Pet image ltd area at UnityPoint Health - Trinity Bettendorf

4500 Utica Ridge Road, Bettendorf, IA · UnityPoint Health · · NPI 1124110820

Source: hospital's published price file ↗ · Published Jan 28, 2026 · Ingested Aug 12, 2026

$2,519.20

Cash price

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Discounted cash price

What a hospital charges a self-pay patient who pays directly, without going through insurance — usually well below the gross charge.

Example: A CT scan has a $3,200 gross charge but an $850 discounted cash price. Ask for it by name when scheduling — hospitals don't always advertise it up front.

Full explanation →

What you pay up front if you don't use insurance.

$3,149.00

Gross charge

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Gross charge (chargemaster price)

The hospital's full, undiscounted list price — pulled from its internal "chargemaster" price list. Almost no one actually pays this.

Example: A chest X-ray has a gross charge of $1,450. The same hospital's discounted cash price for the same X-ray is $180 — the gross charge mostly anchors negotiations, not what patients pay.

Full explanation →

The hospital's undiscounted list price — almost no one pays this.

$65.76 with Ambetter vs $1,123.37 with Amerigroup — same scan, same building. Share

Negotiated rates by payer
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Negotiated rate

The price a specific insurance plan agreed to pay the hospital for a service — it varies by insurer, and even by plan within the same insurer.

Example: The same knee MRI has a negotiated rate of $904 with one insurer's PPO plan and $1,509 with another's — identical hospital, identical scan.

Full explanation →

Payer
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Payer

The insurance company footing the bill — Aetna, UnitedHealthcare, Medicare, and so on.

Example: "Blue Cross Blue Shield" is the payer. Its negotiated rate for an MRI might be $904, while a different payer's negotiated rate for the same scan is $1,509.

Full explanation →
Plan
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Plan

The specific product an insurer sells — e.g. "Blue Cross PPO 500" — which sets your deductible, coinsurance and negotiated rates.

Example: Two people both insured by Aetna can owe very different amounts for the same MRI: $50 with an HMO plan's flat copay, or the full $1,200 toward a high-deductible PPO plan's unmet deductible.

Full explanation →
Negotiated rate vs. cash
Ambetter HMO $65.76 ↓ -97%
Aetna Medicare Advantage $65.76 ↓ -97%
Health Alliance Medicare Advantage $65.76 ↓ -97%
Wellmark Blue Cross and Blue Shield Medicare Advantage $67.08 ↓ -97%
Humana Medicare Advantage $69.05 ↓ -97%
Meridian Health Plan Medicare Advantage $69.05 ↓ -97%
United Healthcare Medicare Advantage $69.05 ↓ -97%
United Healthcare HMO $96.13 ↓ -96%
United Healthcare PPO $96.13 ↓ -96%
Wellmark Blue Cross and Blue Shield HMO $135.40 ↓ -95%
Wellmark UPH Self-Funded Commercial $135.40 ↓ -95%
Cigna/Midlands Commercial $138.22 ↓ -95%
Health Partners Open Network Commercial $151.67 ↓ -94%
Wellmark Blue Cross and Blue Shield PPO $159.30 ↓ -94%
Aetna HMO $176.92 ↓ -93%
Aetna PPO $203.71 ↓ -92%
Iowa Total Care Managed Medicaid $1,123.37 ↓ -55%
Amerigroup Managed Medicaid $1,123.37 ↓ -55%
Medica Exchange Insure Commercial not published by hospital —
Medica Exchange Inspire Commercial not published by hospital —

Visitor-reported prices

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Pet image ltd area at other Iowa hospitals

Hospital City Cash price Negotiated range
MercyOne Genesis Davenport West Medical Center Davenport $2,018.40 $1,249.63 – $1,749.48
MercyOne Genesis Davenport Medical Center Davenport $2,204.40 $1,249.63 – $1,749.48
UnityPoint Health - Allen Hospital Waterloo $2,519.20 $65.76 – $1,082.08
UnityPoint Health - Finley Hospital Dubuque $2,519.20 $65.76 – $1,147.82
UnityPoint Health - Grinnell Regional Medical Center Grinnell $2,519.20 $65.76 – $1,298.91
UnityPoint Health - Iowa Lutheran Hospital Des Moines $2,519.20 $65.76 – $1,257.77
UnityPoint Health - Jones Regional Medical Center Anamosa $2,519.20 $65.76 – $151.67
UnityPoint Health - Marshalltown Marshalltown $2,519.20 $65.76 – $1,270.36

All Iowa hospitals for this procedure →