Acute hepatitis panel at MercyOne Cedar Falls Medical Center

515 College St, Cedar Falls, IA · MercyOne · · NPI 1942241955

Source: hospital's published price file ↗ · Published Mar 31, 2026 · Ingested Aug 3, 2026

$241.15

Cash price

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Discounted cash price

What a hospital charges a self-pay patient who pays directly, without going through insurance — usually well below the gross charge.

Example: A CT scan has a $3,200 gross charge but an $850 discounted cash price. Ask for it by name when scheduling — hospitals don't always advertise it up front.

Full explanation →

What you pay up front if you don't use insurance.

$371.00

Gross charge

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Gross charge (chargemaster price)

The hospital's full, undiscounted list price — pulled from its internal "chargemaster" price list. Almost no one actually pays this.

Example: A chest X-ray has a gross charge of $1,450. The same hospital's discounted cash price for the same X-ray is $180 — the gross charge mostly anchors negotiations, not what patients pay.

Full explanation →

The hospital's undiscounted list price — almost no one pays this.

$46.16 with IOWA TOTAL CARE vs $371.00 with UNITED HEALTHCARE — same scan, same building. Share

Negotiated rates by payer
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Negotiated rate

The price a specific insurance plan agreed to pay the hospital for a service — it varies by insurer, and even by plan within the same insurer.

Example: The same knee MRI has a negotiated rate of $904 with one insurer's PPO plan and $1,509 with another's — identical hospital, identical scan.

Full explanation →

Payer
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Payer

The insurance company footing the bill — Aetna, UnitedHealthcare, Medicare, and so on.

Example: "Blue Cross Blue Shield" is the payer. Its negotiated rate for an MRI might be $904, while a different payer's negotiated rate for the same scan is $1,509.

Full explanation →
Plan
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Plan

The specific product an insurer sells — e.g. "Blue Cross PPO 500" — which sets your deductible, coinsurance and negotiated rates.

Example: Two people both insured by Aetna can owe very different amounts for the same MRI: $50 with an HMO plan's flat copay, or the full $1,200 toward a high-deductible PPO plan's unmet deductible.

Full explanation →
Negotiated rate vs. cash
IOWA TOTAL CARE IOWA TOTAL CARE MEDICAID $46.16 ↓ -81%
MOLINA MEDICAID MOLINA MEDICAID $46.61 ↓ -81%
AETNA MEDICARE ADVANTAGE AETNA MEDICARE ADVANTAGE $46.68 ↓ -81%
MEDIGOLD MEDICARE ADVANTAGE MERCYONE HEALTH PLAN MEDICARE ADVANTAGE $46.68 ↓ -81%
MEDICARE MEDICAL ASSOCIATES HEALTH PLANS MEDICAL ASSOCIATES MEDICARE ADVANTAGE $46.68 ↓ -81%
WELLPOINT MEDICAID WELLPOINT MEDICAID $46.79 ↓ -81%
BLUE CROSS - IA (WELLMARK) MEDICARE ADVANTAGE WELLMARK MEDICARE ADVANTAGE $47.14 ↓ -80%
UNITED HEALTHCARE MEDICARE UNITED HEALTHCARE MEDICARE ADVANTAGE $47.61 ↓ -80%
UNITED HEALTHCARE UNITED HEALTHCARE $47.63 ↓ -80%
GEHA UNITED HEALTHCARE $47.63 ↓ -80%
HEALTH PARTNERS MEDICARE ADVANTAGE UNITYPOINT HEALTH PARTNERS MEDICARE ADV $48.11 ↓ -80%
WELLPOINT MEDICARE ADVANTAGE WELLPOINT MEDICARE ADVANTAGE $48.58 ↓ -80%
AMISH HOSPITAL AID AMISH HOSPITAL AID $63.35 ↓ -74%
OSCAR OSCAR $73.10 ↓ -70%
CENTIVO CENTIVO $79.07 ↓ -67%
AMBETTER AMBETTER MARKETPLACE $80.02 ↓ -67%
HEALTH CHOICES MEDICAL ASSOCIATES $87.19 ↓ -64%
MEDICAL ASSOCIATES MEDICAL ASSOCIATES $87.19 ↓ -64%
NOVA CLAIMDOC $95.74 ↓ -60%
CLAIMDOC CLAIMDOC $95.74 ↓ -60%
HEALTH PARTNERS HEALTH PARTNERS $121.32 ↓ -50%
ASR HEALTH BENEFITS AETNA $129.63 ↓ -46%
AETNA AETNA $129.63 ↓ -46%
LUCENT HEALTH AETNA $129.63 ↓ -46%
AETNA DOMESTIC AETNA $129.63 ↓ -46%
FIRST HEALTH AETNA $129.63 ↓ -46%
COVENTRY AETNA $129.63 ↓ -46%
ALLIED BENEFIT SYSTEMS AETNA $129.63 ↓ -46%
MERITAIN AETNA $129.63 ↓ -46%
LUMINARE HEALTH AETNA $129.63 ↓ -46%
WEBTPA AETNA $129.63 ↓ -46%
MEDICAL MUTUAL AETNA $129.63 ↓ -46%
AETNA EAP AETNA $129.63 ↓ -46%
MEDICA MIDLANDS CHOICE PPO $263.41 ↑ +9%
CIGNA MIDLANDS CHOICE PPO $263.41 ↑ +9%
MIDLANDS MIDLANDS CHOICE PPO $263.41 ↑ +9%
MIDLANDS CHOICE MIDLANDS CHOICE PPO $263.41 ↑ +9%
AUXIANT MIDLANDS CHOICE PPO $263.41 ↑ +9%
CIGNA EAP MIDLANDS CHOICE PPO $263.41 ↑ +9%
UNITED HEALTHCARE UNITED HEALTHCARE DEERE PREMIER $337.61 ↑ +40%
IOWA DEPT OF PUBLIC HEALTH CARE FOR YOURSELF $371.00 ↑ +54%
UNITED HEALTHCARE UHC OPTUM BEHAVIORAL HEALTH $371.00 ↑ +54%

Visitor-reported prices

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Acute hepatitis panel at other Iowa hospitals

Hospital City Cash price Negotiated range
MercyOne Genesis Davenport West Medical Center Davenport $450.60 $47.63 – $47.63
MercyOne Dubuque Medical Center Dubuque $352.30 $46.16 – $542.00
MercyOne New Hampton Medical Center New Hampton $316.55 $192.80 – $487.00
MercyOne Dyersville Medical Center Dyersville $316.55 $184.09 – $548.17
MercyOne Clinton Medical Center Clinton $328.25 $46.16 – $505.00
MercyOne Oelwein Medical Center Oelwein $1,110.00 $9.09 – $487.00
MercyOne Elkader Medical Center Elkader $316.55 $250.66 – $509.01
MercyOne West Des Moines Medical Center West Des Moines $927.00 $46.16 – $927.00

All Iowa hospitals for this procedure →