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Rapid Strep Test at MercyOne Cedar Falls Medical Center

515 College St, Cedar Falls, IA · MercyOne · · NPI 1942241955

Source: hospital's published price file ↗ · Published Mar 31, 2026 · Ingested Aug 3, 2026

$111.15

Cash price

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Discounted cash price

What a hospital charges a self-pay patient who pays directly, without going through insurance — usually well below the gross charge.

Example: A CT scan has a $3,200 gross charge but an $850 discounted cash price. Ask for it by name when scheduling — hospitals don't always advertise it up front.

Full explanation →

What you pay up front if you don't use insurance.

$171.00

Gross charge

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Gross charge (chargemaster price)

The hospital's full, undiscounted list price — pulled from its internal "chargemaster" price list. Almost no one actually pays this.

Example: A chest X-ray has a gross charge of $1,450. The same hospital's discounted cash price for the same X-ray is $180 — the gross charge mostly anchors negotiations, not what patients pay.

Full explanation →

The hospital's undiscounted list price — almost no one pays this.

$16.01 with IOWA TOTAL CARE vs $171.00 with IOWA DEPT OF PUBLIC HEALTH — same scan, same building. Share

Negotiated rates by payer
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Negotiated rate

The price a specific insurance plan agreed to pay the hospital for a service — it varies by insurer, and even by plan within the same insurer.

Example: The same knee MRI has a negotiated rate of $904 with one insurer's PPO plan and $1,509 with another's — identical hospital, identical scan.

Full explanation →

Payer
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Payer

The insurance company footing the bill — Aetna, UnitedHealthcare, Medicare, and so on.

Example: "Blue Cross Blue Shield" is the payer. Its negotiated rate for an MRI might be $904, while a different payer's negotiated rate for the same scan is $1,509.

Full explanation →
Plan
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Plan

The specific product an insurer sells — e.g. "Blue Cross PPO 500" — which sets your deductible, coinsurance and negotiated rates.

Example: Two people both insured by Aetna can owe very different amounts for the same MRI: $50 with an HMO plan's flat copay, or the full $1,200 toward a high-deductible PPO plan's unmet deductible.

Full explanation →
Negotiated rate vs. cash
IOWA TOTAL CARE IOWA TOTAL CARE MEDICAID $16.01 ↓ -86%
MOLINA MEDICAID MOLINA MEDICAID $16.17 ↓ -85%
MEDICARE MEDICAL ASSOCIATES HEALTH PLANS MEDICAL ASSOCIATES MEDICARE ADVANTAGE $16.20 ↓ -85%
AETNA MEDICARE ADVANTAGE AETNA MEDICARE ADVANTAGE $16.20 ↓ -85%
MEDIGOLD MEDICARE ADVANTAGE MERCYONE HEALTH PLAN MEDICARE ADVANTAGE $16.20 ↓ -85%
WELLPOINT MEDICAID WELLPOINT MEDICAID $16.23 ↓ -85%
BLUE CROSS - IA (WELLMARK) MEDICARE ADVANTAGE WELLMARK MEDICARE ADVANTAGE $16.36 ↓ -85%
UNITED HEALTHCARE MEDICARE UNITED HEALTHCARE MEDICARE ADVANTAGE $16.52 ↓ -85%
GEHA UNITED HEALTHCARE $16.53 ↓ -85%
UNITED HEALTHCARE UNITED HEALTHCARE $16.53 ↓ -85%
HEALTH PARTNERS MEDICARE ADVANTAGE UNITYPOINT HEALTH PARTNERS MEDICARE ADV $16.70 ↓ -85%
WELLPOINT MEDICARE ADVANTAGE WELLPOINT MEDICARE ADVANTAGE $16.86 ↓ -85%
AMISH HOSPITAL AID AMISH HOSPITAL AID $21.98 ↓ -80%
OSCAR OSCAR $25.37 ↓ -77%
CENTIVO CENTIVO $27.44 ↓ -75%
AMBETTER AMBETTER MARKETPLACE $27.77 ↓ -75%
NOVA CLAIMDOC $33.23 ↓ -70%
CLAIMDOC CLAIMDOC $33.23 ↓ -70%
MEDICAL ASSOCIATES MEDICAL ASSOCIATES $40.19 ↓ -64%
HEALTH CHOICES MEDICAL ASSOCIATES $40.19 ↓ -64%
WEBTPA AETNA $44.99 ↓ -60%
COVENTRY AETNA $44.99 ↓ -60%
ALLIED BENEFIT SYSTEMS AETNA $44.99 ↓ -60%
LUCENT HEALTH AETNA $44.99 ↓ -60%
LUMINARE HEALTH AETNA $44.99 ↓ -60%
ASR HEALTH BENEFITS AETNA $44.99 ↓ -60%
FIRST HEALTH AETNA $44.99 ↓ -60%
AETNA AETNA $44.99 ↓ -60%
MERITAIN AETNA $44.99 ↓ -60%
MEDICAL MUTUAL AETNA $44.99 ↓ -60%
AETNA DOMESTIC AETNA $44.99 ↓ -60%
AETNA EAP AETNA $44.99 ↓ -60%
HEALTH PARTNERS HEALTH PARTNERS $55.92 ↓ -50%
MIDLANDS CHOICE MIDLANDS CHOICE PPO $121.41 ↑ +9%
MIDLANDS MIDLANDS CHOICE PPO $121.41 ↑ +9%
AUXIANT MIDLANDS CHOICE PPO $121.41 ↑ +9%
MEDICA MIDLANDS CHOICE PPO $121.41 ↑ +9%
CIGNA MIDLANDS CHOICE PPO $121.41 ↑ +9%
CIGNA EAP MIDLANDS CHOICE PPO $121.41 ↑ +9%
UNITED HEALTHCARE UNITED HEALTHCARE DEERE PREMIER $155.61 ↑ +40%
UNITED HEALTHCARE UHC OPTUM BEHAVIORAL HEALTH $171.00 ↑ +54%
IOWA DEPT OF PUBLIC HEALTH CARE FOR YOURSELF $171.00 ↑ +54%

Visitor-reported prices

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Rapid Strep Test at other Iowa hospitals

Hospital City Cash price Negotiated range
UnityPoint Health - Iowa Lutheran Hospital Des Moines $38.58 $12.63 – $23.15
UnityPoint Health - Allen Hospital Waterloo $38.58 $16.53 – $25.41
MercyOne Genesis Davenport West Medical Center Davenport $40.80 $16.53 – $16.53
MercyOne New Hampton Medical Center New Hampton $94.25 $12.51 – $145.00
MercyOne Dyersville Medical Center Dyersville $94.25 $54.81 – $163.21
MercyOne Oelwein Medical Center Oelwein $94.25 $55.42 – $145.00
MercyOne Elkader Medical Center Elkader $43.00 $13.22 – $37.30
MercyOne Centerville Medical Center Centerville $43.00 $12.51 – $36.95

All Iowa hospitals for this procedure →