Drsg wnd 8.2x9cm sq bilayer theragenesis ster-74sq cm-cost per sq cm at MercyOne Cedar Falls Medical Center

515 College St, Cedar Falls, IA · MercyOne · · NPI 1942241955

Source: hospital's published price file ↗ · Published Mar 31, 2026 · Ingested Aug 3, 2026

$94.94

Cash price

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Discounted cash price

What a hospital charges a self-pay patient who pays directly, without going through insurance — usually well below the gross charge.

Example: A CT scan has a $3,200 gross charge but an $850 discounted cash price. Ask for it by name when scheduling — hospitals don't always advertise it up front.

Full explanation →

What you pay up front if you don't use insurance.

$146.06

Gross charge

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Gross charge (chargemaster price)

The hospital's full, undiscounted list price — pulled from its internal "chargemaster" price list. Almost no one actually pays this.

Example: A chest X-ray has a gross charge of $1,450. The same hospital's discounted cash price for the same X-ray is $180 — the gross charge mostly anchors negotiations, not what patients pay.

Full explanation →

The hospital's undiscounted list price — almost no one pays this.

$26.36 with MEDICAL ASSOCIATES vs $112.15 with UNITED HEALTHCARE — same scan, same building. Share

Negotiated rates by payer
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Negotiated rate

The price a specific insurance plan agreed to pay the hospital for a service — it varies by insurer, and even by plan within the same insurer.

Example: The same knee MRI has a negotiated rate of $904 with one insurer's PPO plan and $1,509 with another's — identical hospital, identical scan.

Full explanation →

Payer
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Payer

The insurance company footing the bill — Aetna, UnitedHealthcare, Medicare, and so on.

Example: "Blue Cross Blue Shield" is the payer. Its negotiated rate for an MRI might be $904, while a different payer's negotiated rate for the same scan is $1,509.

Full explanation →
Plan
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Plan

The specific product an insurer sells — e.g. "Blue Cross PPO 500" — which sets your deductible, coinsurance and negotiated rates.

Example: Two people both insured by Aetna can owe very different amounts for the same MRI: $50 with an HMO plan's flat copay, or the full $1,200 toward a high-deductible PPO plan's unmet deductible.

Full explanation →
Negotiated rate vs. cash
MEDICAL ASSOCIATES MEDICAL ASSOCIATES $26.36 ↓ -72%
HEALTH CHOICES MEDICAL ASSOCIATES $26.36 ↓ -72%
HEALTH PARTNERS HEALTH PARTNERS $36.67 ↓ -61%
GEHA UNITED HEALTHCARE $56.08 ↓ -41%
UNITED HEALTHCARE UNITED HEALTHCARE $56.08 ↓ -41%
CIGNA EAP MIDLANDS CHOICE PPO $79.63 ↓ -16%
CIGNA MIDLANDS CHOICE PPO $79.63 ↓ -16%
MIDLANDS MIDLANDS CHOICE PPO $79.63 ↓ -16%
MIDLANDS CHOICE MIDLANDS CHOICE PPO $79.63 ↓ -16%
AUXIANT MIDLANDS CHOICE PPO $79.63 ↓ -16%
MEDICA MIDLANDS CHOICE PPO $79.63 ↓ -16%
UNITED HEALTHCARE UNITED HEALTHCARE DEERE PREMIER $102.06 ↑ +7%
AETNA AETNA $103.07 ↑ +9%
AETNA DOMESTIC AETNA $103.07 ↑ +9%
AETNA EAP AETNA $103.07 ↑ +9%
ALLIED BENEFIT SYSTEMS AETNA $103.07 ↑ +9%
ASR HEALTH BENEFITS AETNA $103.07 ↑ +9%
COVENTRY AETNA $103.07 ↑ +9%
FIRST HEALTH AETNA $103.07 ↑ +9%
LUCENT HEALTH AETNA $103.07 ↑ +9%
LUMINARE HEALTH AETNA $103.07 ↑ +9%
MEDICAL MUTUAL AETNA $103.07 ↑ +9%
MERITAIN AETNA $103.07 ↑ +9%
WEBTPA AETNA $103.07 ↑ +9%
IOWA DEPT OF PUBLIC HEALTH CARE FOR YOURSELF $112.15 ↑ +18%
UNITED HEALTHCARE UHC OPTUM BEHAVIORAL HEALTH $112.15 ↑ +18%

Visitor-reported prices

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Drsg wnd 8.2x9cm sq bilayer theragenesis ster-74sq cm-cost per sq cm at other Iowa hospitals

Hospital City Cash price Negotiated range
MercyOne Dubuque Medical Center Dubuque $94.94 $40.04 – $112.15
MercyOne New Hampton Medical Center New Hampton $112.68 $52.70 – $133.12
MercyOne Dyersville Medical Center Dyersville $94.94 $42.39 – $126.24
MercyOne Clinton Medical Center Clinton $94.94 $31.74 – $112.15
MercyOne Oelwein Medical Center Oelwein $94.94 $42.86 – $112.15
MercyOne Elkader Medical Center Elkader $94.94 $57.72 – $117.22
MercyOne West Des Moines Medical Center West Des Moines $146.06 $22.54 – $112.15
MercyOne Des Moines Medical Center Des Moines $94.94 $22.54 – $112.15

All Iowa hospitals for this procedure →