Albumin serum plasma or whole blood at MercyOne Cedar Falls Medical Center

515 College St, Cedar Falls, IA · MercyOne · · NPI 1942241955

Source: hospital's published price file ↗ · Published Mar 31, 2026 · Ingested Aug 3, 2026

$27.95

Cash price

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Discounted cash price

What a hospital charges a self-pay patient who pays directly, without going through insurance — usually well below the gross charge.

Example: A CT scan has a $3,200 gross charge but an $850 discounted cash price. Ask for it by name when scheduling — hospitals don't always advertise it up front.

Full explanation →

What you pay up front if you don't use insurance.

$43.00

Gross charge

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Gross charge (chargemaster price)

The hospital's full, undiscounted list price — pulled from its internal "chargemaster" price list. Almost no one actually pays this.

Example: A chest X-ray has a gross charge of $1,450. The same hospital's discounted cash price for the same X-ray is $180 — the gross charge mostly anchors negotiations, not what patients pay.

Full explanation →

The hospital's undiscounted list price — almost no one pays this.

$4.79 with IOWA TOTAL CARE vs $43.00 with UNITED HEALTHCARE — same scan, same building. Share

Negotiated rates by payer
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Negotiated rate

The price a specific insurance plan agreed to pay the hospital for a service — it varies by insurer, and even by plan within the same insurer.

Example: The same knee MRI has a negotiated rate of $904 with one insurer's PPO plan and $1,509 with another's — identical hospital, identical scan.

Full explanation →

Payer
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Payer

The insurance company footing the bill — Aetna, UnitedHealthcare, Medicare, and so on.

Example: "Blue Cross Blue Shield" is the payer. Its negotiated rate for an MRI might be $904, while a different payer's negotiated rate for the same scan is $1,509.

Full explanation →
Plan
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Plan

The specific product an insurer sells — e.g. "Blue Cross PPO 500" — which sets your deductible, coinsurance and negotiated rates.

Example: Two people both insured by Aetna can owe very different amounts for the same MRI: $50 with an HMO plan's flat copay, or the full $1,200 toward a high-deductible PPO plan's unmet deductible.

Full explanation →
Negotiated rate vs. cash
IOWA TOTAL CARE IOWA TOTAL CARE MEDICAID $4.79 ↓ -83%
MOLINA MEDICAID MOLINA MEDICAID $4.84 ↓ -83%
AETNA MEDICARE ADVANTAGE AETNA MEDICARE ADVANTAGE $4.85 ↓ -83%
MEDIGOLD MEDICARE ADVANTAGE MERCYONE HEALTH PLAN MEDICARE ADVANTAGE $4.85 ↓ -83%
MEDICARE MEDICAL ASSOCIATES HEALTH PLANS MEDICAL ASSOCIATES MEDICARE ADVANTAGE $4.85 ↓ -83%
WELLPOINT MEDICAID WELLPOINT MEDICAID $4.86 ↓ -83%
BLUE CROSS - IA (WELLMARK) MEDICARE ADVANTAGE WELLMARK MEDICARE ADVANTAGE $4.90 ↓ -82%
UNITED HEALTHCARE UNITED HEALTHCARE $4.95 ↓ -82%
UNITED HEALTHCARE MEDICARE UNITED HEALTHCARE MEDICARE ADVANTAGE $4.95 ↓ -82%
GEHA UNITED HEALTHCARE $4.95 ↓ -82%
HEALTH PARTNERS MEDICARE ADVANTAGE UNITYPOINT HEALTH PARTNERS MEDICARE ADV $5.00 ↓ -82%
WELLPOINT MEDICARE ADVANTAGE WELLPOINT MEDICARE ADVANTAGE $5.05 ↓ -82%
AMISH HOSPITAL AID AMISH HOSPITAL AID $6.58 ↓ -76%
OSCAR OSCAR $7.60 ↓ -73%
CENTIVO CENTIVO $8.22 ↓ -71%
AMBETTER AMBETTER MARKETPLACE $8.32 ↓ -70%
NOVA CLAIMDOC $9.95 ↓ -64%
CLAIMDOC CLAIMDOC $9.95 ↓ -64%
HEALTH CHOICES MEDICAL ASSOCIATES $10.11 ↓ -64%
MEDICAL ASSOCIATES MEDICAL ASSOCIATES $10.11 ↓ -64%
MERITAIN AETNA $13.46 ↓ -52%
ASR HEALTH BENEFITS AETNA $13.46 ↓ -52%
AETNA AETNA $13.46 ↓ -52%
LUCENT HEALTH AETNA $13.46 ↓ -52%
AETNA DOMESTIC AETNA $13.46 ↓ -52%
FIRST HEALTH AETNA $13.46 ↓ -52%
COVENTRY AETNA $13.46 ↓ -52%
ALLIED BENEFIT SYSTEMS AETNA $13.46 ↓ -52%
LUMINARE HEALTH AETNA $13.46 ↓ -52%
WEBTPA AETNA $13.46 ↓ -52%
MEDICAL MUTUAL AETNA $13.46 ↓ -52%
AETNA EAP AETNA $13.46 ↓ -52%
HEALTH PARTNERS HEALTH PARTNERS $14.06 ↓ -50%
MEDICA MIDLANDS CHOICE PPO $30.53 ↑ +9%
CIGNA MIDLANDS CHOICE PPO $30.53 ↑ +9%
CIGNA EAP MIDLANDS CHOICE PPO $30.53 ↑ +9%
MIDLANDS MIDLANDS CHOICE PPO $30.53 ↑ +9%
MIDLANDS CHOICE MIDLANDS CHOICE PPO $30.53 ↑ +9%
AUXIANT MIDLANDS CHOICE PPO $30.53 ↑ +9%
UNITED HEALTHCARE UNITED HEALTHCARE DEERE PREMIER $39.13 ↑ +40%
IOWA DEPT OF PUBLIC HEALTH CARE FOR YOURSELF $43.00 ↑ +54%
UNITED HEALTHCARE UHC OPTUM BEHAVIORAL HEALTH $43.00 ↑ +54%

Visitor-reported prices

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Albumin serum plasma or whole blood at other Iowa hospitals

Hospital City Cash price Negotiated range
MercyOne Genesis Davenport West Medical Center Davenport $92.40 $4.95 – $4.95
MercyOne Dubuque Medical Center Dubuque $347.10 $4.79 – $68.00
MercyOne New Hampton Medical Center New Hampton $57.85 $35.24 – $89.00
MercyOne Dyersville Medical Center Dyersville $57.85 $33.64 – $100.18
MercyOne Oelwein Medical Center Oelwein $57.85 $34.02 – $89.00
MercyOne Centerville Medical Center Centerville $89.00 $24.42 – $89.00
MercyOne Genesis Davenport Medical Center Davenport $97.20 not published
MercyOne Genesis DeWitt Medical Center DeWitt $97.20 $9.86 – $21.17

All Iowa hospitals for this procedure →