Mayo molecular pathology procedure level 2 apoe genotype at MercyOne Cedar Falls Medical Center

515 College St, Cedar Falls, IA · MercyOne · · NPI 1942241955

Source: hospital's published price file ↗ · Published Mar 31, 2026 · Ingested Aug 3, 2026

$292.50

Cash price

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Discounted cash price

What a hospital charges a self-pay patient who pays directly, without going through insurance — usually well below the gross charge.

Example: A CT scan has a $3,200 gross charge but an $850 discounted cash price. Ask for it by name when scheduling — hospitals don't always advertise it up front.

Full explanation →

What you pay up front if you don't use insurance.

$450.00

Gross charge

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Gross charge (chargemaster price)

The hospital's full, undiscounted list price — pulled from its internal "chargemaster" price list. Almost no one actually pays this.

Example: A chest X-ray has a gross charge of $1,450. The same hospital's discounted cash price for the same X-ray is $180 — the gross charge mostly anchors negotiations, not what patients pay.

Full explanation →

The hospital's undiscounted list price — almost no one pays this.

$105.75 with MEDICAL ASSOCIATES vs $450.00 with UNITED HEALTHCARE — same scan, same building. Share

Negotiated rates by payer
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Negotiated rate

The price a specific insurance plan agreed to pay the hospital for a service — it varies by insurer, and even by plan within the same insurer.

Example: The same knee MRI has a negotiated rate of $904 with one insurer's PPO plan and $1,509 with another's — identical hospital, identical scan.

Full explanation →

Payer
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Payer

The insurance company footing the bill — Aetna, UnitedHealthcare, Medicare, and so on.

Example: "Blue Cross Blue Shield" is the payer. Its negotiated rate for an MRI might be $904, while a different payer's negotiated rate for the same scan is $1,509.

Full explanation →
Plan
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Plan

The specific product an insurer sells — e.g. "Blue Cross PPO 500" — which sets your deductible, coinsurance and negotiated rates.

Example: Two people both insured by Aetna can owe very different amounts for the same MRI: $50 with an HMO plan's flat copay, or the full $1,200 toward a high-deductible PPO plan's unmet deductible.

Full explanation →
Negotiated rate vs. cash
MEDICAL ASSOCIATES MEDICAL ASSOCIATES $105.75 ↓ -64%
HEALTH CHOICES MEDICAL ASSOCIATES $105.75 ↓ -64%
IOWA TOTAL CARE IOWA TOTAL CARE MEDICAID $132.75 ↓ -55%
MOLINA MEDICAID MOLINA MEDICAID $134.05 ↓ -54%
MEDICARE MEDICAL ASSOCIATES HEALTH PLANS MEDICAL ASSOCIATES MEDICARE ADVANTAGE $134.26 ↓ -54%
MEDIGOLD MEDICARE ADVANTAGE MERCYONE HEALTH PLAN MEDICARE ADVANTAGE $134.26 ↓ -54%
AETNA MEDICARE ADVANTAGE AETNA MEDICARE ADVANTAGE $134.26 ↓ -54%
WELLPOINT MEDICAID WELLPOINT MEDICAID $134.58 ↓ -54%
BLUE CROSS - IA (WELLMARK) MEDICARE ADVANTAGE WELLMARK MEDICARE ADVANTAGE $135.60 ↓ -54%
UNITED HEALTHCARE MEDICARE UNITED HEALTHCARE MEDICARE ADVANTAGE $136.95 ↓ -53%
GEHA UNITED HEALTHCARE $137.00 ↓ -53%
UNITED HEALTHCARE UNITED HEALTHCARE $137.00 ↓ -53%
HEALTH PARTNERS MEDICARE ADVANTAGE UNITYPOINT HEALTH PARTNERS MEDICARE ADV $138.37 ↓ -53%
WELLPOINT MEDICARE ADVANTAGE WELLPOINT MEDICARE ADVANTAGE $139.74 ↓ -52%
HEALTH PARTNERS HEALTH PARTNERS $147.15 ↓ -50%
AMISH HOSPITAL AID AMISH HOSPITAL AID $182.21 ↓ -38%
OSCAR OSCAR $210.25 ↓ -28%
CENTIVO CENTIVO $227.42 ↓ -22%
AMBETTER AMBETTER MARKETPLACE $230.16 ↓ -21%
NOVA CLAIMDOC $275.37 ↓ -6%
CLAIMDOC CLAIMDOC $275.37 ↓ -6%
MIDLANDS MIDLANDS CHOICE PPO $319.50 ↑ +9%
MEDICA MIDLANDS CHOICE PPO $319.50 ↑ +9%
CIGNA MIDLANDS CHOICE PPO $319.50 ↑ +9%
MIDLANDS CHOICE MIDLANDS CHOICE PPO $319.50 ↑ +9%
AUXIANT MIDLANDS CHOICE PPO $319.50 ↑ +9%
CIGNA EAP MIDLANDS CHOICE PPO $319.50 ↑ +9%
LUCENT HEALTH AETNA $372.80 ↑ +27%
ALLIED BENEFIT SYSTEMS AETNA $372.80 ↑ +27%
AETNA DOMESTIC AETNA $372.80 ↑ +27%
WEBTPA AETNA $372.80 ↑ +27%
MEDICAL MUTUAL AETNA $372.80 ↑ +27%
LUMINARE HEALTH AETNA $372.80 ↑ +27%
MERITAIN AETNA $372.80 ↑ +27%
COVENTRY AETNA $372.80 ↑ +27%
AETNA AETNA $372.80 ↑ +27%
ASR HEALTH BENEFITS AETNA $372.80 ↑ +27%
FIRST HEALTH AETNA $372.80 ↑ +27%
AETNA EAP AETNA $372.80 ↑ +27%
UNITED HEALTHCARE UNITED HEALTHCARE DEERE PREMIER $409.50 ↑ +40%
IOWA DEPT OF PUBLIC HEALTH CARE FOR YOURSELF $450.00 ↑ +54%
UNITED HEALTHCARE UHC OPTUM BEHAVIORAL HEALTH $450.00 ↑ +54%

Visitor-reported prices

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Mayo molecular pathology procedure level 2 apoe genotype at other Iowa hospitals

Hospital City Cash price Negotiated range
MercyOne Genesis Davenport West Medical Center Davenport $469.80 $137.00 – $137.00
MercyOne Dubuque Medical Center Dubuque $356.20 $132.75 – $548.00
MercyOne New Hampton Medical Center New Hampton $267.15 $134.26 – $411.00
MercyOne Clinton Medical Center Clinton $356.20 $132.75 – $548.00
MercyOne Des Moines Medical Center Des Moines $356.20 $110.15 – $548.00
MercyOne Centerville Medical Center Centerville $411.00 $113.19 – $411.00
MercyOne North Iowa Medical Center Mason City $356.20 $132.75 – $548.00
MercyOne Genesis Davenport Medical Center Davenport $523.20 not published

All Iowa hospitals for this procedure →