Mayo lipoprotein electrophoresis at MercyOne Cedar Falls Medical Center

515 College St, Cedar Falls, IA · MercyOne · · NPI 1942241955

Source: hospital's published price file ↗ · Published Mar 31, 2026 · Ingested Aug 3, 2026

$148.85

Cash price

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Discounted cash price

What a hospital charges a self-pay patient who pays directly, without going through insurance — usually well below the gross charge.

Example: A CT scan has a $3,200 gross charge but an $850 discounted cash price. Ask for it by name when scheduling — hospitals don't always advertise it up front.

Full explanation →

What you pay up front if you don't use insurance.

$229.00

Gross charge

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Gross charge (chargemaster price)

The hospital's full, undiscounted list price — pulled from its internal "chargemaster" price list. Almost no one actually pays this.

Example: A chest X-ray has a gross charge of $1,450. The same hospital's discounted cash price for the same X-ray is $180 — the gross charge mostly anchors negotiations, not what patients pay.

Full explanation →

The hospital's undiscounted list price — almost no one pays this.

$10.91 with IOWA TOTAL CARE vs $229.00 with UNITED HEALTHCARE — same scan, same building. Share

Negotiated rates by payer
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Negotiated rate

The price a specific insurance plan agreed to pay the hospital for a service — it varies by insurer, and even by plan within the same insurer.

Example: The same knee MRI has a negotiated rate of $904 with one insurer's PPO plan and $1,509 with another's — identical hospital, identical scan.

Full explanation →

Payer
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Payer

The insurance company footing the bill — Aetna, UnitedHealthcare, Medicare, and so on.

Example: "Blue Cross Blue Shield" is the payer. Its negotiated rate for an MRI might be $904, while a different payer's negotiated rate for the same scan is $1,509.

Full explanation →
Plan
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Plan

The specific product an insurer sells — e.g. "Blue Cross PPO 500" — which sets your deductible, coinsurance and negotiated rates.

Example: Two people both insured by Aetna can owe very different amounts for the same MRI: $50 with an HMO plan's flat copay, or the full $1,200 toward a high-deductible PPO plan's unmet deductible.

Full explanation →
Negotiated rate vs. cash
IOWA TOTAL CARE IOWA TOTAL CARE MEDICAID $10.91 ↓ -93%
MOLINA MEDICAID MOLINA MEDICAID $11.02 ↓ -93%
AETNA MEDICARE ADVANTAGE AETNA MEDICARE ADVANTAGE $11.03 ↓ -93%
MEDIGOLD MEDICARE ADVANTAGE MERCYONE HEALTH PLAN MEDICARE ADVANTAGE $11.03 ↓ -93%
MEDICARE MEDICAL ASSOCIATES HEALTH PLANS MEDICAL ASSOCIATES MEDICARE ADVANTAGE $11.03 ↓ -93%
WELLPOINT MEDICAID WELLPOINT MEDICAID $11.06 ↓ -93%
BLUE CROSS - IA (WELLMARK) MEDICARE ADVANTAGE WELLMARK MEDICARE ADVANTAGE $11.15 ↓ -93%
UNITED HEALTHCARE UNITED HEALTHCARE $11.26 ↓ -92%
UNITED HEALTHCARE MEDICARE UNITED HEALTHCARE MEDICARE ADVANTAGE $11.26 ↓ -92%
GEHA UNITED HEALTHCARE $11.26 ↓ -92%
HEALTH PARTNERS MEDICARE ADVANTAGE UNITYPOINT HEALTH PARTNERS MEDICARE ADV $11.37 ↓ -92%
WELLPOINT MEDICARE ADVANTAGE WELLPOINT MEDICARE ADVANTAGE $11.49 ↓ -92%
AMISH HOSPITAL AID AMISH HOSPITAL AID $14.98 ↓ -90%
OSCAR OSCAR $17.28 ↓ -88%
CENTIVO CENTIVO $18.69 ↓ -87%
AMBETTER AMBETTER MARKETPLACE $18.92 ↓ -87%
NOVA CLAIMDOC $22.63 ↓ -85%
CLAIMDOC CLAIMDOC $22.63 ↓ -85%
COVENTRY AETNA $30.64 ↓ -79%
ALLIED BENEFIT SYSTEMS AETNA $30.64 ↓ -79%
LUMINARE HEALTH AETNA $30.64 ↓ -79%
AETNA EAP AETNA $30.64 ↓ -79%
ASR HEALTH BENEFITS AETNA $30.64 ↓ -79%
AETNA AETNA $30.64 ↓ -79%
MEDICAL MUTUAL AETNA $30.64 ↓ -79%
WEBTPA AETNA $30.64 ↓ -79%
LUCENT HEALTH AETNA $30.64 ↓ -79%
MERITAIN AETNA $30.64 ↓ -79%
AETNA DOMESTIC AETNA $30.64 ↓ -79%
FIRST HEALTH AETNA $30.64 ↓ -79%
MEDICAL ASSOCIATES MEDICAL ASSOCIATES $53.82 ↓ -64%
HEALTH CHOICES MEDICAL ASSOCIATES $53.82 ↓ -64%
HEALTH PARTNERS HEALTH PARTNERS $74.88 ↓ -50%
MEDICA MIDLANDS CHOICE PPO $162.59 ↑ +9%
CIGNA MIDLANDS CHOICE PPO $162.59 ↑ +9%
MIDLANDS CHOICE MIDLANDS CHOICE PPO $162.59 ↑ +9%
MIDLANDS MIDLANDS CHOICE PPO $162.59 ↑ +9%
AUXIANT MIDLANDS CHOICE PPO $162.59 ↑ +9%
CIGNA EAP MIDLANDS CHOICE PPO $162.59 ↑ +9%
UNITED HEALTHCARE UNITED HEALTHCARE DEERE PREMIER $208.39 ↑ +40%
IOWA DEPT OF PUBLIC HEALTH CARE FOR YOURSELF $229.00 ↑ +54%
UNITED HEALTHCARE UHC OPTUM BEHAVIORAL HEALTH $229.00 ↑ +54%

Visitor-reported prices

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Mayo lipoprotein electrophoresis at other Iowa hospitals

Hospital City Cash price Negotiated range
MercyOne Dubuque Medical Center Dubuque $197.60 $10.91 – $69.00
MercyOne New Hampton Medical Center New Hampton $78.00 $11.03 – $120.00
MercyOne Dyersville Medical Center Dyersville $135.20 $11.03 – $208.00
MercyOne Clinton Medical Center Clinton $197.60 $10.91 – $304.00
MercyOne Oelwein Medical Center Oelwein $135.20 $11.03 – $208.00
MercyOne Elkader Medical Center Elkader $135.20 $11.03 – $208.00
MercyOne Des Moines Medical Center Des Moines $56.55 $10.91 – $69.00
MercyOne North Iowa Medical Center Mason City $44.85 $10.91 – $69.00

All Iowa hospitals for this procedure →