Consult comp w/report rfrd material at UnityPoint Health - Trinity Bettendorf
4500 Utica Ridge Road, Bettendorf, IA · UnityPoint Health · · NPI 1124110820
$365.60
Cash price Discounted cash price What a hospital charges a self-pay patient who pays directly, without going through insurance — usually well below the gross charge. Example: A CT scan has a $3,200 gross charge but an $850 discounted cash price. Ask for it by name when scheduling — hospitals don't always advertise it up front.
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What you pay up front if you don't use insurance.
$457.00
Gross charge Gross charge (chargemaster price) The hospital's full, undiscounted list price — pulled from its internal "chargemaster" price list. Almost no one actually pays this. Example: A chest X-ray has a gross charge of $1,450. The same hospital's discounted cash price for the same X-ray is $180 — the gross charge mostly anchors negotiations, not what patients pay.
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The hospital's undiscounted list price — almost no one pays this.
$68.35 with Medica Exchange Inspire vs $345.79 with Aetna — same scan, same building. Share
Negotiated rates by payer
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Negotiated rate
The price a specific insurance plan agreed to pay the hospital for a service — it varies by insurer, and even by plan within the same insurer.
Example: The same knee MRI has a negotiated rate of $904 with one insurer's PPO plan and $1,509 with another's — identical hospital, identical scan.
Full explanation →
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Negotiated rate
The price a specific insurance plan agreed to pay the hospital for a service — it varies by insurer, and even by plan within the same insurer.
Example: The same knee MRI has a negotiated rate of $904 with one insurer's PPO plan and $1,509 with another's — identical hospital, identical scan.
Full explanation →Payer ?Payer The insurance company footing the bill — Aetna, UnitedHealthcare, Medicare, and so on. Example: "Blue Cross Blue Shield" is the payer. Its negotiated rate for an MRI might be $904, while a different payer's negotiated rate for the same scan is $1,509. Full explanation → |
Plan ?Plan The specific product an insurer sells — e.g. "Blue Cross PPO 500" — which sets your deductible, coinsurance and negotiated rates. Example: Two people both insured by Aetna can owe very different amounts for the same MRI: $50 with an HMO plan's flat copay, or the full $1,200 toward a high-deductible PPO plan's unmet deductible. Full explanation → |
Negotiated rate | vs. cash |
|---|---|---|---|
| Medica Exchange Inspire | Commercial | $68.35 | ↓ -81% |
| Medica Exchange Insure | Commercial | $76.55 | ↓ -79% |
| Cigna/Midlands | Commercial | $102.92 | ↓ -72% |
| Health Alliance | Medicare Advantage | $123.64 | ↓ -66% |
| Aetna | Medicare Advantage | $123.64 | ↓ -66% |
| Ambetter | HMO | $123.64 | ↓ -66% |
| Wellmark Blue Cross and Blue Shield | Medicare Advantage | $126.11 | ↓ -66% |
| United Healthcare | Medicare Advantage | $129.82 | ↓ -64% |
| Humana | Medicare Advantage | $129.82 | ↓ -64% |
| Meridian Health Plan | Medicare Advantage | $129.82 | ↓ -64% |
| United Healthcare | HMO | $144.30 | ↓ -61% |
| United Healthcare | PPO | $144.30 | ↓ -61% |
| Iowa Total Care | Managed Medicaid | $147.46 | ↓ -60% |
| Amerigroup | Managed Medicaid | $147.46 | ↓ -60% |
| Wellmark UPH Self-Funded | Commercial | $236.00 | ↓ -35% |
| Wellmark Blue Cross and Blue Shield | HMO | $236.00 | ↓ -35% |
| Health Partners Open Network | Commercial | $244.10 | ↓ -33% |
| Wellmark Blue Cross and Blue Shield | PPO | $277.60 | ↓ -24% |
| Aetna | HMO | $290.84 | ↓ -20% |
| Aetna | PPO | $345.79 | ↓ -5% |
Visitor-reported prices
Comments
Consult comp w/report rfrd material at other Iowa hospitals
| Hospital | City | Cash price | Negotiated range |
|---|---|---|---|
| MercyOne Genesis Davenport West Medical Center | Davenport | $357.60 | $164.03 – $229.64 |
| MercyOne Dubuque Medical Center | Dubuque | $479.00 | $87.48 – $387.00 |
| MercyOne Des Moines Medical Center | Des Moines | $387.00 | $87.48 – $387.00 |
| MercyOne North Iowa Medical Center | Mason City | $286.00 | $112.64 – $440.00 |
| MercyOne Genesis Davenport Medical Center | Davenport | $398.40 | $164.03 – $229.64 |
| MercyOne Waterloo Medical Center | Waterloo | $230.75 | $83.43 – $355.00 |
| UnityPoint Health - Allen Hospital | Waterloo | $365.60 | $91.98 – $244.10 |
| UnityPoint Health - Finley Hospital | Dubuque | $365.60 | $71.87 – $244.10 |