Immunoglobulin assay at MercyOne Cedar Falls Medical Center

515 College St, Cedar Falls, IA · MercyOne · · NPI 1942241955

Source: hospital's published price file ↗ · Published Mar 31, 2026 · Ingested Aug 3, 2026

$154.05

Cash price

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Discounted cash price

What a hospital charges a self-pay patient who pays directly, without going through insurance — usually well below the gross charge.

Example: A CT scan has a $3,200 gross charge but an $850 discounted cash price. Ask for it by name when scheduling — hospitals don't always advertise it up front.

Full explanation →

What you pay up front if you don't use insurance.

$237.00

Gross charge

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Gross charge (chargemaster price)

The hospital's full, undiscounted list price — pulled from its internal "chargemaster" price list. Almost no one actually pays this.

Example: A chest X-ray has a gross charge of $1,450. The same hospital's discounted cash price for the same X-ray is $180 — the gross charge mostly anchors negotiations, not what patients pay.

Full explanation →

The hospital's undiscounted list price — almost no one pays this.

$12.08 with IOWA TOTAL CARE vs $237.00 with UNITED HEALTHCARE — same scan, same building. Share

Negotiated rates by payer
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Negotiated rate

The price a specific insurance plan agreed to pay the hospital for a service — it varies by insurer, and even by plan within the same insurer.

Example: The same knee MRI has a negotiated rate of $904 with one insurer's PPO plan and $1,509 with another's — identical hospital, identical scan.

Full explanation →

Payer
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Payer

The insurance company footing the bill — Aetna, UnitedHealthcare, Medicare, and so on.

Example: "Blue Cross Blue Shield" is the payer. Its negotiated rate for an MRI might be $904, while a different payer's negotiated rate for the same scan is $1,509.

Full explanation →
Plan
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Plan

The specific product an insurer sells — e.g. "Blue Cross PPO 500" — which sets your deductible, coinsurance and negotiated rates.

Example: Two people both insured by Aetna can owe very different amounts for the same MRI: $50 with an HMO plan's flat copay, or the full $1,200 toward a high-deductible PPO plan's unmet deductible.

Full explanation →
Negotiated rate vs. cash
IOWA TOTAL CARE IOWA TOTAL CARE MEDICAID $12.08 ↓ -92%
MOLINA MEDICAID MOLINA MEDICAID $12.20 ↓ -92%
AETNA MEDICARE ADVANTAGE AETNA MEDICARE ADVANTAGE $12.21 ↓ -92%
MEDIGOLD MEDICARE ADVANTAGE MERCYONE HEALTH PLAN MEDICARE ADVANTAGE $12.21 ↓ -92%
MEDICARE MEDICAL ASSOCIATES HEALTH PLANS MEDICAL ASSOCIATES MEDICARE ADVANTAGE $12.21 ↓ -92%
WELLPOINT MEDICAID WELLPOINT MEDICAID $12.24 ↓ -92%
BLUE CROSS - IA (WELLMARK) MEDICARE ADVANTAGE WELLMARK MEDICARE ADVANTAGE $12.33 ↓ -92%
UNITED HEALTHCARE UNITED HEALTHCARE $12.46 ↓ -92%
UNITED HEALTHCARE MEDICARE UNITED HEALTHCARE MEDICARE ADVANTAGE $12.46 ↓ -92%
GEHA UNITED HEALTHCARE $12.46 ↓ -92%
HEALTH PARTNERS MEDICARE ADVANTAGE UNITYPOINT HEALTH PARTNERS MEDICARE ADV $12.58 ↓ -92%
WELLPOINT MEDICARE ADVANTAGE WELLPOINT MEDICARE ADVANTAGE $12.71 ↓ -92%
AMISH HOSPITAL AID AMISH HOSPITAL AID $16.57 ↓ -89%
OSCAR OSCAR $19.12 ↓ -88%
CENTIVO CENTIVO $20.68 ↓ -87%
AMBETTER AMBETTER MARKETPLACE $20.93 ↓ -86%
NOVA CLAIMDOC $25.04 ↓ -84%
CLAIMDOC CLAIMDOC $25.04 ↓ -84%
COVENTRY AETNA $33.89 ↓ -78%
ALLIED BENEFIT SYSTEMS AETNA $33.89 ↓ -78%
LUMINARE HEALTH AETNA $33.89 ↓ -78%
AETNA EAP AETNA $33.89 ↓ -78%
ASR HEALTH BENEFITS AETNA $33.89 ↓ -78%
AETNA AETNA $33.89 ↓ -78%
MEDICAL MUTUAL AETNA $33.89 ↓ -78%
WEBTPA AETNA $33.89 ↓ -78%
LUCENT HEALTH AETNA $33.89 ↓ -78%
MERITAIN AETNA $33.89 ↓ -78%
AETNA DOMESTIC AETNA $33.89 ↓ -78%
FIRST HEALTH AETNA $33.89 ↓ -78%
MEDICAL ASSOCIATES MEDICAL ASSOCIATES $55.70 ↓ -64%
HEALTH CHOICES MEDICAL ASSOCIATES $55.70 ↓ -64%
HEALTH PARTNERS HEALTH PARTNERS $77.50 ↓ -50%
MEDICA MIDLANDS CHOICE PPO $168.27 ↑ +9%
CIGNA MIDLANDS CHOICE PPO $168.27 ↑ +9%
MIDLANDS CHOICE MIDLANDS CHOICE PPO $168.27 ↑ +9%
MIDLANDS MIDLANDS CHOICE PPO $168.27 ↑ +9%
AUXIANT MIDLANDS CHOICE PPO $168.27 ↑ +9%
CIGNA EAP MIDLANDS CHOICE PPO $168.27 ↑ +9%
UNITED HEALTHCARE UNITED HEALTHCARE DEERE PREMIER $215.67 ↑ +40%
IOWA DEPT OF PUBLIC HEALTH CARE FOR YOURSELF $237.00 ↑ +54%
UNITED HEALTHCARE UHC OPTUM BEHAVIORAL HEALTH $237.00 ↑ +54%

Visitor-reported prices

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Immunoglobulin assay at other Iowa hospitals

Hospital City Cash price Negotiated range
MercyOne Genesis Davenport West Medical Center Davenport $78.00 $12.46 – $12.46
MercyOne West Des Moines Medical Center West Des Moines $284.00 $12.08 – $284.00
MercyOne Des Moines Medical Center Des Moines $184.60 $12.08 – $284.00
MercyOne Centerville Medical Center Centerville $249.00 $68.33 – $249.00
MercyOne Genesis Davenport Medical Center Davenport $87.00 not published
MercyOne Waterloo Medical Center Waterloo $154.05 $12.08 – $237.00
UnityPoint Health - Allen Hospital Waterloo $48.57 $7.48 – $31.99
UnityPoint Health - Finley Hospital Dubuque $48.57 $3.50 – $48.57

All Iowa hospitals for this procedure →