Psychotherapy patient individual therapy 60 minutes at UnityPoint Health - Trinity Bettendorf
4500 Utica Ridge Road, Bettendorf, IA · UnityPoint Health · · NPI 1124110820
$313.60
Cash price Discounted cash price What a hospital charges a self-pay patient who pays directly, without going through insurance — usually well below the gross charge. Example: A CT scan has a $3,200 gross charge but an $850 discounted cash price. Ask for it by name when scheduling — hospitals don't always advertise it up front.
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What you pay up front if you don't use insurance.
$392.00
Gross charge Gross charge (chargemaster price) The hospital's full, undiscounted list price — pulled from its internal "chargemaster" price list. Almost no one actually pays this. Example: A chest X-ray has a gross charge of $1,450. The same hospital's discounted cash price for the same X-ray is $180 — the gross charge mostly anchors negotiations, not what patients pay.
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The hospital's undiscounted list price — almost no one pays this.
$49.67 with Medica Exchange Inspire vs $327.38 with United Healthcare — same scan, same building. Share
Negotiated rates by payer
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Negotiated rate
The price a specific insurance plan agreed to pay the hospital for a service — it varies by insurer, and even by plan within the same insurer.
Example: The same knee MRI has a negotiated rate of $904 with one insurer's PPO plan and $1,509 with another's — identical hospital, identical scan.
Full explanation →
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Negotiated rate
The price a specific insurance plan agreed to pay the hospital for a service — it varies by insurer, and even by plan within the same insurer.
Example: The same knee MRI has a negotiated rate of $904 with one insurer's PPO plan and $1,509 with another's — identical hospital, identical scan.
Full explanation →Payer ?Payer The insurance company footing the bill — Aetna, UnitedHealthcare, Medicare, and so on. Example: "Blue Cross Blue Shield" is the payer. Its negotiated rate for an MRI might be $904, while a different payer's negotiated rate for the same scan is $1,509. Full explanation → |
Plan ?Plan The specific product an insurer sells — e.g. "Blue Cross PPO 500" — which sets your deductible, coinsurance and negotiated rates. Example: Two people both insured by Aetna can owe very different amounts for the same MRI: $50 with an HMO plan's flat copay, or the full $1,200 toward a high-deductible PPO plan's unmet deductible. Full explanation → |
Negotiated rate | vs. cash |
|---|---|---|---|
| Medica Exchange Inspire | Commercial | $49.67 | ↓ -84% |
| Medica Exchange Insure | Commercial | $55.63 | ↓ -82% |
| Cigna/Midlands | Commercial | $74.79 | ↓ -76% |
| Ambetter | HMO | $131.89 | ↓ -58% |
| Health Alliance | Medicare Advantage | $131.89 | ↓ -58% |
| Aetna | Medicare Advantage | $131.89 | ↓ -58% |
| Wellmark Blue Cross and Blue Shield | Medicare Advantage | $134.53 | ↓ -57% |
| Iowa Total Care | Managed Medicaid | $138.26 | ↓ -56% |
| Amerigroup | Managed Medicaid | $138.26 | ↓ -56% |
| Humana | Medicare Advantage | $138.48 | ↓ -56% |
| Meridian Health Plan | Medicare Advantage | $138.48 | ↓ -56% |
| United Healthcare | Medicare Advantage | $138.48 | ↓ -56% |
| Health Partners Open Network | Commercial | $193.26 | ↓ -38% |
| Wellmark Blue Cross and Blue Shield | PPO | $195.90 | ↓ -38% |
| Wellmark Blue Cross and Blue Shield | HMO | $195.90 | ↓ -38% |
| Wellmark UPH Self-Funded | Commercial | $195.90 | ↓ -38% |
| Aetna | HMO | $206.40 | ↓ -34% |
| Aetna | PPO | $214.44 | ↓ -32% |
| United Healthcare | HMO | $327.38 | ↑ +4% |
| United Healthcare | PPO | $327.38 | ↑ +4% |
Visitor-reported prices
Comments
Psychotherapy patient individual therapy 60 minutes at other Iowa hospitals
| Hospital | City | Cash price | Negotiated range |
|---|---|---|---|
| MercyOne Genesis Davenport West Medical Center | Davenport | $190.80 | $153.80 – $195.65 |
| MercyOne Dubuque Medical Center | Dubuque | $118.95 | $65.33 – $183.00 |
| MercyOne New Hampton Medical Center | New Hampton | $500.50 | $304.84 – $770.00 |
| MercyOne Dyersville Medical Center | Dyersville | $500.50 | $291.06 – $866.71 |
| MercyOne Oelwein Medical Center | Oelwein | $500.50 | $294.29 – $770.00 |
| MercyOne Elkader Medical Center | Elkader | $500.50 | $396.32 – $804.80 |
| MercyOne Des Moines Medical Center | Des Moines | $612.95 | $74.50 – $943.00 |
| MercyOne Centerville Medical Center | Centerville | $770.00 | $211.29 – $770.00 |