P-32 sod phosphate ther per mci at UnityPoint Health - Trinity Bettendorf

4500 Utica Ridge Road, Bettendorf, IA · UnityPoint Health · · NPI 1124110820

Source: hospital's published price file ↗ · Published Jan 28, 2026 · Ingested Aug 12, 2026

$436.00

Cash price

?

Discounted cash price

What a hospital charges a self-pay patient who pays directly, without going through insurance — usually well below the gross charge.

Example: A CT scan has a $3,200 gross charge but an $850 discounted cash price. Ask for it by name when scheduling — hospitals don't always advertise it up front.

Full explanation →

What you pay up front if you don't use insurance.

$545.00

Gross charge

?

Gross charge (chargemaster price)

The hospital's full, undiscounted list price — pulled from its internal "chargemaster" price list. Almost no one actually pays this.

Example: A chest X-ray has a gross charge of $1,450. The same hospital's discounted cash price for the same X-ray is $180 — the gross charge mostly anchors negotiations, not what patients pay.

Full explanation →

The hospital's undiscounted list price — almost no one pays this.

$143.15 with United Healthcare vs $880.67 with Cigna/Midlands — same scan, same building. Share

Negotiated rates by payer
?

Negotiated rate

The price a specific insurance plan agreed to pay the hospital for a service — it varies by insurer, and even by plan within the same insurer.

Example: The same knee MRI has a negotiated rate of $904 with one insurer's PPO plan and $1,509 with another's — identical hospital, identical scan.

Full explanation →

Payer
?

Payer

The insurance company footing the bill — Aetna, UnitedHealthcare, Medicare, and so on.

Example: "Blue Cross Blue Shield" is the payer. Its negotiated rate for an MRI might be $904, while a different payer's negotiated rate for the same scan is $1,509.

Full explanation →
Plan
?

Plan

The specific product an insurer sells — e.g. "Blue Cross PPO 500" — which sets your deductible, coinsurance and negotiated rates.

Example: Two people both insured by Aetna can owe very different amounts for the same MRI: $50 with an HMO plan's flat copay, or the full $1,200 toward a high-deductible PPO plan's unmet deductible.

Full explanation →
Negotiated rate vs. cash
United Healthcare HMO $143.15 ↓ -67%
United Healthcare PPO $143.15 ↓ -67%
Wellmark UPH Self-Funded Commercial $179.12 ↓ -59%
Wellmark Blue Cross and Blue Shield HMO $179.12 ↓ -59%
Wellmark Blue Cross and Blue Shield PPO $179.12 ↓ -59%
Wellmark Blue Cross and Blue Shield Medicare Advantage $182.70 ↓ -58%
Health Alliance Medicare Advantage $182.70 ↓ -58%
Aetna Medicare Advantage $182.70 ↓ -58%
United Healthcare Medicare Advantage $188.08 ↓ -57%
Humana Medicare Advantage $188.08 ↓ -57%
Meridian Health Plan Medicare Advantage $188.08 ↓ -57%
Ambetter HMO $286.59 ↓ -34%
Aetna HMO $299.13 ↓ -31%
Aetna PPO $299.13 ↓ -31%
Health Partners Open Network Commercial $457.77 ↑ +5%
Cigna/Midlands Commercial $880.67 ↑ +102%
Medica Exchange Insure Commercial not published by hospital —
Medica Exchange Inspire Commercial not published by hospital —
Iowa Total Care Managed Medicaid not published by hospital —
Amerigroup Managed Medicaid not published by hospital —

Visitor-reported prices

visitor-reported
Report what you paid sign in to post

Comments

Add a comment sign in to post

P-32 sod phosphate ther per mci at other Iowa hospitals

Hospital City Cash price Negotiated range
MercyOne Dubuque Medical Center Dubuque $1,383.10 $179.12 – $1,383.10
MercyOne New Hampton Medical Center New Hampton $1,383.10 $179.12 – $1,383.10
MercyOne Dyersville Medical Center Dyersville $1,383.10 $179.12 – $1,556.82
MercyOne Clinton Medical Center Clinton $1,383.10 $179.12 – $1,383.10
MercyOne Oelwein Medical Center Oelwein $1,383.10 $179.12 – $1,383.10
MercyOne Cedar Falls Medical Center Cedar Falls $1,383.10 $179.12 – $1,383.10
MercyOne Elkader Medical Center Elkader $1,383.10 $179.12 – $1,445.62
MercyOne West Des Moines Medical Center West Des Moines $1,383.10 $179.12 – $1,383.10

All Iowa hospitals for this procedure →