Brace knee postop tscope xl at MercyOne Cedar Falls Medical Center

515 College St, Cedar Falls, IA · MercyOne · · NPI 1942241955

Source: hospital's published price file ↗ · Published Mar 31, 2026 · Ingested Aug 3, 2026

$288.59

Cash price

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Discounted cash price

What a hospital charges a self-pay patient who pays directly, without going through insurance — usually well below the gross charge.

Example: A CT scan has a $3,200 gross charge but an $850 discounted cash price. Ask for it by name when scheduling — hospitals don't always advertise it up front.

Full explanation →

What you pay up front if you don't use insurance.

$443.98

Gross charge

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Gross charge (chargemaster price)

The hospital's full, undiscounted list price — pulled from its internal "chargemaster" price list. Almost no one actually pays this.

Example: A chest X-ray has a gross charge of $1,450. The same hospital's discounted cash price for the same X-ray is $180 — the gross charge mostly anchors negotiations, not what patients pay.

Full explanation →

The hospital's undiscounted list price — almost no one pays this.

$104.34 with MEDICAL ASSOCIATES vs $443.98 with UNITED HEALTHCARE — same scan, same building. Share

Negotiated rates by payer
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Negotiated rate

The price a specific insurance plan agreed to pay the hospital for a service — it varies by insurer, and even by plan within the same insurer.

Example: The same knee MRI has a negotiated rate of $904 with one insurer's PPO plan and $1,509 with another's — identical hospital, identical scan.

Full explanation →

Payer
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Payer

The insurance company footing the bill — Aetna, UnitedHealthcare, Medicare, and so on.

Example: "Blue Cross Blue Shield" is the payer. Its negotiated rate for an MRI might be $904, while a different payer's negotiated rate for the same scan is $1,509.

Full explanation →
Plan
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Plan

The specific product an insurer sells — e.g. "Blue Cross PPO 500" — which sets your deductible, coinsurance and negotiated rates.

Example: Two people both insured by Aetna can owe very different amounts for the same MRI: $50 with an HMO plan's flat copay, or the full $1,200 toward a high-deductible PPO plan's unmet deductible.

Full explanation →
Negotiated rate vs. cash
MEDICAL ASSOCIATES MEDICAL ASSOCIATES $104.34 ↓ -64%
HEALTH CHOICES MEDICAL ASSOCIATES $104.34 ↓ -64%
HEALTH PARTNERS HEALTH PARTNERS $145.18 ↓ -50%
GEHA UNITED HEALTHCARE $246.41 ↓ -15%
UNITED HEALTHCARE UNITED HEALTHCARE $246.41 ↓ -15%
CIGNA EAP MIDLANDS CHOICE PPO $315.23 ↑ +9%
CIGNA MIDLANDS CHOICE PPO $315.23 ↑ +9%
MIDLANDS MIDLANDS CHOICE PPO $315.23 ↑ +9%
MIDLANDS CHOICE MIDLANDS CHOICE PPO $315.23 ↑ +9%
AUXIANT MIDLANDS CHOICE PPO $315.23 ↑ +9%
MEDICA MIDLANDS CHOICE PPO $315.23 ↑ +9%
UNITED HEALTHCARE UNITED HEALTHCARE DEERE PREMIER $404.02 ↑ +40%
AETNA AETNA $408.02 ↑ +41%
AETNA DOMESTIC AETNA $408.02 ↑ +41%
AETNA EAP AETNA $408.02 ↑ +41%
ALLIED BENEFIT SYSTEMS AETNA $408.02 ↑ +41%
ASR HEALTH BENEFITS AETNA $408.02 ↑ +41%
COVENTRY AETNA $408.02 ↑ +41%
FIRST HEALTH AETNA $408.02 ↑ +41%
LUCENT HEALTH AETNA $408.02 ↑ +41%
LUMINARE HEALTH AETNA $408.02 ↑ +41%
MEDICAL MUTUAL AETNA $408.02 ↑ +41%
MERITAIN AETNA $408.02 ↑ +41%
WEBTPA AETNA $408.02 ↑ +41%
IOWA DEPT OF PUBLIC HEALTH CARE FOR YOURSELF $443.98 ↑ +54%
UNITED HEALTHCARE UHC OPTUM BEHAVIORAL HEALTH $443.98 ↑ +54%

Visitor-reported prices

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Brace knee postop tscope xl at other Iowa hospitals

Hospital City Cash price Negotiated range
MercyOne Dubuque Medical Center Dubuque $288.59 $158.50 – $443.98
MercyOne New Hampton Medical Center New Hampton $359.45 $218.93 – $553.00
MercyOne Dyersville Medical Center Dyersville $288.59 $167.82 – $499.74
MercyOne Clinton Medical Center Clinton $288.59 $125.65 – $443.98
MercyOne Oelwein Medical Center Oelwein $288.59 $169.69 – $443.98
MercyOne Elkader Medical Center Elkader $288.59 $228.52 – $464.05
MercyOne West Des Moines Medical Center West Des Moines $443.98 $89.24 – $443.98
MercyOne Des Moines Medical Center Des Moines $288.59 $89.24 – $443.98

All Iowa hospitals for this procedure →