healthcosts.net
ER Visit (level 1, minor) at MercyOne Cedar Falls Medical Center
515 College St, Cedar Falls, IA · MercyOne · · NPI 1942241955
$420.00
Cash price Discounted cash price What a hospital charges a self-pay patient who pays directly, without going through insurance — usually well below the gross charge. Example: A CT scan has a $3,200 gross charge but an $850 discounted cash price. Ask for it by name when scheduling — hospitals don't always advertise it up front.
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What you pay up front if you don't use insurance.
$420.00
Gross charge Gross charge (chargemaster price) The hospital's full, undiscounted list price — pulled from its internal "chargemaster" price list. Almost no one actually pays this. Example: A chest X-ray has a gross charge of $1,450. The same hospital's discounted cash price for the same X-ray is $180 — the gross charge mostly anchors negotiations, not what patients pay.
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The hospital's undiscounted list price — almost no one pays this.
$5.92 with MOLINA MEDICAID vs $1,458.00 with UNITED HEALTHCARE — same scan, same building. Share
Negotiated rates by payer
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Negotiated rate
The price a specific insurance plan agreed to pay the hospital for a service — it varies by insurer, and even by plan within the same insurer.
Example: The same knee MRI has a negotiated rate of $904 with one insurer's PPO plan and $1,509 with another's — identical hospital, identical scan.
Full explanation →
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Negotiated rate
The price a specific insurance plan agreed to pay the hospital for a service — it varies by insurer, and even by plan within the same insurer.
Example: The same knee MRI has a negotiated rate of $904 with one insurer's PPO plan and $1,509 with another's — identical hospital, identical scan.
Full explanation →Payer ?Payer The insurance company footing the bill — Aetna, UnitedHealthcare, Medicare, and so on. Example: "Blue Cross Blue Shield" is the payer. Its negotiated rate for an MRI might be $904, while a different payer's negotiated rate for the same scan is $1,509. Full explanation → |
Plan ?Plan The specific product an insurer sells — e.g. "Blue Cross PPO 500" — which sets your deductible, coinsurance and negotiated rates. Example: Two people both insured by Aetna can owe very different amounts for the same MRI: $50 with an HMO plan's flat copay, or the full $1,200 toward a high-deductible PPO plan's unmet deductible. Full explanation → |
Negotiated rate | vs. cash |
|---|---|---|---|
| MOLINA MEDICAID | MOLINA MEDICAID | $5.92 | ↓ -99% |
| WELLPOINT MEDICAID | WELLPOINT MEDICAID | $5.94 | ↓ -99% |
| IOWA TOTAL CARE | IOWA TOTAL CARE MEDICAID | $11.72 | ↓ -97% |
| MEDICARE MEDICAL ASSOCIATES HEALTH PLANS | MEDICAL ASSOCIATES MEDICARE ADVANTAGE | $79.44 | ↓ -81% |
| AETNA MEDICARE ADVANTAGE | AETNA MEDICARE ADVANTAGE | $79.44 | ↓ -81% |
| MEDIGOLD MEDICARE ADVANTAGE | MERCYONE HEALTH PLAN MEDICARE ADVANTAGE | $79.44 | ↓ -81% |
| BLUE CROSS - IA (WELLMARK) MEDICARE ADVANTAGE | WELLMARK MEDICARE ADVANTAGE | $80.24 | ↓ -81% |
| UNITED HEALTHCARE MEDICARE | UNITED HEALTHCARE MEDICARE ADVANTAGE | $81.03 | ↓ -81% |
| HEALTH PARTNERS MEDICARE ADVANTAGE | UNITYPOINT HEALTH PARTNERS MEDICARE ADV | $81.87 | ↓ -81% |
| WELLPOINT MEDICARE ADVANTAGE | WELLPOINT MEDICARE ADVANTAGE | $82.68 | ↓ -80% |
| BLUE CROSS - WY | WELLMARK PPO | $86.15 | ↓ -79% |
| BLUE CROSS - MI | WELLMARK PPO | $86.15 | ↓ -79% |
| BLUE CROSS - PA (INDEPENDENCE) | WELLMARK PPO | $86.15 | ↓ -79% |
| BLUE CROSS - IL ALTERNATE | WELLMARK PPO | $86.15 | ↓ -79% |
| BLUE CROSS - AK (PREMERA) | WELLMARK PPO | $86.15 | ↓ -79% |
| BLUE CROSS - CO (ANTHEM) | WELLMARK PPO | $86.15 | ↓ -79% |
| BLUE SHIELD - WA (REGENCE) | WELLMARK PPO | $86.15 | ↓ -79% |
| BLUE SHIELD - NY HIGHMARK WESTERN | WELLMARK PPO | $86.15 | ↓ -79% |
| BLUE CROSS - OK | WELLMARK PPO | $86.15 | ↓ -79% |
| BLUE SHIELD - PA (HIGHMARK) | WELLMARK PPO | $86.15 | ↓ -79% |
| BLUE CROSS - VT | WELLMARK PPO | $86.15 | ↓ -79% |
| BCN DOMESTIC | WELLMARK PPO | $86.15 | ↓ -79% |
| BLUE CROSS - VA (CAREFIRST) | WELLMARK PPO | $86.15 | ↓ -79% |
| BLUE CROSS - TX | WELLMARK PPO | $86.15 | ↓ -79% |
| BLUE CROSS - NH (ANTHEM) | WELLMARK PPO | $86.15 | ↓ -79% |
| BLUE CROSS - KY (ANTHEM) | WELLMARK PPO | $86.15 | ↓ -79% |
| BLUE CROSS - FEDERAL | WELLMARK PPO | $86.15 | ↓ -79% |
| BLUE CROSS - WA (PREMERA) | WELLMARK PPO | $86.15 | ↓ -79% |
| BLUE CROSS - AZ | WELLMARK PPO | $86.15 | ↓ -79% |
| BLUE CROSS - RI | WELLMARK PPO | $86.15 | ↓ -79% |
| PRE-EMPLOYMENT | WELLMARK PPO | $86.15 | ↓ -79% |
| BLUE CROSS - NC | WELLMARK PPO | $86.15 | ↓ -79% |
| BLUE CROSS - OR (REGENCE) | WELLMARK PPO | $86.15 | ↓ -79% |
| BLUE CROSS - SC | WELLMARK PPO | $86.15 | ↓ -79% |
| BLUE CARE NETWORK | WELLMARK PPO | $86.15 | ↓ -79% |
| BLUE CROSS - VA (ANTHEM) | WELLMARK PPO | $86.15 | ↓ -79% |
| BLUE CROSS - WI (ANTHEM) | WELLMARK PPO | $86.15 | ↓ -79% |
| BLUE CROSS - IA (WELLMARK) | WELLMARK HMO | $86.15 | ↓ -79% |
| BLUE CROSS - DC (CAREFIRST) | WELLMARK PPO | $86.15 | ↓ -79% |
| BLUE SHIELD - NY HIGHMARK NORTHEASTERN | WELLMARK PPO | $86.15 | ↓ -79% |
| BLUE CROSS - MT | WELLMARK PPO | $86.15 | ↓ -79% |
| BLUE CROSS - KS | WELLMARK PPO | $86.15 | ↓ -79% |
| BLUE CROSS - NY (ANTHEM) | WELLMARK PPO | $86.15 | ↓ -79% |
| BLUE SHIELD - ID (REGENCE) | WELLMARK PPO | $86.15 | ↓ -79% |
| BLUE CROSS - UT (REGENCE) | WELLMARK PPO | $86.15 | ↓ -79% |
| BLUE CROSS - ME (ANTHEM) | WELLMARK PPO | $86.15 | ↓ -79% |
| BLUE CROSS - FL | WELLMARK PPO | $86.15 | ↓ -79% |
| BLUE CROSS - GA (ANTHEM) | WELLMARK PPO | $86.15 | ↓ -79% |
| BLUE CROSS - LA | WELLMARK PPO | $86.15 | ↓ -79% |
| BLUE CROSS - NY (EXCELLUS) | WELLMARK PPO | $86.15 | ↓ -79% |
| BLUE CROSS - SD (WELLMARK) | WELLMARK PPO | $86.15 | ↓ -79% |
| BLUE CROSS - MD (CAREFIRST) | WELLMARK PPO | $86.15 | ↓ -79% |
| BLUE CROSS DOMESTIC | WELLMARK PPO | $86.15 | ↓ -79% |
| WC DOMESTIC | WELLMARK PPO | $86.15 | ↓ -79% |
| BLUE CROSS - CT (ANTHEM) | WELLMARK PPO | $86.15 | ↓ -79% |
| BLUE CROSS - WV (HIGHMARK) | WELLMARK PPO | $86.15 | ↓ -79% |
| BLUE SHIELD - CA | WELLMARK PPO | $86.15 | ↓ -79% |
| BLUE CROSS - DE (HIGHMARK) | WELLMARK PPO | $86.15 | ↓ -79% |
| BLUE CROSS - IA (WELLMARK) | WELLMARK PPO | $86.15 | ↓ -79% |
| BLUE CROSS - IL | WELLMARK PPO | $86.15 | ↓ -79% |
| BLUE CROSS - TN | WELLMARK PPO | $86.15 | ↓ -79% |
| BLUE CROSS - AR | WELLMARK PPO | $86.15 | ↓ -79% |
| BLUE CROSS - NE | WELLMARK PPO | $86.15 | ↓ -79% |
| BLUE CROSS - NV (ANTHEM) | WELLMARK PPO | $86.15 | ↓ -79% |
| BLUE CROSS - OH (ANTHEM) | WELLMARK PPO | $86.15 | ↓ -79% |
| BLUE CROSS - MS | WELLMARK PPO | $86.15 | ↓ -79% |
| BLUE CROSS - PA (CAPITAL) | WELLMARK PPO | $86.15 | ↓ -79% |
| BLUE DISTINCTION TRANSPLANT | WELLMARK PPO | $86.15 | ↓ -79% |
| BLUE CROSS - IN (ANTHEM) | WELLMARK PPO | $86.15 | ↓ -79% |
| BLUE CROSS - MO (ANTHEM) | WELLMARK PPO | $86.15 | ↓ -79% |
| BLUE CROSS - MA | WELLMARK PPO | $86.15 | ↓ -79% |
| BLUE CROSS - CA (ANTHEM) | WELLMARK PPO | $86.15 | ↓ -79% |
| BLUE CROSS - AL | WELLMARK PPO | $86.15 | ↓ -79% |
| BLUE CROSS - ND | WELLMARK PPO | $86.15 | ↓ -79% |
| KAISER DOMESTIC | WELLMARK PPO | $86.15 | ↓ -79% |
| BCBS GENERIC | WELLMARK PPO | $86.15 | ↓ -79% |
| BLUE CROSS - MN | WELLMARK PPO | $86.15 | ↓ -79% |
| BLUE BENEFIT ADMINISTRATORS OF MASSACHUSETTS | WELLMARK PPO | $86.15 | ↓ -79% |
| BLUE CROSS - HI | WELLMARK PPO | $86.15 | ↓ -79% |
| BLUE CROSS - ID | WELLMARK PPO | $86.15 | ↓ -79% |
| BLUE CROSS - NJ (HORIZON) | WELLMARK PPO | $86.15 | ↓ -79% |
| BLUE CROSS - NM | WELLMARK PPO | $86.15 | ↓ -79% |
| MEDICAL ASSOCIATES | MEDICAL ASSOCIATES | $98.70 | ↓ -77% |
| HEALTH CHOICES | MEDICAL ASSOCIATES | $98.70 | ↓ -77% |
| AMISH HOSPITAL AID | AMISH HOSPITAL AID | $107.81 | ↓ -74% |
| OSCAR | OSCAR | $124.41 | ↓ -70% |
| CENTIVO | CENTIVO | $134.57 | ↓ -68% |
| AMBETTER | AMBETTER MARKETPLACE | $136.19 | ↓ -68% |
| HEALTH PARTNERS | HEALTH PARTNERS | $137.34 | ↓ -67% |
| NOVA | CLAIMDOC | $162.94 | ↓ -61% |
| CLAIMDOC | CLAIMDOC | $162.94 | ↓ -61% |
| MIDLANDS CHOICE | MIDLANDS CHOICE PPO | $298.20 | ↓ -29% |
| MIDLANDS | MIDLANDS CHOICE PPO | $298.20 | ↓ -29% |
| AUXIANT | MIDLANDS CHOICE PPO | $298.20 | ↓ -29% |
| MEDICA | MIDLANDS CHOICE PPO | $298.20 | ↓ -29% |
| CIGNA | MIDLANDS CHOICE PPO | $298.20 | ↓ -29% |
| CIGNA EAP | MIDLANDS CHOICE PPO | $298.20 | ↓ -29% |
| UNITED HEALTHCARE | UNITED HEALTHCARE DEERE PREMIER | $382.20 | ↓ -9% |
| UNITED HEALTHCARE | UHC OPTUM BEHAVIORAL HEALTH | $420.00 | ↑ +0% |
| IOWA DEPT OF PUBLIC HEALTH | CARE FOR YOURSELF | $420.00 | ↑ +0% |
| WEBTPA | AETNA | $554.44 | ↑ +32% |
| COVENTRY | AETNA | $554.44 | ↑ +32% |
| ALLIED BENEFIT SYSTEMS | AETNA | $554.44 | ↑ +32% |
| LUCENT HEALTH | AETNA | $554.44 | ↑ +32% |
| LUMINARE HEALTH | AETNA | $554.44 | ↑ +32% |
| ASR HEALTH BENEFITS | AETNA | $554.44 | ↑ +32% |
| FIRST HEALTH | AETNA | $554.44 | ↑ +32% |
| AETNA | AETNA | $554.44 | ↑ +32% |
| MERITAIN | AETNA | $554.44 | ↑ +32% |
| MEDICAL MUTUAL | AETNA | $554.44 | ↑ +32% |
| AETNA DOMESTIC | AETNA | $554.44 | ↑ +32% |
| AETNA EAP | AETNA | $554.44 | ↑ +32% |
| GEHA | UNITED HEALTHCARE | $1,458.00 | ↑ +247% |
| UNITED HEALTHCARE | UNITED HEALTHCARE | $1,458.00 | ↑ +247% |
Visitor-reported prices
Comments
ER Visit (level 1, minor) at other Iowa hospitals
| Hospital | City | Cash price | Negotiated range |
|---|---|---|---|
| UnityPoint Health - Iowa Lutheran Hospital | Des Moines | $351.86 | $10.30 – $35.89 |
| UnityPoint Health - Allen Hospital | Waterloo | $156.92 | $10.30 – $35.89 |
| MercyOne Genesis Davenport West Medical Center | Davenport | $202.80 | $43.55 – $84.28 |
| MercyOne Dubuque Medical Center | Dubuque | $253.50 | $5.86 – $636.00 |
| MercyOne New Hampton Medical Center | New Hampton | $341.25 | $10.28 – $54.00 |
| MercyOne Dyersville Medical Center | Dyersville | $341.25 | $20.41 – $60.78 |
| MercyOne Clinton Medical Center | Clinton | $273.00 | $5.86 – $1,453.00 |
| MercyOne Oelwein Medical Center | Oelwein | $341.25 | $11.82 – $54.00 |