Drsg surg adh 11x11 3/4 occl drap wnd 28x30 at MercyOne Cedar Falls Medical Center

515 College St, Cedar Falls, IA · MercyOne · · NPI 1942241955

Source: hospital's published price file ↗ · Published Mar 31, 2026 · Ingested Aug 3, 2026

$0.47

Cash price

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Discounted cash price

What a hospital charges a self-pay patient who pays directly, without going through insurance — usually well below the gross charge.

Example: A CT scan has a $3,200 gross charge but an $850 discounted cash price. Ask for it by name when scheduling — hospitals don't always advertise it up front.

Full explanation →

What you pay up front if you don't use insurance.

$0.73

Gross charge

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Gross charge (chargemaster price)

The hospital's full, undiscounted list price — pulled from its internal "chargemaster" price list. Almost no one actually pays this.

Example: A chest X-ray has a gross charge of $1,450. The same hospital's discounted cash price for the same X-ray is $180 — the gross charge mostly anchors negotiations, not what patients pay.

Full explanation →

The hospital's undiscounted list price — almost no one pays this.

$0.17 with MEDICAL ASSOCIATES vs $0.73 with UNITED HEALTHCARE — same scan, same building. Share

Negotiated rates by payer
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Negotiated rate

The price a specific insurance plan agreed to pay the hospital for a service — it varies by insurer, and even by plan within the same insurer.

Example: The same knee MRI has a negotiated rate of $904 with one insurer's PPO plan and $1,509 with another's — identical hospital, identical scan.

Full explanation →

Payer
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Payer

The insurance company footing the bill — Aetna, UnitedHealthcare, Medicare, and so on.

Example: "Blue Cross Blue Shield" is the payer. Its negotiated rate for an MRI might be $904, while a different payer's negotiated rate for the same scan is $1,509.

Full explanation →
Plan
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Plan

The specific product an insurer sells — e.g. "Blue Cross PPO 500" — which sets your deductible, coinsurance and negotiated rates.

Example: Two people both insured by Aetna can owe very different amounts for the same MRI: $50 with an HMO plan's flat copay, or the full $1,200 toward a high-deductible PPO plan's unmet deductible.

Full explanation →
Negotiated rate vs. cash
MEDICAL ASSOCIATES MEDICAL ASSOCIATES $0.17 ↓ -64%
HEALTH CHOICES MEDICAL ASSOCIATES $0.17 ↓ -64%
HEALTH PARTNERS HEALTH PARTNERS $0.24 ↓ -49%
GEHA UNITED HEALTHCARE $0.41 ↓ -13%
UNITED HEALTHCARE UNITED HEALTHCARE $0.41 ↓ -13%
CIGNA EAP MIDLANDS CHOICE PPO $0.52 ↑ +11%
CIGNA MIDLANDS CHOICE PPO $0.52 ↑ +11%
MIDLANDS MIDLANDS CHOICE PPO $0.52 ↑ +11%
MIDLANDS CHOICE MIDLANDS CHOICE PPO $0.52 ↑ +11%
AUXIANT MIDLANDS CHOICE PPO $0.52 ↑ +11%
MEDICA MIDLANDS CHOICE PPO $0.52 ↑ +11%
UNITED HEALTHCARE UNITED HEALTHCARE DEERE PREMIER $0.66 ↑ +40%
AETNA AETNA $0.67 ↑ +43%
AETNA DOMESTIC AETNA $0.67 ↑ +43%
AETNA EAP AETNA $0.67 ↑ +43%
ALLIED BENEFIT SYSTEMS AETNA $0.67 ↑ +43%
ASR HEALTH BENEFITS AETNA $0.67 ↑ +43%
COVENTRY AETNA $0.67 ↑ +43%
FIRST HEALTH AETNA $0.67 ↑ +43%
LUCENT HEALTH AETNA $0.67 ↑ +43%
LUMINARE HEALTH AETNA $0.67 ↑ +43%
MEDICAL MUTUAL AETNA $0.67 ↑ +43%
MERITAIN AETNA $0.67 ↑ +43%
WEBTPA AETNA $0.67 ↑ +43%
IOWA DEPT OF PUBLIC HEALTH CARE FOR YOURSELF $0.73 ↑ +55%
UNITED HEALTHCARE UHC OPTUM BEHAVIORAL HEALTH $0.73 ↑ +55%

Visitor-reported prices

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Drsg surg adh 11x11 3/4 occl drap wnd 28x30 at other Iowa hospitals

Hospital City Cash price Negotiated range
MercyOne New Hampton Medical Center New Hampton $1.90 $1.16 – $2.92
UnityPoint Health - Allen Hospital Waterloo not published $7.62 – $19.40
UnityPoint Health - Finley Hospital Dubuque not published $7.62 – $19.40
UnityPoint Health - Grinnell Regional Medical Center Grinnell not published $7.62 – $19.40
UnityPoint Health - Iowa Lutheran Hospital Des Moines not published $7.62 – $19.40
UnityPoint Health - Jones Regional Medical Center Anamosa not published $7.62 – $19.40
UnityPoint Health - Marshalltown Marshalltown not published $7.62 – $19.40
UnityPoint Health - St. Lukes Downtown Sioux City not published $7.62 – $19.40

All Iowa hospitals for this procedure →