Ghs layered repair 20.1 - 30.0 cm -12046 at UnityPoint Health - Trinity Bettendorf

4500 Utica Ridge Road, Bettendorf, IA · UnityPoint Health · · NPI 1124110820

Source: hospital's published price file ↗ · Published Jan 28, 2026 · Ingested Aug 12, 2026

$1,188.80

Cash price

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Discounted cash price

What a hospital charges a self-pay patient who pays directly, without going through insurance — usually well below the gross charge.

Example: A CT scan has a $3,200 gross charge but an $850 discounted cash price. Ask for it by name when scheduling — hospitals don't always advertise it up front.

Full explanation →

What you pay up front if you don't use insurance.

$1,486.00

Gross charge

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Gross charge (chargemaster price)

The hospital's full, undiscounted list price — pulled from its internal "chargemaster" price list. Almost no one actually pays this.

Example: A chest X-ray has a gross charge of $1,450. The same hospital's discounted cash price for the same X-ray is $180 — the gross charge mostly anchors negotiations, not what patients pay.

Full explanation →

The hospital's undiscounted list price — almost no one pays this.

$202.52 with Medica Exchange Inspire vs $955.50 with United Healthcare — same scan, same building. Share

Negotiated rates by payer
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Negotiated rate

The price a specific insurance plan agreed to pay the hospital for a service — it varies by insurer, and even by plan within the same insurer.

Example: The same knee MRI has a negotiated rate of $904 with one insurer's PPO plan and $1,509 with another's — identical hospital, identical scan.

Full explanation →

Payer
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Payer

The insurance company footing the bill — Aetna, UnitedHealthcare, Medicare, and so on.

Example: "Blue Cross Blue Shield" is the payer. Its negotiated rate for an MRI might be $904, while a different payer's negotiated rate for the same scan is $1,509.

Full explanation →
Plan
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Plan

The specific product an insurer sells — e.g. "Blue Cross PPO 500" — which sets your deductible, coinsurance and negotiated rates.

Example: Two people both insured by Aetna can owe very different amounts for the same MRI: $50 with an HMO plan's flat copay, or the full $1,200 toward a high-deductible PPO plan's unmet deductible.

Full explanation →
Negotiated rate vs. cash
Medica Exchange Inspire Commercial $202.52 ↓ -83%
Medica Exchange Insure Commercial $226.82 ↓ -81%
Aetna Medicare Advantage $280.57 ↓ -76%
Ambetter HMO $280.57 ↓ -76%
Health Alliance Medicare Advantage $280.57 ↓ -76%
Wellmark Blue Cross and Blue Shield Medicare Advantage $286.18 ↓ -76%
Humana Medicare Advantage $294.60 ↓ -75%
United Healthcare Medicare Advantage $294.60 ↓ -75%
Meridian Health Plan Medicare Advantage $294.60 ↓ -75%
Cigna/Midlands Commercial $304.93 ↓ -74%
Iowa Total Care Managed Medicaid $526.74 ↓ -56%
Amerigroup Managed Medicaid $526.74 ↓ -56%
Health Partners Open Network Commercial $569.20 ↓ -52%
Wellmark UPH Self-Funded Commercial $571.50 ↓ -52%
Wellmark Blue Cross and Blue Shield HMO $571.50 ↓ -52%
Wellmark Blue Cross and Blue Shield PPO $672.40 ↓ -43%
Aetna HMO $691.58 ↓ -42%
Aetna PPO $841.71 ↓ -29%
United Healthcare HMO $955.50 ↓ -20%
United Healthcare PPO $955.50 ↓ -20%

Visitor-reported prices

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Ghs layered repair 20.1 - 30.0 cm -12046 at other Iowa hospitals

Hospital City Cash price Negotiated range
MercyOne Genesis Davenport West Medical Center Davenport $379.80 $411.45 – $585.94
MercyOne Genesis Davenport Medical Center Davenport $784.80 $497.25 – $585.94
MercyOne Genesis DeWitt Medical Center DeWitt $784.80 $260.10 – $558.45
UnityPoint Health - Allen Hospital Waterloo $1,188.80 $275.20 – $571.50
UnityPoint Health - Finley Hospital Dubuque $1,188.80 $280.57 – $1,367.12
UnityPoint Health - Grinnell Regional Medical Center Grinnell $1,188.80 $280.57 – $747.09
UnityPoint Health - Iowa Lutheran Hospital Des Moines $1,188.80 $280.57 – $747.09
UnityPoint Health - Jones Regional Medical Center Anamosa $1,188.80 $162.50 – $397.07

All Iowa hospitals for this procedure →