Kit omnigraft 2.5x2.5cm dermal regeneration matrix - q4105-cost per sq cm at MercyOne Cedar Falls Medical Center

515 College St, Cedar Falls, IA · MercyOne · · NPI 1942241955

Source: hospital's published price file ↗ · Published Mar 31, 2026 · Ingested Aug 3, 2026

$234.08

Cash price

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Discounted cash price

What a hospital charges a self-pay patient who pays directly, without going through insurance — usually well below the gross charge.

Example: A CT scan has a $3,200 gross charge but an $850 discounted cash price. Ask for it by name when scheduling — hospitals don't always advertise it up front.

Full explanation →

What you pay up front if you don't use insurance.

$360.12

Gross charge

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Gross charge (chargemaster price)

The hospital's full, undiscounted list price — pulled from its internal "chargemaster" price list. Almost no one actually pays this.

Example: A chest X-ray has a gross charge of $1,450. The same hospital's discounted cash price for the same X-ray is $180 — the gross charge mostly anchors negotiations, not what patients pay.

Full explanation →

The hospital's undiscounted list price — almost no one pays this.

$36.56 with IOWA TOTAL CARE vs $210.83 with UNITED HEALTHCARE — same scan, same building. Share

Negotiated rates by payer
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Negotiated rate

The price a specific insurance plan agreed to pay the hospital for a service — it varies by insurer, and even by plan within the same insurer.

Example: The same knee MRI has a negotiated rate of $904 with one insurer's PPO plan and $1,509 with another's — identical hospital, identical scan.

Full explanation →

Payer
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Payer

The insurance company footing the bill — Aetna, UnitedHealthcare, Medicare, and so on.

Example: "Blue Cross Blue Shield" is the payer. Its negotiated rate for an MRI might be $904, while a different payer's negotiated rate for the same scan is $1,509.

Full explanation →
Plan
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Plan

The specific product an insurer sells — e.g. "Blue Cross PPO 500" — which sets your deductible, coinsurance and negotiated rates.

Example: Two people both insured by Aetna can owe very different amounts for the same MRI: $50 with an HMO plan's flat copay, or the full $1,200 toward a high-deductible PPO plan's unmet deductible.

Full explanation →
Negotiated rate vs. cash
IOWA TOTAL CARE IOWA TOTAL CARE MEDICAID $36.56 ↓ -84%
MOLINA MEDICAID MOLINA MEDICAID $36.92 ↓ -84%
WELLPOINT MEDICAID WELLPOINT MEDICAID $37.06 ↓ -84%
AETNA MEDICARE ADVANTAGE AETNA MEDICARE ADVANTAGE $42.17 ↓ -82%
MEDICAL ASSOCIATES MEDICAL ASSOCIATES $49.55 ↓ -79%
HEALTH CHOICES MEDICAL ASSOCIATES $49.55 ↓ -79%
OSCAR OSCAR $65.36 ↓ -72%
HEALTH PARTNERS HEALTH PARTNERS $68.94 ↓ -71%
CENTIVO CENTIVO $72.10 ↓ -69%
GEHA UNITED HEALTHCARE $105.42 ↓ -55%
UNITED HEALTHCARE UNITED HEALTHCARE $105.42 ↓ -55%
NOVA CLAIMDOC $126.50 ↓ -46%
CLAIMDOC CLAIMDOC $126.50 ↓ -46%
AUXIANT MIDLANDS CHOICE PPO $149.69 ↓ -36%
MEDICA MIDLANDS CHOICE PPO $149.69 ↓ -36%
MIDLANDS CHOICE MIDLANDS CHOICE PPO $149.69 ↓ -36%
CIGNA EAP MIDLANDS CHOICE PPO $149.69 ↓ -36%
MIDLANDS MIDLANDS CHOICE PPO $149.69 ↓ -36%
CIGNA MIDLANDS CHOICE PPO $149.69 ↓ -36%
UNITED HEALTHCARE UNITED HEALTHCARE DEERE PREMIER $191.86 ↓ -18%
AETNA EAP AETNA $193.75 ↓ -17%
ASR HEALTH BENEFITS AETNA $193.75 ↓ -17%
FIRST HEALTH AETNA $193.75 ↓ -17%
AETNA DOMESTIC AETNA $193.75 ↓ -17%
LUCENT HEALTH AETNA $193.75 ↓ -17%
LUMINARE HEALTH AETNA $193.75 ↓ -17%
COVENTRY AETNA $193.75 ↓ -17%
ALLIED BENEFIT SYSTEMS AETNA $193.75 ↓ -17%
MERITAIN AETNA $193.75 ↓ -17%
MEDICAL MUTUAL AETNA $193.75 ↓ -17%
AETNA AETNA $193.75 ↓ -17%
WEBTPA AETNA $193.75 ↓ -17%
IOWA DEPT OF PUBLIC HEALTH CARE FOR YOURSELF $210.83 ↓ -10%
UNITED HEALTHCARE UHC OPTUM BEHAVIORAL HEALTH $210.83 ↓ -10%

Visitor-reported prices

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Kit omnigraft 2.5x2.5cm dermal regeneration matrix - q4105-cost per sq cm at other Iowa hospitals

Hospital City Cash price Negotiated range
MercyOne Genesis Davenport West Medical Center Davenport $1,777.20 not published
MercyOne Dubuque Medical Center Dubuque $234.08 $40.86 – $210.83
MercyOne New Hampton Medical Center New Hampton $243.11 $86.69 – $218.96
MercyOne Dyersville Medical Center Dyersville $234.08 $79.69 – $237.31
MercyOne Clinton Medical Center Clinton $234.08 $40.86 – $210.83
MercyOne Oelwein Medical Center Oelwein $234.08 $80.58 – $210.83
MercyOne Elkader Medical Center Elkader $234.08 $108.51 – $220.36
MercyOne West Des Moines Medical Center West Des Moines $360.12 $34.41 – $210.83

All Iowa hospitals for this procedure →