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Foot X-ray at MercyOne Cedar Falls Medical Center

515 College St, Cedar Falls, IA · MercyOne · · NPI 1942241955

Source: hospital's published price file ↗ · Published Mar 31, 2026 · Ingested Aug 3, 2026

$455.65

Cash price

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Discounted cash price

What a hospital charges a self-pay patient who pays directly, without going through insurance — usually well below the gross charge.

Example: A CT scan has a $3,200 gross charge but an $850 discounted cash price. Ask for it by name when scheduling — hospitals don't always advertise it up front.

Full explanation →

What you pay up front if you don't use insurance.

$701.00

Gross charge

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Gross charge (chargemaster price)

The hospital's full, undiscounted list price — pulled from its internal "chargemaster" price list. Almost no one actually pays this.

Example: A chest X-ray has a gross charge of $1,450. The same hospital's discounted cash price for the same X-ray is $180 — the gross charge mostly anchors negotiations, not what patients pay.

Full explanation →

The hospital's undiscounted list price — almost no one pays this.

$81.99 with MEDICARE MEDICAL ASSOCIATES HEALTH PLANS vs $467.00 with IOWA DEPT OF PUBLIC HEALTH — same scan, same building. Share

Negotiated rates by payer
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Negotiated rate

The price a specific insurance plan agreed to pay the hospital for a service — it varies by insurer, and even by plan within the same insurer.

Example: The same knee MRI has a negotiated rate of $904 with one insurer's PPO plan and $1,509 with another's — identical hospital, identical scan.

Full explanation →

Payer
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Payer

The insurance company footing the bill — Aetna, UnitedHealthcare, Medicare, and so on.

Example: "Blue Cross Blue Shield" is the payer. Its negotiated rate for an MRI might be $904, while a different payer's negotiated rate for the same scan is $1,509.

Full explanation →
Plan
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Plan

The specific product an insurer sells — e.g. "Blue Cross PPO 500" — which sets your deductible, coinsurance and negotiated rates.

Example: Two people both insured by Aetna can owe very different amounts for the same MRI: $50 with an HMO plan's flat copay, or the full $1,200 toward a high-deductible PPO plan's unmet deductible.

Full explanation →
Negotiated rate vs. cash
MEDICARE MEDICAL ASSOCIATES HEALTH PLANS MEDICAL ASSOCIATES MEDICARE ADVANTAGE $81.99 ↓ -82%
AETNA MEDICARE ADVANTAGE AETNA MEDICARE ADVANTAGE $81.99 ↓ -82%
MEDIGOLD MEDICARE ADVANTAGE MERCYONE HEALTH PLAN MEDICARE ADVANTAGE $81.99 ↓ -82%
BLUE CROSS - IA (WELLMARK) MEDICARE ADVANTAGE WELLMARK MEDICARE ADVANTAGE $82.81 ↓ -82%
UNITED HEALTHCARE MEDICARE UNITED HEALTHCARE MEDICARE ADVANTAGE $83.63 ↓ -82%
HEALTH PARTNERS MEDICARE ADVANTAGE UNITYPOINT HEALTH PARTNERS MEDICARE ADV $84.50 ↓ -81%
WELLPOINT MEDICARE ADVANTAGE WELLPOINT MEDICARE ADVANTAGE $85.33 ↓ -81%
IOWA TOTAL CARE IOWA TOTAL CARE MEDICAID $87.39 ↓ -81%
MOLINA MEDICAID MOLINA MEDICAID $88.25 ↓ -81%
WELLPOINT MEDICAID WELLPOINT MEDICAID $88.59 ↓ -81%
BLUE CROSS - WY WELLMARK PPO $88.91 ↓ -80%
BLUE CROSS - MI WELLMARK PPO $88.91 ↓ -80%
BLUE CROSS - PA (INDEPENDENCE) WELLMARK PPO $88.91 ↓ -80%
BLUE CROSS - IL ALTERNATE WELLMARK PPO $88.91 ↓ -80%
BLUE CROSS - AK (PREMERA) WELLMARK PPO $88.91 ↓ -80%
BLUE CROSS - CO (ANTHEM) WELLMARK PPO $88.91 ↓ -80%
BLUE SHIELD - WA (REGENCE) WELLMARK PPO $88.91 ↓ -80%
BLUE SHIELD - NY HIGHMARK WESTERN WELLMARK PPO $88.91 ↓ -80%
BLUE CROSS - OK WELLMARK PPO $88.91 ↓ -80%
BLUE SHIELD - PA (HIGHMARK) WELLMARK PPO $88.91 ↓ -80%
BLUE CROSS - VT WELLMARK PPO $88.91 ↓ -80%
BCN DOMESTIC WELLMARK PPO $88.91 ↓ -80%
BLUE CROSS - VA (CAREFIRST) WELLMARK PPO $88.91 ↓ -80%
BLUE CROSS - TX WELLMARK PPO $88.91 ↓ -80%
BLUE CROSS - NH (ANTHEM) WELLMARK PPO $88.91 ↓ -80%
BLUE CROSS - KY (ANTHEM) WELLMARK PPO $88.91 ↓ -80%
BLUE CROSS - FEDERAL WELLMARK PPO $88.91 ↓ -80%
BLUE CROSS - WA (PREMERA) WELLMARK PPO $88.91 ↓ -80%
BLUE CROSS - AZ WELLMARK PPO $88.91 ↓ -80%
BLUE CROSS - RI WELLMARK PPO $88.91 ↓ -80%
PRE-EMPLOYMENT WELLMARK PPO $88.91 ↓ -80%
BLUE CROSS - NC WELLMARK PPO $88.91 ↓ -80%
BLUE CROSS - OR (REGENCE) WELLMARK PPO $88.91 ↓ -80%
BLUE CROSS - SC WELLMARK PPO $88.91 ↓ -80%
BLUE CARE NETWORK WELLMARK PPO $88.91 ↓ -80%
BLUE CROSS - VA (ANTHEM) WELLMARK PPO $88.91 ↓ -80%
BLUE CROSS - WI (ANTHEM) WELLMARK PPO $88.91 ↓ -80%
BLUE CROSS - IA (WELLMARK) WELLMARK HMO $88.91 ↓ -80%
BLUE CROSS - DC (CAREFIRST) WELLMARK PPO $88.91 ↓ -80%
BLUE SHIELD - NY HIGHMARK NORTHEASTERN WELLMARK PPO $88.91 ↓ -80%
BLUE CROSS - MT WELLMARK PPO $88.91 ↓ -80%
BLUE CROSS - KS WELLMARK PPO $88.91 ↓ -80%
BLUE CROSS - NY (ANTHEM) WELLMARK PPO $88.91 ↓ -80%
BLUE SHIELD - ID (REGENCE) WELLMARK PPO $88.91 ↓ -80%
BLUE CROSS - UT (REGENCE) WELLMARK PPO $88.91 ↓ -80%
BLUE CROSS - ME (ANTHEM) WELLMARK PPO $88.91 ↓ -80%
BLUE CROSS - FL WELLMARK PPO $88.91 ↓ -80%
BLUE CROSS - GA (ANTHEM) WELLMARK PPO $88.91 ↓ -80%
BLUE CROSS - LA WELLMARK PPO $88.91 ↓ -80%
BLUE CROSS - NY (EXCELLUS) WELLMARK PPO $88.91 ↓ -80%
BLUE CROSS - SD (WELLMARK) WELLMARK PPO $88.91 ↓ -80%
BLUE CROSS - MD (CAREFIRST) WELLMARK PPO $88.91 ↓ -80%
BLUE CROSS DOMESTIC WELLMARK PPO $88.91 ↓ -80%
WC DOMESTIC WELLMARK PPO $88.91 ↓ -80%
BLUE CROSS - CT (ANTHEM) WELLMARK PPO $88.91 ↓ -80%
BLUE CROSS - WV (HIGHMARK) WELLMARK PPO $88.91 ↓ -80%
BLUE SHIELD - CA WELLMARK PPO $88.91 ↓ -80%
BLUE CROSS - DE (HIGHMARK) WELLMARK PPO $88.91 ↓ -80%
BLUE CROSS - IA (WELLMARK) WELLMARK PPO $88.91 ↓ -80%
BLUE CROSS - IL WELLMARK PPO $88.91 ↓ -80%
BLUE CROSS - TN WELLMARK PPO $88.91 ↓ -80%
BLUE CROSS - AR WELLMARK PPO $88.91 ↓ -80%
BLUE CROSS - NE WELLMARK PPO $88.91 ↓ -80%
BLUE CROSS - NV (ANTHEM) WELLMARK PPO $88.91 ↓ -80%
BLUE CROSS - OH (ANTHEM) WELLMARK PPO $88.91 ↓ -80%
BLUE CROSS - MS WELLMARK PPO $88.91 ↓ -80%
BLUE CROSS - PA (CAPITAL) WELLMARK PPO $88.91 ↓ -80%
BLUE DISTINCTION TRANSPLANT WELLMARK PPO $88.91 ↓ -80%
BLUE CROSS - IN (ANTHEM) WELLMARK PPO $88.91 ↓ -80%
BLUE CROSS - MO (ANTHEM) WELLMARK PPO $88.91 ↓ -80%
BLUE CROSS - MA WELLMARK PPO $88.91 ↓ -80%
BLUE CROSS - CA (ANTHEM) WELLMARK PPO $88.91 ↓ -80%
BLUE CROSS - AL WELLMARK PPO $88.91 ↓ -80%
BLUE CROSS - ND WELLMARK PPO $88.91 ↓ -80%
KAISER DOMESTIC WELLMARK PPO $88.91 ↓ -80%
BCBS GENERIC WELLMARK PPO $88.91 ↓ -80%
BLUE CROSS - MN WELLMARK PPO $88.91 ↓ -80%
BLUE BENEFIT ADMINISTRATORS OF MASSACHUSETTS WELLMARK PPO $88.91 ↓ -80%
BLUE CROSS - HI WELLMARK PPO $88.91 ↓ -80%
BLUE CROSS - ID WELLMARK PPO $88.91 ↓ -80%
BLUE CROSS - NJ (HORIZON) WELLMARK PPO $88.91 ↓ -80%
BLUE CROSS - NM WELLMARK PPO $88.91 ↓ -80%
MEDICAL ASSOCIATES MEDICAL ASSOCIATES $109.75 ↓ -76%
HEALTH CHOICES MEDICAL ASSOCIATES $109.75 ↓ -76%
AMISH HOSPITAL AID AMISH HOSPITAL AID $111.27 ↓ -76%
OSCAR OSCAR $128.39 ↓ -72%
WEBTPA AETNA $130.93 ↓ -71%
COVENTRY AETNA $130.93 ↓ -71%
ALLIED BENEFIT SYSTEMS AETNA $130.93 ↓ -71%
LUCENT HEALTH AETNA $130.93 ↓ -71%
LUMINARE HEALTH AETNA $130.93 ↓ -71%
ASR HEALTH BENEFITS AETNA $130.93 ↓ -71%
FIRST HEALTH AETNA $130.93 ↓ -71%
AETNA AETNA $130.93 ↓ -71%
MERITAIN AETNA $130.93 ↓ -71%
MEDICAL MUTUAL AETNA $130.93 ↓ -71%
AETNA DOMESTIC AETNA $130.93 ↓ -71%
AETNA EAP AETNA $130.93 ↓ -71%
CENTIVO CENTIVO $138.88 ↓ -70%
AMBETTER AMBETTER MARKETPLACE $140.55 ↓ -69%
HEALTH PARTNERS HEALTH PARTNERS $152.71 ↓ -66%
NOVA CLAIMDOC $168.16 ↓ -63%
CLAIMDOC CLAIMDOC $168.16 ↓ -63%
GEHA UNITED HEALTHCARE $195.48 ↓ -57%
UNITED HEALTHCARE UNITED HEALTHCARE $195.48 ↓ -57%
MIDLANDS CHOICE MIDLANDS CHOICE PPO $331.57 ↓ -27%
MIDLANDS MIDLANDS CHOICE PPO $331.57 ↓ -27%
AUXIANT MIDLANDS CHOICE PPO $331.57 ↓ -27%
MEDICA MIDLANDS CHOICE PPO $331.57 ↓ -27%
CIGNA MIDLANDS CHOICE PPO $331.57 ↓ -27%
CIGNA EAP MIDLANDS CHOICE PPO $331.57 ↓ -27%
UNITED HEALTHCARE UNITED HEALTHCARE DEERE PREMIER $424.97 ↓ -7%
UNITED HEALTHCARE UHC OPTUM BEHAVIORAL HEALTH $467.00 ↑ +2%
IOWA DEPT OF PUBLIC HEALTH CARE FOR YOURSELF $467.00 ↑ +2%

Visitor-reported prices

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Foot X-ray at other Iowa hospitals

Hospital City Cash price Negotiated range
UnityPoint Health - Iowa Lutheran Hospital Des Moines $389.57 $7.42 – $143.17
MercyOne New Hampton Medical Center New Hampton $339.30 $137.77 – $348.00
UnityPoint Health - Allen Hospital Waterloo $258.84 $7.42 – $170.51
MercyOne Clinton Medical Center Clinton $532.35 $74.50 – $412.00
MercyOne Elkader Medical Center Elkader $339.30 $11.84 – $24.04
MercyOne Des Moines Medical Center Des Moines $3,290.00 $5.11 – $631.00
MercyOne Genesis Davenport West Medical Center Davenport $256.80 $84.28 – $118.00
MercyOne Dubuque Medical Center Dubuque $386.10 $78.07 – $396.00

All Iowa hospitals for this procedure →