Ghs layered repair 12.6 - 20.0 cm -12045 at UnityPoint Health - Trinity Bettendorf

4500 Utica Ridge Road, Bettendorf, IA · UnityPoint Health · · NPI 1124110820

Source: hospital's published price file ↗ · Published Jan 28, 2026 · Ingested Aug 12, 2026

$995.20

Cash price

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Discounted cash price

What a hospital charges a self-pay patient who pays directly, without going through insurance — usually well below the gross charge.

Example: A CT scan has a $3,200 gross charge but an $850 discounted cash price. Ask for it by name when scheduling — hospitals don't always advertise it up front.

Full explanation →

What you pay up front if you don't use insurance.

$1,244.00

Gross charge

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Gross charge (chargemaster price)

The hospital's full, undiscounted list price — pulled from its internal "chargemaster" price list. Almost no one actually pays this.

Example: A chest X-ray has a gross charge of $1,450. The same hospital's discounted cash price for the same X-ray is $180 — the gross charge mostly anchors negotiations, not what patients pay.

Full explanation →

The hospital's undiscounted list price — almost no one pays this.

$202.52 with Medica Exchange Inspire vs $831.53 with United Healthcare — same scan, same building. Share

Negotiated rates by payer
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Negotiated rate

The price a specific insurance plan agreed to pay the hospital for a service — it varies by insurer, and even by plan within the same insurer.

Example: The same knee MRI has a negotiated rate of $904 with one insurer's PPO plan and $1,509 with another's — identical hospital, identical scan.

Full explanation →

Payer
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Payer

The insurance company footing the bill — Aetna, UnitedHealthcare, Medicare, and so on.

Example: "Blue Cross Blue Shield" is the payer. Its negotiated rate for an MRI might be $904, while a different payer's negotiated rate for the same scan is $1,509.

Full explanation →
Plan
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Plan

The specific product an insurer sells — e.g. "Blue Cross PPO 500" — which sets your deductible, coinsurance and negotiated rates.

Example: Two people both insured by Aetna can owe very different amounts for the same MRI: $50 with an HMO plan's flat copay, or the full $1,200 toward a high-deductible PPO plan's unmet deductible.

Full explanation →
Negotiated rate vs. cash
Medica Exchange Inspire Commercial $202.52 ↓ -80%
Medica Exchange Insure Commercial $226.82 ↓ -77%
Aetna Medicare Advantage $243.87 ↓ -75%
Ambetter HMO $243.87 ↓ -75%
Health Alliance Medicare Advantage $243.87 ↓ -75%
Wellmark Blue Cross and Blue Shield Medicare Advantage $248.75 ↓ -75%
Humana Medicare Advantage $256.06 ↓ -74%
United Healthcare Medicare Advantage $256.06 ↓ -74%
Meridian Health Plan Medicare Advantage $256.06 ↓ -74%
Cigna/Midlands Commercial $304.93 ↓ -69%
Wellmark UPH Self-Funded Commercial $487.90 ↓ -51%
Wellmark Blue Cross and Blue Shield HMO $487.90 ↓ -51%
Health Partners Open Network Commercial $494.23 ↓ -50%
Iowa Total Care Managed Medicaid $526.74 ↓ -47%
Amerigroup Managed Medicaid $526.74 ↓ -47%
Wellmark Blue Cross and Blue Shield PPO $574.00 ↓ -42%
Aetna HMO $603.13 ↓ -39%
Aetna PPO $734.45 ↓ -26%
United Healthcare HMO $831.53 ↓ -16%
United Healthcare PPO $831.53 ↓ -16%

Visitor-reported prices

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Ghs layered repair 12.6 - 20.0 cm -12045 at other Iowa hospitals

Hospital City Cash price Negotiated range
MercyOne Genesis Davenport West Medical Center Davenport $706.80 $391.95 – $585.94
MercyOne Genesis Davenport Medical Center Davenport $742.20 $473.20 – $585.94
MercyOne Genesis DeWitt Medical Center DeWitt $742.20 $247.52 – $531.44
MercyOne Waterloo Medical Center Waterloo $609.05 $220.20 – $4,235.59
UnityPoint Health - Allen Hospital Waterloo $995.20 $243.87 – $507.38
UnityPoint Health - Finley Hospital Dubuque $1,075.04 $243.87 – $1,075.03
UnityPoint Health - Grinnell Regional Medical Center Grinnell $1,028.10 $243.87 – $652.22
UnityPoint Health - Iowa Lutheran Hospital Des Moines $995.20 $243.87 – $589.75

All Iowa hospitals for this procedure →