Urea nitrogen at MercyOne Cedar Falls Medical Center

515 College St, Cedar Falls, IA · MercyOne · · NPI 1942241955

Source: hospital's published price file ↗ · Published Mar 31, 2026 · Ingested Aug 3, 2026

$29.25

Cash price

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Discounted cash price

What a hospital charges a self-pay patient who pays directly, without going through insurance — usually well below the gross charge.

Example: A CT scan has a $3,200 gross charge but an $850 discounted cash price. Ask for it by name when scheduling — hospitals don't always advertise it up front.

Full explanation →

What you pay up front if you don't use insurance.

$45.00

Gross charge

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Gross charge (chargemaster price)

The hospital's full, undiscounted list price — pulled from its internal "chargemaster" price list. Almost no one actually pays this.

Example: A chest X-ray has a gross charge of $1,450. The same hospital's discounted cash price for the same X-ray is $180 — the gross charge mostly anchors negotiations, not what patients pay.

Full explanation →

The hospital's undiscounted list price — almost no one pays this.

$3.83 with IOWA TOTAL CARE vs $45.00 with UNITED HEALTHCARE — same scan, same building. Share

Negotiated rates by payer
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Negotiated rate

The price a specific insurance plan agreed to pay the hospital for a service — it varies by insurer, and even by plan within the same insurer.

Example: The same knee MRI has a negotiated rate of $904 with one insurer's PPO plan and $1,509 with another's — identical hospital, identical scan.

Full explanation →

Payer
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Payer

The insurance company footing the bill — Aetna, UnitedHealthcare, Medicare, and so on.

Example: "Blue Cross Blue Shield" is the payer. Its negotiated rate for an MRI might be $904, while a different payer's negotiated rate for the same scan is $1,509.

Full explanation →
Plan
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Plan

The specific product an insurer sells — e.g. "Blue Cross PPO 500" — which sets your deductible, coinsurance and negotiated rates.

Example: Two people both insured by Aetna can owe very different amounts for the same MRI: $50 with an HMO plan's flat copay, or the full $1,200 toward a high-deductible PPO plan's unmet deductible.

Full explanation →
Negotiated rate vs. cash
IOWA TOTAL CARE IOWA TOTAL CARE MEDICAID $3.83 ↓ -87%
MOLINA MEDICAID MOLINA MEDICAID $3.86 ↓ -87%
AETNA MEDICARE ADVANTAGE AETNA MEDICARE ADVANTAGE $3.87 ↓ -87%
MEDIGOLD MEDICARE ADVANTAGE MERCYONE HEALTH PLAN MEDICARE ADVANTAGE $3.87 ↓ -87%
MEDICARE MEDICAL ASSOCIATES HEALTH PLANS MEDICAL ASSOCIATES MEDICARE ADVANTAGE $3.87 ↓ -87%
WELLPOINT MEDICAID WELLPOINT MEDICAID $3.88 ↓ -87%
BLUE CROSS - IA (WELLMARK) MEDICARE ADVANTAGE WELLMARK MEDICARE ADVANTAGE $3.91 ↓ -87%
UNITED HEALTHCARE UNITED HEALTHCARE $3.95 ↓ -86%
UNITED HEALTHCARE MEDICARE UNITED HEALTHCARE MEDICARE ADVANTAGE $3.95 ↓ -86%
GEHA UNITED HEALTHCARE $3.95 ↓ -86%
HEALTH PARTNERS MEDICARE ADVANTAGE UNITYPOINT HEALTH PARTNERS MEDICARE ADV $3.99 ↓ -86%
WELLPOINT MEDICARE ADVANTAGE WELLPOINT MEDICARE ADVANTAGE $4.03 ↓ -86%
AMISH HOSPITAL AID AMISH HOSPITAL AID $5.25 ↓ -82%
OSCAR OSCAR $6.06 ↓ -79%
CENTIVO CENTIVO $6.56 ↓ -78%
AMBETTER AMBETTER MARKETPLACE $6.64 ↓ -77%
NOVA CLAIMDOC $7.94 ↓ -73%
CLAIMDOC CLAIMDOC $7.94 ↓ -73%
HEALTH CHOICES MEDICAL ASSOCIATES $10.58 ↓ -64%
MEDICAL ASSOCIATES MEDICAL ASSOCIATES $10.58 ↓ -64%
MERITAIN AETNA $10.74 ↓ -63%
ASR HEALTH BENEFITS AETNA $10.74 ↓ -63%
AETNA AETNA $10.74 ↓ -63%
LUCENT HEALTH AETNA $10.74 ↓ -63%
AETNA DOMESTIC AETNA $10.74 ↓ -63%
FIRST HEALTH AETNA $10.74 ↓ -63%
COVENTRY AETNA $10.74 ↓ -63%
ALLIED BENEFIT SYSTEMS AETNA $10.74 ↓ -63%
LUMINARE HEALTH AETNA $10.74 ↓ -63%
WEBTPA AETNA $10.74 ↓ -63%
MEDICAL MUTUAL AETNA $10.74 ↓ -63%
AETNA EAP AETNA $10.74 ↓ -63%
HEALTH PARTNERS HEALTH PARTNERS $14.72 ↓ -50%
MEDICA MIDLANDS CHOICE PPO $31.95 ↑ +9%
CIGNA MIDLANDS CHOICE PPO $31.95 ↑ +9%
CIGNA EAP MIDLANDS CHOICE PPO $31.95 ↑ +9%
MIDLANDS MIDLANDS CHOICE PPO $31.95 ↑ +9%
MIDLANDS CHOICE MIDLANDS CHOICE PPO $31.95 ↑ +9%
AUXIANT MIDLANDS CHOICE PPO $31.95 ↑ +9%
UNITED HEALTHCARE UNITED HEALTHCARE DEERE PREMIER $40.95 ↑ +40%
IOWA DEPT OF PUBLIC HEALTH CARE FOR YOURSELF $45.00 ↑ +54%
UNITED HEALTHCARE UHC OPTUM BEHAVIORAL HEALTH $45.00 ↑ +54%

Visitor-reported prices

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Urea nitrogen at other Iowa hospitals

Hospital City Cash price Negotiated range
MercyOne Genesis Davenport West Medical Center Davenport $34.20 $3.95 – $3.95
MercyOne New Hampton Medical Center New Hampton $42.25 $25.73 – $65.00
MercyOne Dyersville Medical Center Dyersville $42.25 $24.57 – $73.16
MercyOne Clinton Medical Center Clinton $29.25 $3.83 – $45.00
MercyOne Oelwein Medical Center Oelwein $242.00 $3.87 – $65.00
MercyOne Elkader Medical Center Elkader $42.25 $33.46 – $67.94
MercyOne West Des Moines Medical Center West Des Moines $113.00 $3.83 – $113.00
MercyOne Des Moines Medical Center Des Moines $62.40 $3.83 – $96.00

All Iowa hospitals for this procedure →