Concentration infection agents any type at MercyOne Cedar Falls Medical Center

515 College St, Cedar Falls, IA · MercyOne · · NPI 1942241955

Source: hospital's published price file ↗ · Published Mar 31, 2026 · Ingested Aug 3, 2026

$44.85

Cash price

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Discounted cash price

What a hospital charges a self-pay patient who pays directly, without going through insurance — usually well below the gross charge.

Example: A CT scan has a $3,200 gross charge but an $850 discounted cash price. Ask for it by name when scheduling — hospitals don't always advertise it up front.

Full explanation →

What you pay up front if you don't use insurance.

$69.00

Gross charge

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Gross charge (chargemaster price)

The hospital's full, undiscounted list price — pulled from its internal "chargemaster" price list. Almost no one actually pays this.

Example: A chest X-ray has a gross charge of $1,450. The same hospital's discounted cash price for the same X-ray is $180 — the gross charge mostly anchors negotiations, not what patients pay.

Full explanation →

The hospital's undiscounted list price — almost no one pays this.

$6.48 with IOWA TOTAL CARE vs $69.00 with UNITED HEALTHCARE — same scan, same building. Share

Negotiated rates by payer
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Negotiated rate

The price a specific insurance plan agreed to pay the hospital for a service — it varies by insurer, and even by plan within the same insurer.

Example: The same knee MRI has a negotiated rate of $904 with one insurer's PPO plan and $1,509 with another's — identical hospital, identical scan.

Full explanation →

Payer
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Payer

The insurance company footing the bill — Aetna, UnitedHealthcare, Medicare, and so on.

Example: "Blue Cross Blue Shield" is the payer. Its negotiated rate for an MRI might be $904, while a different payer's negotiated rate for the same scan is $1,509.

Full explanation →
Plan
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Plan

The specific product an insurer sells — e.g. "Blue Cross PPO 500" — which sets your deductible, coinsurance and negotiated rates.

Example: Two people both insured by Aetna can owe very different amounts for the same MRI: $50 with an HMO plan's flat copay, or the full $1,200 toward a high-deductible PPO plan's unmet deductible.

Full explanation →
Negotiated rate vs. cash
IOWA TOTAL CARE IOWA TOTAL CARE MEDICAID $6.48 ↓ -86%
MOLINA MEDICAID MOLINA MEDICAID $6.54 ↓ -85%
AETNA MEDICARE ADVANTAGE AETNA MEDICARE ADVANTAGE $6.55 ↓ -85%
MEDIGOLD MEDICARE ADVANTAGE MERCYONE HEALTH PLAN MEDICARE ADVANTAGE $6.55 ↓ -85%
MEDICARE MEDICAL ASSOCIATES HEALTH PLANS MEDICAL ASSOCIATES MEDICARE ADVANTAGE $6.55 ↓ -85%
WELLPOINT MEDICAID WELLPOINT MEDICAID $6.57 ↓ -85%
BLUE CROSS - IA (WELLMARK) MEDICARE ADVANTAGE WELLMARK MEDICARE ADVANTAGE $6.61 ↓ -85%
UNITED HEALTHCARE UNITED HEALTHCARE $6.68 ↓ -85%
UNITED HEALTHCARE MEDICARE UNITED HEALTHCARE MEDICARE ADVANTAGE $6.68 ↓ -85%
GEHA UNITED HEALTHCARE $6.68 ↓ -85%
HEALTH PARTNERS MEDICARE ADVANTAGE UNITYPOINT HEALTH PARTNERS MEDICARE ADV $6.75 ↓ -85%
WELLPOINT MEDICARE ADVANTAGE WELLPOINT MEDICARE ADVANTAGE $6.81 ↓ -85%
AMISH HOSPITAL AID AMISH HOSPITAL AID $8.88 ↓ -80%
OSCAR OSCAR $10.25 ↓ -77%
CENTIVO CENTIVO $11.09 ↓ -75%
AMBETTER AMBETTER MARKETPLACE $11.22 ↓ -75%
NOVA CLAIMDOC $13.43 ↓ -70%
CLAIMDOC CLAIMDOC $13.43 ↓ -70%
HEALTH CHOICES MEDICAL ASSOCIATES $16.22 ↓ -64%
MEDICAL ASSOCIATES MEDICAL ASSOCIATES $16.22 ↓ -64%
MERITAIN AETNA $18.16 ↓ -60%
ASR HEALTH BENEFITS AETNA $18.16 ↓ -60%
AETNA AETNA $18.16 ↓ -60%
LUCENT HEALTH AETNA $18.16 ↓ -60%
AETNA DOMESTIC AETNA $18.16 ↓ -60%
FIRST HEALTH AETNA $18.16 ↓ -60%
COVENTRY AETNA $18.16 ↓ -60%
ALLIED BENEFIT SYSTEMS AETNA $18.16 ↓ -60%
LUMINARE HEALTH AETNA $18.16 ↓ -60%
WEBTPA AETNA $18.16 ↓ -60%
MEDICAL MUTUAL AETNA $18.16 ↓ -60%
AETNA EAP AETNA $18.16 ↓ -60%
HEALTH PARTNERS HEALTH PARTNERS $22.56 ↓ -50%
MEDICA MIDLANDS CHOICE PPO $48.99 ↑ +9%
CIGNA MIDLANDS CHOICE PPO $48.99 ↑ +9%
CIGNA EAP MIDLANDS CHOICE PPO $48.99 ↑ +9%
MIDLANDS MIDLANDS CHOICE PPO $48.99 ↑ +9%
MIDLANDS CHOICE MIDLANDS CHOICE PPO $48.99 ↑ +9%
AUXIANT MIDLANDS CHOICE PPO $48.99 ↑ +9%
UNITED HEALTHCARE UNITED HEALTHCARE DEERE PREMIER $62.79 ↑ +40%
IOWA DEPT OF PUBLIC HEALTH CARE FOR YOURSELF $69.00 ↑ +54%
UNITED HEALTHCARE UHC OPTUM BEHAVIORAL HEALTH $69.00 ↑ +54%

Visitor-reported prices

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Concentration infection agents any type at other Iowa hospitals

Hospital City Cash price Negotiated range
MercyOne Genesis Davenport West Medical Center Davenport $145.20 $6.68 – $6.68
MercyOne Dubuque Medical Center Dubuque $66.30 $6.48 – $102.00
MercyOne New Hampton Medical Center New Hampton $52.65 $32.07 – $81.00
MercyOne Dyersville Medical Center Dyersville $52.65 $30.62 – $91.17
MercyOne Elkader Medical Center Elkader $52.65 $41.69 – $84.66
MercyOne West Des Moines Medical Center West Des Moines $80.00 $6.48 – $52.00
MercyOne Des Moines Medical Center Des Moines $52.00 $6.48 – $80.00
MercyOne Centerville Medical Center Centerville $81.00 $22.23 – $81.00

All Iowa hospitals for this procedure →