Pt application of modality traction mechanical at MercyOne Cedar Falls Medical Center

515 College St, Cedar Falls, IA · MercyOne · · NPI 1942241955

Source: hospital's published price file ↗ · Published Mar 31, 2026 · Ingested Aug 3, 2026

$2,411.00

Cash price

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Discounted cash price

What a hospital charges a self-pay patient who pays directly, without going through insurance — usually well below the gross charge.

Example: A CT scan has a $3,200 gross charge but an $850 discounted cash price. Ask for it by name when scheduling — hospitals don't always advertise it up front.

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What you pay up front if you don't use insurance.

$109.00

Gross charge

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Gross charge (chargemaster price)

The hospital's full, undiscounted list price — pulled from its internal "chargemaster" price list. Almost no one actually pays this.

Example: A chest X-ray has a gross charge of $1,450. The same hospital's discounted cash price for the same X-ray is $180 — the gross charge mostly anchors negotiations, not what patients pay.

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The hospital's undiscounted list price — almost no one pays this.

$12.97 with IOWA TOTAL CARE vs $301.50 with AETNA — same scan, same building. Share

Negotiated rates by payer
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Negotiated rate

The price a specific insurance plan agreed to pay the hospital for a service — it varies by insurer, and even by plan within the same insurer.

Example: The same knee MRI has a negotiated rate of $904 with one insurer's PPO plan and $1,509 with another's — identical hospital, identical scan.

Full explanation →

Payer
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Payer

The insurance company footing the bill — Aetna, UnitedHealthcare, Medicare, and so on.

Example: "Blue Cross Blue Shield" is the payer. Its negotiated rate for an MRI might be $904, while a different payer's negotiated rate for the same scan is $1,509.

Full explanation →
Plan
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Plan

The specific product an insurer sells — e.g. "Blue Cross PPO 500" — which sets your deductible, coinsurance and negotiated rates.

Example: Two people both insured by Aetna can owe very different amounts for the same MRI: $50 with an HMO plan's flat copay, or the full $1,200 toward a high-deductible PPO plan's unmet deductible.

Full explanation →
Negotiated rate vs. cash
IOWA TOTAL CARE IOWA TOTAL CARE MEDICAID $12.97 ↓ -99%
MOLINA MEDICAID MOLINA MEDICAID $13.10 ↓ -99%
WELLPOINT MEDICAID WELLPOINT MEDICAID $13.15 ↓ -99%
AETNA MEDICARE ADVANTAGE AETNA MEDICARE ADVANTAGE $13.45 ↓ -99%
MEDICARE MEDICAL ASSOCIATES HEALTH PLANS MEDICAL ASSOCIATES MEDICARE ADVANTAGE $13.45 ↓ -99%
MEDIGOLD MEDICARE ADVANTAGE MERCYONE HEALTH PLAN MEDICARE ADVANTAGE $13.45 ↓ -99%
BLUE CROSS - IA (WELLMARK) MEDICARE ADVANTAGE WELLMARK MEDICARE ADVANTAGE $13.58 ↓ -99%
UNITED HEALTHCARE MEDICARE UNITED HEALTHCARE MEDICARE ADVANTAGE $13.71 ↓ -99%
HEALTH PARTNERS MEDICARE ADVANTAGE UNITYPOINT HEALTH PARTNERS MEDICARE ADV $13.86 ↓ -99%
WELLPOINT MEDICARE ADVANTAGE WELLPOINT MEDICARE ADVANTAGE $13.99 ↓ -99%
AMISH HOSPITAL AID AMISH HOSPITAL AID $18.25 ↓ -99%
OSCAR OSCAR $21.06 ↓ -99%
CENTIVO CENTIVO $22.78 ↓ -99%
AMBETTER AMBETTER MARKETPLACE $23.05 ↓ -99%
MEDICAL ASSOCIATES MEDICAL ASSOCIATES $25.62 ↓ -99%
HEALTH CHOICES MEDICAL ASSOCIATES $25.62 ↓ -99%
NOVA CLAIMDOC $27.58 ↓ -99%
CLAIMDOC CLAIMDOC $27.58 ↓ -99%
HEALTH PARTNERS HEALTH PARTNERS $35.64 ↓ -99%
MIDLANDS CHOICE MIDLANDS CHOICE PPO $77.39 ↓ -97%
AUXIANT MIDLANDS CHOICE PPO $77.39 ↓ -97%
CIGNA MIDLANDS CHOICE PPO $77.39 ↓ -97%
CIGNA EAP MIDLANDS CHOICE PPO $77.39 ↓ -97%
MEDICA MIDLANDS CHOICE PPO $77.39 ↓ -97%
MIDLANDS MIDLANDS CHOICE PPO $77.39 ↓ -97%
UNITED HEALTHCARE UNITED HEALTHCARE DEERE PREMIER $99.19 ↓ -96%
IOWA DEPT OF PUBLIC HEALTH CARE FOR YOURSELF $109.00 ↓ -95%
UNITED HEALTHCARE UHC OPTUM BEHAVIORAL HEALTH $109.00 ↓ -95%
GEHA UNITED HEALTHCARE $284.00 ↓ -88%
UNITED HEALTHCARE UNITED HEALTHCARE $284.00 ↓ -88%
FIRST HEALTH AETNA $301.50 ↓ -87%
COVENTRY AETNA $301.50 ↓ -87%
ASR HEALTH BENEFITS AETNA $301.50 ↓ -87%
ALLIED BENEFIT SYSTEMS AETNA $301.50 ↓ -87%
WEBTPA AETNA $301.50 ↓ -87%
LUMINARE HEALTH AETNA $301.50 ↓ -87%
LUCENT HEALTH AETNA $301.50 ↓ -87%
AETNA EAP AETNA $301.50 ↓ -87%
MEDICAL MUTUAL AETNA $301.50 ↓ -87%
MERITAIN AETNA $301.50 ↓ -87%
AETNA DOMESTIC AETNA $301.50 ↓ -87%
AETNA AETNA $301.50 ↓ -87%

Visitor-reported prices

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Pt application of modality traction mechanical at other Iowa hospitals

Hospital City Cash price Negotiated range
MercyOne Genesis Davenport West Medical Center Davenport $64.80 $18.62 – $18.62
MercyOne Dubuque Medical Center Dubuque $60.45 $12.97 – $231.00
MercyOne New Hampton Medical Center New Hampton $70.85 $43.15 – $109.00
MercyOne Dyersville Medical Center Dyersville $70.85 $41.20 – $122.69
MercyOne Clinton Medical Center Clinton $104.00 $12.97 – $461.00
MercyOne Des Moines Medical Center Des Moines $70.85 $12.97 – $189.00
MercyOne Centerville Medical Center Centerville $109.00 $29.91 – $109.00
MercyOne Newton Medical Center Newton $70.85 $12.97 – $109.00

All Iowa hospitals for this procedure →