Hc hearing aid chck monarl at MercyOne Cedar Falls Medical Center

515 College St, Cedar Falls, IA · MercyOne · · NPI 1942241955

Source: hospital's published price file ↗ · Published Mar 31, 2026 · Ingested Aug 3, 2026

$48.75

Cash price

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Discounted cash price

What a hospital charges a self-pay patient who pays directly, without going through insurance — usually well below the gross charge.

Example: A CT scan has a $3,200 gross charge but an $850 discounted cash price. Ask for it by name when scheduling — hospitals don't always advertise it up front.

Full explanation →

What you pay up front if you don't use insurance.

$75.00

Gross charge

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Gross charge (chargemaster price)

The hospital's full, undiscounted list price — pulled from its internal "chargemaster" price list. Almost no one actually pays this.

Example: A chest X-ray has a gross charge of $1,450. The same hospital's discounted cash price for the same X-ray is $180 — the gross charge mostly anchors negotiations, not what patients pay.

Full explanation →

The hospital's undiscounted list price — almost no one pays this.

$13.01 with IOWA TOTAL CARE vs $433.00 with GEHA — same scan, same building. Share

Negotiated rates by payer
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Negotiated rate

The price a specific insurance plan agreed to pay the hospital for a service — it varies by insurer, and even by plan within the same insurer.

Example: The same knee MRI has a negotiated rate of $904 with one insurer's PPO plan and $1,509 with another's — identical hospital, identical scan.

Full explanation →

Payer
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Payer

The insurance company footing the bill — Aetna, UnitedHealthcare, Medicare, and so on.

Example: "Blue Cross Blue Shield" is the payer. Its negotiated rate for an MRI might be $904, while a different payer's negotiated rate for the same scan is $1,509.

Full explanation →
Plan
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Plan

The specific product an insurer sells — e.g. "Blue Cross PPO 500" — which sets your deductible, coinsurance and negotiated rates.

Example: Two people both insured by Aetna can owe very different amounts for the same MRI: $50 with an HMO plan's flat copay, or the full $1,200 toward a high-deductible PPO plan's unmet deductible.

Full explanation →
Negotiated rate vs. cash
IOWA TOTAL CARE IOWA TOTAL CARE MEDICAID $13.01 ↓ -73%
MOLINA MEDICAID MOLINA MEDICAID $13.13 ↓ -73%
WELLPOINT MEDICAID WELLPOINT MEDICAID $13.18 ↓ -73%
AETNA MEDICARE ADVANTAGE AETNA MEDICARE ADVANTAGE $15.00 ↓ -69%
MEDICAL ASSOCIATES MEDICAL ASSOCIATES $17.63 ↓ -64%
HEALTH CHOICES MEDICAL ASSOCIATES $17.63 ↓ -64%
OSCAR OSCAR $23.25 ↓ -52%
HEALTH PARTNERS HEALTH PARTNERS $24.53 ↓ -50%
CENTIVO CENTIVO $25.65 ↓ -47%
NOVA CLAIMDOC $45.00 ↓ -8%
CLAIMDOC CLAIMDOC $45.00 ↓ -8%
MIDLANDS CHOICE MIDLANDS CHOICE PPO $53.25 ↑ +9%
CIGNA EAP MIDLANDS CHOICE PPO $53.25 ↑ +9%
MIDLANDS MIDLANDS CHOICE PPO $53.25 ↑ +9%
CIGNA MIDLANDS CHOICE PPO $53.25 ↑ +9%
MEDICA MIDLANDS CHOICE PPO $53.25 ↑ +9%
AUXIANT MIDLANDS CHOICE PPO $53.25 ↑ +9%
UNITED HEALTHCARE UNITED HEALTHCARE DEERE PREMIER $68.25 ↑ +40%
IOWA DEPT OF PUBLIC HEALTH CARE FOR YOURSELF $75.00 ↑ +54%
UNITED HEALTHCARE UHC OPTUM BEHAVIORAL HEALTH $75.00 ↑ +54%
AETNA EAP AETNA $107.54 ↑ +121%
ASR HEALTH BENEFITS AETNA $107.54 ↑ +121%
FIRST HEALTH AETNA $107.54 ↑ +121%
AETNA DOMESTIC AETNA $107.54 ↑ +121%
LUCENT HEALTH AETNA $107.54 ↑ +121%
LUMINARE HEALTH AETNA $107.54 ↑ +121%
COVENTRY AETNA $107.54 ↑ +121%
ALLIED BENEFIT SYSTEMS AETNA $107.54 ↑ +121%
MERITAIN AETNA $107.54 ↑ +121%
MEDICAL MUTUAL AETNA $107.54 ↑ +121%
AETNA AETNA $107.54 ↑ +121%
WEBTPA AETNA $107.54 ↑ +121%
UNITED HEALTHCARE UNITED HEALTHCARE $433.00 ↑ +788%
GEHA UNITED HEALTHCARE $433.00 ↑ +788%

Visitor-reported prices

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Hc hearing aid chck monarl at other Iowa hospitals

Hospital City Cash price Negotiated range
MercyOne Genesis Davenport West Medical Center Davenport $39.60 not published
MercyOne Genesis Davenport Medical Center Davenport $42.00 not published
MercyOne Waterloo Medical Center Waterloo $67.00 $15.00 – $107.54
UnityPoint Health - Allen Hospital Waterloo $48.00 $17.40 – $54.94
UnityPoint Health - Finley Hospital Dubuque $48.00 $17.40 – $63.84
UnityPoint Health - Grinnell Regional Medical Center Grinnell $48.00 $17.40 – $54.94
UnityPoint Health - Iowa Lutheran Hospital Des Moines $83.12 $17.40 – $54.57
UnityPoint Health - Jones Regional Medical Center Anamosa $48.00 $17.40 – $54.94

All Iowa hospitals for this procedure →