falls Medical Center

515 College St, Cedar Falls, IA · MercyOne · · NPI 1942241955

Source: hospital's published price file ↗ · Published Mar 31, 2026 · Ingested Aug 3, 2026

$231.40

Cash price

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Discounted cash price

What a hospital charges a self-pay patient who pays directly, without going through insurance — usually well below the gross charge.

Example: A CT scan has a $3,200 gross charge but an $850 discounted cash price. Ask for it by name when scheduling — hospitals don't always advertise it up front.

Full explanation →

What you pay up front if you don't use insurance.

$356.00

Gross charge

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Gross charge (chargemaster price)

The hospital's full, undiscounted list price — pulled from its internal "chargemaster" price list. Almost no one actually pays this.

Example: A chest X-ray has a gross charge of $1,450. The same hospital's discounted cash price for the same X-ray is $180 — the gross charge mostly anchors negotiations, not what patients pay.

Full explanation →

The hospital's undiscounted list price — almost no one pays this.

$16.92 with AETNA MEDICARE ADVANTAGE vs $356.00 with IOWA DEPT OF PUBLIC HEALTH — same scan, same building. Share

Negotiated rates by payer
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Negotiated rate

The price a specific insurance plan agreed to pay the hospital for a service — it varies by insurer, and even by plan within the same insurer.

Example: The same knee MRI has a negotiated rate of $904 with one insurer's PPO plan and $1,509 with another's — identical hospital, identical scan.

Full explanation →

Payer
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Payer

The insurance company footing the bill — Aetna, UnitedHealthcare, Medicare, and so on.

Example: "Blue Cross Blue Shield" is the payer. Its negotiated rate for an MRI might be $904, while a different payer's negotiated rate for the same scan is $1,509.

Full explanation →
Plan
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Plan

The specific product an insurer sells — e.g. "Blue Cross PPO 500" — which sets your deductible, coinsurance and negotiated rates.

Example: Two people both insured by Aetna can owe very different amounts for the same MRI: $50 with an HMO plan's flat copay, or the full $1,200 toward a high-deductible PPO plan's unmet deductible.

Full explanation →
Negotiated rate vs. cash
AETNA MEDICARE ADVANTAGE AETNA MEDICARE ADVANTAGE $16.92 ↓ -93%
MEDIGOLD MEDICARE ADVANTAGE MERCYONE HEALTH PLAN MEDICARE ADVANTAGE $16.92 ↓ -93%
MEDICARE MEDICAL ASSOCIATES HEALTH PLANS MEDICAL ASSOCIATES MEDICARE ADVANTAGE $16.92 ↓ -93%
BLUE CROSS - IA (WELLMARK) MEDICARE ADVANTAGE WELLMARK MEDICARE ADVANTAGE $17.09 ↓ -93%
UNITED HEALTHCARE MEDICARE UNITED HEALTHCARE MEDICARE ADVANTAGE $17.26 ↓ -93%
GEHA UNITED HEALTHCARE $17.27 ↓ -93%
UNITED HEALTHCARE UNITED HEALTHCARE $17.27 ↓ -93%
HEALTH PARTNERS MEDICARE ADVANTAGE UNITYPOINT HEALTH PARTNERS MEDICARE ADV $17.44 ↓ -92%
WELLPOINT MEDICARE ADVANTAGE WELLPOINT MEDICARE ADVANTAGE $17.62 ↓ -92%
AMISH HOSPITAL AID AMISH HOSPITAL AID $22.97 ↓ -90%
OSCAR OSCAR $26.50 ↓ -89%
CENTIVO CENTIVO $28.67 ↓ -88%
AMBETTER AMBETTER MARKETPLACE $29.01 ↓ -87%
CLAIMDOC CLAIMDOC $34.71 ↓ -85%
NOVA CLAIMDOC $34.71 ↓ -85%
AETNA EAP AETNA $47.00 ↓ -80%
MEDICAL MUTUAL AETNA $47.00 ↓ -80%
AETNA AETNA $47.00 ↓ -80%
COVENTRY AETNA $47.00 ↓ -80%
ALLIED BENEFIT SYSTEMS AETNA $47.00 ↓ -80%
MERITAIN AETNA $47.00 ↓ -80%
AETNA DOMESTIC AETNA $47.00 ↓ -80%
LUCENT HEALTH AETNA $47.00 ↓ -80%
FIRST HEALTH AETNA $47.00 ↓ -80%
LUMINARE HEALTH AETNA $47.00 ↓ -80%
ASR HEALTH BENEFITS AETNA $47.00 ↓ -80%
WEBTPA AETNA $47.00 ↓ -80%
HEALTH CHOICES MEDICAL ASSOCIATES $83.66 ↓ -64%
MEDICAL ASSOCIATES MEDICAL ASSOCIATES $83.66 ↓ -64%
HEALTH PARTNERS HEALTH PARTNERS $116.41 ↓ -50%
MIDLANDS MIDLANDS CHOICE PPO $252.76 ↑ +9%
CIGNA EAP MIDLANDS CHOICE PPO $252.76 ↑ +9%
MIDLANDS CHOICE MIDLANDS CHOICE PPO $252.76 ↑ +9%
AUXIANT MIDLANDS CHOICE PPO $252.76 ↑ +9%
MEDICA MIDLANDS CHOICE PPO $252.76 ↑ +9%
CIGNA MIDLANDS CHOICE PPO $252.76 ↑ +9%
UNITED HEALTHCARE UNITED HEALTHCARE DEERE PREMIER $323.96 ↑ +40%
UNITED HEALTHCARE UHC OPTUM BEHAVIORAL HEALTH $356.00 ↑ +54%
IOWA DEPT OF PUBLIC HEALTH CARE FOR YOURSELF $356.00 ↑ +54%

Visitor-reported prices

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Warde 1015200 kappa light chain free at other Iowa hospitals

Hospital City Cash price Negotiated range
MercyOne Genesis Davenport West Medical Center Davenport $31.20 $17.27 – $17.27
MercyOne Dubuque Medical Center Dubuque $111.15 $16.92 – $136.00
MercyOne New Hampton Medical Center New Hampton $126.10 $76.80 – $194.00
MercyOne Dyersville Medical Center Dyersville $126.10 $73.33 – $218.37
MercyOne Oelwein Medical Center Oelwein $126.10 $74.15 – $194.00
MercyOne Elkader Medical Center Elkader $126.10 $99.85 – $202.77
MercyOne West Des Moines Medical Center West Des Moines $171.00 $16.92 – $171.00
MercyOne Centerville Medical Center Centerville $194.00 $53.23 – $194.00

All Iowa hospitals for this procedure →