Prq av fstl crt uxtr sep acs at UnityPoint Health - Trinity Bettendorf
4500 Utica Ridge Road, Bettendorf, IA · UnityPoint Health · · NPI 1124110820
not published by hospital
Cash price Discounted cash price What a hospital charges a self-pay patient who pays directly, without going through insurance — usually well below the gross charge. Example: A CT scan has a $3,200 gross charge but an $850 discounted cash price. Ask for it by name when scheduling — hospitals don't always advertise it up front.
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What you pay up front if you don't use insurance.
not published by hospital
Gross charge Gross charge (chargemaster price) The hospital's full, undiscounted list price — pulled from its internal "chargemaster" price list. Almost no one actually pays this. Example: A chest X-ray has a gross charge of $1,450. The same hospital's discounted cash price for the same X-ray is $180 — the gross charge mostly anchors negotiations, not what patients pay.
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The hospital's undiscounted list price — almost no one pays this.
$403.91 with Aetna vs $44,303.27 with Aetna — same scan, same building. Share
Negotiated rates by payer
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Negotiated rate
The price a specific insurance plan agreed to pay the hospital for a service — it varies by insurer, and even by plan within the same insurer.
Example: The same knee MRI has a negotiated rate of $904 with one insurer's PPO plan and $1,509 with another's — identical hospital, identical scan.
Full explanation →
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Negotiated rate
The price a specific insurance plan agreed to pay the hospital for a service — it varies by insurer, and even by plan within the same insurer.
Example: The same knee MRI has a negotiated rate of $904 with one insurer's PPO plan and $1,509 with another's — identical hospital, identical scan.
Full explanation →Payer ?Payer The insurance company footing the bill — Aetna, UnitedHealthcare, Medicare, and so on. Example: "Blue Cross Blue Shield" is the payer. Its negotiated rate for an MRI might be $904, while a different payer's negotiated rate for the same scan is $1,509. Full explanation → |
Plan ?Plan The specific product an insurer sells — e.g. "Blue Cross PPO 500" — which sets your deductible, coinsurance and negotiated rates. Example: Two people both insured by Aetna can owe very different amounts for the same MRI: $50 with an HMO plan's flat copay, or the full $1,200 toward a high-deductible PPO plan's unmet deductible. Full explanation → |
Negotiated rate | vs. cash |
|---|---|---|---|
| Aetna | Medicare Advantage | $403.91 | — |
| Ambetter | HMO | $403.91 | — |
| Health Alliance | Medicare Advantage | $403.91 | — |
| Wellmark Blue Cross and Blue Shield | Medicare Advantage | $411.99 | — |
| United Healthcare | Medicare Advantage | $424.11 | — |
| Humana | Medicare Advantage | $424.11 | — |
| Meridian Health Plan | Medicare Advantage | $424.11 | — |
| Health Partners Open Network | Commercial | $894.43 | — |
| Wellmark Blue Cross and Blue Shield | HMO | $899.50 | — |
| Wellmark UPH Self-Funded | Commercial | $899.50 | — |
| Wellmark Blue Cross and Blue Shield | PPO | $1,058.20 | — |
| Cigna/Midlands | Commercial | $1,081.54 | — |
| United Healthcare | HMO | $1,461.60 | — |
| United Healthcare | PPO | $1,461.60 | — |
| Aetna | HMO | $38,866.05 | — |
| Aetna | PPO | $44,303.27 | — |
Visitor-reported prices
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Prq av fstl crt uxtr sep acs at other Iowa hospitals
| Hospital | City | Cash price | Negotiated range |
|---|---|---|---|
| UnityPoint Health - Iowa Lutheran Hospital | Des Moines | $36,688.36 | $403.91 – $13,482.97 |
| UnityPoint Health - St. Luke's Hospital | Cedar Rapids | $37,056.40 | $403.91 – $17,370.19 |
| CHI Health Mercy Council Bluffs | Council Bluffs | $10,790.64 | $3,853.80 – $21,838.20 |
| MercyOne Genesis Davenport West Medical Center | Davenport | not published | $17,188.53 – $24,063.94 |
| MercyOne Genesis Davenport Medical Center | Davenport | not published | $17,188.53 – $24,063.94 |
| UnityPoint Health - Allen Hospital | Waterloo | not published | $403.91 – $1,081.54 |
| UnityPoint Health - Finley Hospital | Dubuque | not published | $403.91 – $1,202.65 |
| UnityPoint Health - Grinnell Regional Medical Center | Grinnell | not published | $403.91 – $1,081.54 |