Treat elbow fracture at UnityPoint Health - Trinity Bettendorf
4500 Utica Ridge Road, Bettendorf, IA · UnityPoint Health · · NPI 1124110820
$3,281.04
Cash price Discounted cash price What a hospital charges a self-pay patient who pays directly, without going through insurance — usually well below the gross charge. Example: A CT scan has a $3,200 gross charge but an $850 discounted cash price. Ask for it by name when scheduling — hospitals don't always advertise it up front.
?
What you pay up front if you don't use insurance.
$4,101.30
Gross charge Gross charge (chargemaster price) The hospital's full, undiscounted list price — pulled from its internal "chargemaster" price list. Almost no one actually pays this. Example: A chest X-ray has a gross charge of $1,450. The same hospital's discounted cash price for the same X-ray is $180 — the gross charge mostly anchors negotiations, not what patients pay.
?
The hospital's undiscounted list price — almost no one pays this.
$537.90 with Aetna vs $1,703.86 with United Healthcare — same scan, same building. Share
Negotiated rates by payer
?
Negotiated rate
The price a specific insurance plan agreed to pay the hospital for a service — it varies by insurer, and even by plan within the same insurer.
Example: The same knee MRI has a negotiated rate of $904 with one insurer's PPO plan and $1,509 with another's — identical hospital, identical scan.
Full explanation →
?
Negotiated rate
The price a specific insurance plan agreed to pay the hospital for a service — it varies by insurer, and even by plan within the same insurer.
Example: The same knee MRI has a negotiated rate of $904 with one insurer's PPO plan and $1,509 with another's — identical hospital, identical scan.
Full explanation →Payer ?Payer The insurance company footing the bill — Aetna, UnitedHealthcare, Medicare, and so on. Example: "Blue Cross Blue Shield" is the payer. Its negotiated rate for an MRI might be $904, while a different payer's negotiated rate for the same scan is $1,509. Full explanation → |
Plan ?Plan The specific product an insurer sells — e.g. "Blue Cross PPO 500" — which sets your deductible, coinsurance and negotiated rates. Example: Two people both insured by Aetna can owe very different amounts for the same MRI: $50 with an HMO plan's flat copay, or the full $1,200 toward a high-deductible PPO plan's unmet deductible. Full explanation → |
Negotiated rate | vs. cash |
|---|---|---|---|
| Aetna | Medicare Advantage | $537.90 | ↓ -84% |
| Ambetter | HMO | $537.90 | ↓ -84% |
| Health Alliance | Medicare Advantage | $537.90 | ↓ -84% |
| Wellmark Blue Cross and Blue Shield | Medicare Advantage | $548.66 | ↓ -83% |
| Humana | Medicare Advantage | $564.80 | ↓ -83% |
| Meridian Health Plan | Medicare Advantage | $564.80 | ↓ -83% |
| United Healthcare | Medicare Advantage | $564.80 | ↓ -83% |
| Health Partners Open Network | Commercial | $1,016.40 | ↓ -69% |
| Wellmark UPH Self-Funded | Commercial | $1,171.80 | ↓ -64% |
| Wellmark Blue Cross and Blue Shield | HMO | $1,171.80 | ↓ -64% |
| Aetna | HMO | $1,206.24 | ↓ -63% |
| Amerigroup | Managed Medicaid | $1,377.16 | ↓ -58% |
| Iowa Total Care | Managed Medicaid | $1,377.16 | ↓ -58% |
| Wellmark Blue Cross and Blue Shield | PPO | $1,378.60 | ↓ -58% |
| Cigna/Midlands | Commercial | $1,428.30 | ↓ -56% |
| Medica Exchange Inspire | Commercial | $1,435.46 | ↓ -56% |
| Aetna | PPO | $1,468.96 | ↓ -55% |
| Medica Exchange Insure | Commercial | $1,607.71 | ↓ -51% |
| United Healthcare | HMO | $1,703.86 | ↓ -48% |
| United Healthcare | PPO | $1,703.86 | ↓ -48% |
Visitor-reported prices
Comments
Treat elbow fracture at other Iowa hospitals
| Hospital | City | Cash price | Negotiated range |
|---|---|---|---|
| UnityPoint Health - Allen Hospital | Waterloo | $3,495.88 | $537.90 – $2,302.91 |
| UnityPoint Health - Finley Hospital | Dubuque | $2,726.40 | $537.90 – $1,567.68 |
| UnityPoint Health - Grinnell Regional Medical Center | Grinnell | $2,726.40 | $537.90 – $1,592.36 |
| UnityPoint Health - Iowa Lutheran Hospital | Des Moines | $4,250.09 | $537.90 – $1,561.91 |
| UnityPoint Health - Jones Regional Medical Center | Anamosa | $2,726.40 | $537.90 – $2,641.84 |
| UnityPoint Health - Marshalltown | Marshalltown | $3,495.88 | $537.90 – $2,097.53 |
| UnityPoint Health - St. Lukes Downtown | Sioux City | $3,042.30 | $443.04 – $2,198.06 |
| UnityPoint Health - Trinity Muscatine | Muscatine | $3,281.04 | $537.90 – $1,681.53 |