Collection blood specimen from completely implantable venous access device at MercyOne Cedar Falls Medical Center

515 College St, Cedar Falls, IA · MercyOne · · NPI 1942241955

Source: hospital's published price file ↗ · Published Mar 31, 2026 · Ingested Aug 3, 2026

$321.10

Cash price

?

Discounted cash price

What a hospital charges a self-pay patient who pays directly, without going through insurance — usually well below the gross charge.

Example: A CT scan has a $3,200 gross charge but an $850 discounted cash price. Ask for it by name when scheduling — hospitals don't always advertise it up front.

Full explanation →

What you pay up front if you don't use insurance.

$494.00

Gross charge

?

Gross charge (chargemaster price)

The hospital's full, undiscounted list price — pulled from its internal "chargemaster" price list. Almost no one actually pays this.

Example: A chest X-ray has a gross charge of $1,450. The same hospital's discounted cash price for the same X-ray is $180 — the gross charge mostly anchors negotiations, not what patients pay.

Full explanation →

The hospital's undiscounted list price — almost no one pays this.

$116.09 with MEDICAL ASSOCIATES vs $494.00 with UNITED HEALTHCARE — same scan, same building. Share

Negotiated rates by payer
?

Negotiated rate

The price a specific insurance plan agreed to pay the hospital for a service — it varies by insurer, and even by plan within the same insurer.

Example: The same knee MRI has a negotiated rate of $904 with one insurer's PPO plan and $1,509 with another's — identical hospital, identical scan.

Full explanation →

Payer
?

Payer

The insurance company footing the bill — Aetna, UnitedHealthcare, Medicare, and so on.

Example: "Blue Cross Blue Shield" is the payer. Its negotiated rate for an MRI might be $904, while a different payer's negotiated rate for the same scan is $1,509.

Full explanation →
Plan
?

Plan

The specific product an insurer sells — e.g. "Blue Cross PPO 500" — which sets your deductible, coinsurance and negotiated rates.

Example: Two people both insured by Aetna can owe very different amounts for the same MRI: $50 with an HMO plan's flat copay, or the full $1,200 toward a high-deductible PPO plan's unmet deductible.

Full explanation →
Negotiated rate vs. cash
MEDICAL ASSOCIATES MEDICAL ASSOCIATES $116.09 ↓ -64%
HEALTH CHOICES MEDICAL ASSOCIATES $116.09 ↓ -64%
MEDIGOLD MEDICARE ADVANTAGE MERCYONE HEALTH PLAN MEDICARE ADVANTAGE $125.35 ↓ -61%
AETNA MEDICARE ADVANTAGE AETNA MEDICARE ADVANTAGE $125.35 ↓ -61%
MEDICARE MEDICAL ASSOCIATES HEALTH PLANS MEDICAL ASSOCIATES MEDICARE ADVANTAGE $125.35 ↓ -61%
BLUE CROSS - IA (WELLMARK) MEDICARE ADVANTAGE WELLMARK MEDICARE ADVANTAGE $126.60 ↓ -61%
UNITED HEALTHCARE MEDICARE UNITED HEALTHCARE MEDICARE ADVANTAGE $127.85 ↓ -60%
HEALTH PARTNERS MEDICARE ADVANTAGE UNITYPOINT HEALTH PARTNERS MEDICARE ADV $129.18 ↓ -60%
WELLPOINT MEDICARE ADVANTAGE WELLPOINT MEDICARE ADVANTAGE $130.46 ↓ -59%
IOWA TOTAL CARE IOWA TOTAL CARE MEDICAID $133.61 ↓ -58%
MOLINA MEDICAID MOLINA MEDICAID $134.92 ↓ -58%
WELLPOINT MEDICAID WELLPOINT MEDICAID $135.44 ↓ -58%
BLUE CROSS - MN WELLMARK PPO $135.93 ↓ -58%
BLUE CROSS - NE WELLMARK PPO $135.93 ↓ -58%
BLUE CROSS - OH (ANTHEM) WELLMARK PPO $135.93 ↓ -58%
BLUE CROSS - FL WELLMARK PPO $135.93 ↓ -58%
BLUE CROSS - PA (INDEPENDENCE) WELLMARK PPO $135.93 ↓ -58%
BLUE CROSS - WY WELLMARK PPO $135.93 ↓ -58%
BLUE CROSS - KY (ANTHEM) WELLMARK PPO $135.93 ↓ -58%
BLUE CROSS - DE (HIGHMARK) WELLMARK PPO $135.93 ↓ -58%
BLUE SHIELD - ID (REGENCE) WELLMARK PPO $135.93 ↓ -58%
BLUE CROSS - ND WELLMARK PPO $135.93 ↓ -58%
BLUE CROSS - KS WELLMARK PPO $135.93 ↓ -58%
BLUE CROSS - MO (ANTHEM) WELLMARK PPO $135.93 ↓ -58%
BLUE CROSS - AL WELLMARK PPO $135.93 ↓ -58%
BLUE CROSS - WA (PREMERA) WELLMARK PPO $135.93 ↓ -58%
BLUE CROSS - PA (CAPITAL) WELLMARK PPO $135.93 ↓ -58%
BLUE CROSS - AR WELLMARK PPO $135.93 ↓ -58%
BLUE CROSS - NM WELLMARK PPO $135.93 ↓ -58%
BLUE CROSS - ID WELLMARK PPO $135.93 ↓ -58%
BLUE CROSS - VT WELLMARK PPO $135.93 ↓ -58%
KAISER DOMESTIC WELLMARK PPO $135.93 ↓ -58%
BLUE SHIELD - WA (REGENCE) WELLMARK PPO $135.93 ↓ -58%
BLUE CROSS - IL WELLMARK PPO $135.93 ↓ -58%
BLUE CROSS - VA (CAREFIRST) WELLMARK PPO $135.93 ↓ -58%
BLUE CROSS - MD (CAREFIRST) WELLMARK PPO $135.93 ↓ -58%
BLUE CROSS - ME (ANTHEM) WELLMARK PPO $135.93 ↓ -58%
WC DOMESTIC WELLMARK PPO $135.93 ↓ -58%
BLUE CROSS - MI WELLMARK PPO $135.93 ↓ -58%
BLUE CROSS - MT WELLMARK PPO $135.93 ↓ -58%
BLUE CROSS - RI WELLMARK PPO $135.93 ↓ -58%
BLUE CROSS - TN WELLMARK PPO $135.93 ↓ -58%
BLUE CROSS - FEDERAL WELLMARK PPO $135.93 ↓ -58%
BLUE CROSS - NC WELLMARK PPO $135.93 ↓ -58%
BLUE CROSS - IL ALTERNATE WELLMARK PPO $135.93 ↓ -58%
BLUE CARE NETWORK WELLMARK PPO $135.93 ↓ -58%
BLUE CROSS - AZ WELLMARK PPO $135.93 ↓ -58%
BLUE CROSS - HI WELLMARK PPO $135.93 ↓ -58%
BLUE SHIELD - NY HIGHMARK NORTHEASTERN WELLMARK PPO $135.93 ↓ -58%
BLUE CROSS - GA (ANTHEM) WELLMARK PPO $135.93 ↓ -58%
BLUE CROSS - VA (ANTHEM) WELLMARK PPO $135.93 ↓ -58%
BLUE CROSS - UT (REGENCE) WELLMARK PPO $135.93 ↓ -58%
BLUE SHIELD - CA WELLMARK PPO $135.93 ↓ -58%
BLUE CROSS - IA (WELLMARK) WELLMARK HMO $135.93 ↓ -58%
BLUE CROSS - IA (WELLMARK) WELLMARK PPO $135.93 ↓ -58%
BLUE CROSS - CA (ANTHEM) WELLMARK PPO $135.93 ↓ -58%
BLUE CROSS - AK (PREMERA) WELLMARK PPO $135.93 ↓ -58%
BLUE CROSS - WV (HIGHMARK) WELLMARK PPO $135.93 ↓ -58%
BLUE DISTINCTION TRANSPLANT WELLMARK PPO $135.93 ↓ -58%
BLUE CROSS - DC (CAREFIRST) WELLMARK PPO $135.93 ↓ -58%
BLUE CROSS - MA WELLMARK PPO $135.93 ↓ -58%
BLUE CROSS - WI (ANTHEM) WELLMARK PPO $135.93 ↓ -58%
BLUE CROSS - NH (ANTHEM) WELLMARK PPO $135.93 ↓ -58%
BLUE CROSS - CO (ANTHEM) WELLMARK PPO $135.93 ↓ -58%
BLUE CROSS - SD (WELLMARK) WELLMARK PPO $135.93 ↓ -58%
BLUE CROSS - OR (REGENCE) WELLMARK PPO $135.93 ↓ -58%
BLUE CROSS - NJ (HORIZON) WELLMARK PPO $135.93 ↓ -58%
BLUE BENEFIT ADMINISTRATORS OF MASSACHUSETTS WELLMARK PPO $135.93 ↓ -58%
BLUE SHIELD - NY HIGHMARK WESTERN WELLMARK PPO $135.93 ↓ -58%
BLUE CROSS - NY (EXCELLUS) WELLMARK PPO $135.93 ↓ -58%
BLUE CROSS - IN (ANTHEM) WELLMARK PPO $135.93 ↓ -58%
BLUE SHIELD - PA (HIGHMARK) WELLMARK PPO $135.93 ↓ -58%
BCN DOMESTIC WELLMARK PPO $135.93 ↓ -58%
BCBS GENERIC WELLMARK PPO $135.93 ↓ -58%
BLUE CROSS - NV (ANTHEM) WELLMARK PPO $135.93 ↓ -58%
BLUE CROSS - OK WELLMARK PPO $135.93 ↓ -58%
BLUE CROSS DOMESTIC WELLMARK PPO $135.93 ↓ -58%
BLUE CROSS - NY (ANTHEM) WELLMARK PPO $135.93 ↓ -58%
BLUE CROSS - CT (ANTHEM) WELLMARK PPO $135.93 ↓ -58%
BLUE CROSS - MS WELLMARK PPO $135.93 ↓ -58%
PRE-EMPLOYMENT WELLMARK PPO $135.93 ↓ -58%
BLUE CROSS - LA WELLMARK PPO $135.93 ↓ -58%
BLUE CROSS - TX WELLMARK PPO $135.93 ↓ -58%
BLUE CROSS - SC WELLMARK PPO $135.93 ↓ -58%
HEALTH PARTNERS HEALTH PARTNERS $161.54 ↓ -50%
AMISH HOSPITAL AID AMISH HOSPITAL AID $170.11 ↓ -47%
OSCAR OSCAR $196.30 ↓ -39%
CENTIVO CENTIVO $212.32 ↓ -34%
AMBETTER AMBETTER MARKETPLACE $214.88 ↓ -33%
NOVA CLAIMDOC $257.09 ↓ -20%
CLAIMDOC CLAIMDOC $257.09 ↓ -20%
UNITED HEALTHCARE UNITED HEALTHCARE $274.17 ↓ -15%
GEHA UNITED HEALTHCARE $274.17 ↓ -15%
CIGNA MIDLANDS CHOICE PPO $350.74 ↑ +9%
CIGNA EAP MIDLANDS CHOICE PPO $350.74 ↑ +9%
MEDICA MIDLANDS CHOICE PPO $350.74 ↑ +9%
MIDLANDS CHOICE MIDLANDS CHOICE PPO $350.74 ↑ +9%
MIDLANDS MIDLANDS CHOICE PPO $350.74 ↑ +9%
AUXIANT MIDLANDS CHOICE PPO $350.74 ↑ +9%
UNITED HEALTHCARE UNITED HEALTHCARE DEERE PREMIER $449.54 ↑ +40%
ALLIED BENEFIT SYSTEMS AETNA $453.99 ↑ +41%
AETNA DOMESTIC AETNA $453.99 ↑ +41%
AETNA EAP AETNA $453.99 ↑ +41%
ASR HEALTH BENEFITS AETNA $453.99 ↑ +41%
AETNA AETNA $453.99 ↑ +41%
LUCENT HEALTH AETNA $453.99 ↑ +41%
WEBTPA AETNA $453.99 ↑ +41%
COVENTRY AETNA $453.99 ↑ +41%
FIRST HEALTH AETNA $453.99 ↑ +41%
MERITAIN AETNA $453.99 ↑ +41%
MEDICAL MUTUAL AETNA $453.99 ↑ +41%
LUMINARE HEALTH AETNA $453.99 ↑ +41%
IOWA DEPT OF PUBLIC HEALTH CARE FOR YOURSELF $494.00 ↑ +54%
UNITED HEALTHCARE UHC OPTUM BEHAVIORAL HEALTH $494.00 ↑ +54%

Visitor-reported prices

visitor-reported
Report what you paid sign in to post

Comments

Add a comment sign in to post

Collection blood specimen from completely implantable venous access device at other Iowa hospitals

Hospital City Cash price Negotiated range
MercyOne Genesis Davenport West Medical Center Davenport $83.40 $90.35 – $123.39
MercyOne Clinton Medical Center Clinton $197.60 $86.03 – $304.00
MercyOne Oelwein Medical Center Oelwein $306.80 $180.40 – $472.00
MercyOne Des Moines Medical Center Des Moines $117.00 $36.18 – $258.30
MercyOne Centerville Medical Center Centerville $472.00 $129.52 – $472.00
MercyOne Newton Medical Center Newton $306.80 $125.94 – $472.00
MercyOne North Iowa Medical Center Mason City $228.80 $90.11 – $352.00
MercyOne Genesis Davenport Medical Center Davenport $93.00 $100.75 – $123.39

All Iowa hospitals for this procedure →