Clsd tx/metacarpal fx/sng/w manip 26605 at UnityPoint Health - Trinity Bettendorf

4500 Utica Ridge Road, Bettendorf, IA · UnityPoint Health · · NPI 1124110820

Source: hospital's published price file ↗ · Published Jan 28, 2026 · Ingested Aug 12, 2026

$796.80

Cash price

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Discounted cash price

What a hospital charges a self-pay patient who pays directly, without going through insurance — usually well below the gross charge.

Example: A CT scan has a $3,200 gross charge but an $850 discounted cash price. Ask for it by name when scheduling — hospitals don't always advertise it up front.

Full explanation →

What you pay up front if you don't use insurance.

$996.00

Gross charge

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Gross charge (chargemaster price)

The hospital's full, undiscounted list price — pulled from its internal "chargemaster" price list. Almost no one actually pays this.

Example: A chest X-ray has a gross charge of $1,450. The same hospital's discounted cash price for the same X-ray is $180 — the gross charge mostly anchors negotiations, not what patients pay.

Full explanation →

The hospital's undiscounted list price — almost no one pays this.

$206.42 with Iowa Total Care vs $710.50 with Wellmark Blue Cross and Blue Shield — same scan, same building. Share

Negotiated rates by payer
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Negotiated rate

The price a specific insurance plan agreed to pay the hospital for a service — it varies by insurer, and even by plan within the same insurer.

Example: The same knee MRI has a negotiated rate of $904 with one insurer's PPO plan and $1,509 with another's — identical hospital, identical scan.

Full explanation →

Payer
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Payer

The insurance company footing the bill — Aetna, UnitedHealthcare, Medicare, and so on.

Example: "Blue Cross Blue Shield" is the payer. Its negotiated rate for an MRI might be $904, while a different payer's negotiated rate for the same scan is $1,509.

Full explanation →
Plan
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Plan

The specific product an insurer sells — e.g. "Blue Cross PPO 500" — which sets your deductible, coinsurance and negotiated rates.

Example: Two people both insured by Aetna can owe very different amounts for the same MRI: $50 with an HMO plan's flat copay, or the full $1,200 toward a high-deductible PPO plan's unmet deductible.

Full explanation →
Negotiated rate vs. cash
Iowa Total Care Managed Medicaid $206.42 ↓ -74%
Amerigroup Managed Medicaid $206.42 ↓ -74%
Aetna Medicare Advantage $225.59 ↓ -72%
Wellmark Blue Cross and Blue Shield Medicare Advantage $225.59 ↓ -72%
Health Alliance Medicare Advantage $225.59 ↓ -72%
United Healthcare Medicare Advantage $232.23 ↓ -71%
Humana Medicare Advantage $232.23 ↓ -71%
Meridian Health Plan Medicare Advantage $232.23 ↓ -71%
Ambetter HMO $277.58 ↓ -65%
Medica Exchange Inspire Commercial $291.25 ↓ -63%
Medica Exchange Insure Commercial $326.20 ↓ -59%
Health Partners Open Network Commercial $345.99 ↓ -57%
Cigna/Midlands Commercial $438.54 ↓ -45%
Aetna HMO $519.21 ↓ -35%
Aetna PPO $591.84 ↓ -26%
Wellmark Blue Cross and Blue Shield HMO $603.90 ↓ -24%
Wellmark UPH Self-Funded Commercial $603.90 ↓ -24%
United Healthcare HMO $616.06 ↓ -23%
United Healthcare PPO $616.06 ↓ -23%
Wellmark Blue Cross and Blue Shield PPO $710.50 ↓ -11%

Visitor-reported prices

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Clsd tx/metacarpal fx/sng/w manip 26605 at other Iowa hospitals

Hospital City Cash price Negotiated range
MercyOne Genesis Davenport West Medical Center Davenport $574.20 $229.62 – $240.50
MercyOne Genesis Davenport Medical Center Davenport $603.00 $229.62 – $278.20
MercyOne Genesis DeWitt Medical Center DeWitt $603.00 $145.52 – $312.44
UnityPoint Health - Allen Hospital Waterloo $796.80 $192.46 – $603.90
UnityPoint Health - Finley Hospital Dubuque $796.80 $198.09 – $612.24
UnityPoint Health - Grinnell Regional Medical Center Grinnell $796.80 $174.66 – $603.90
UnityPoint Health - Iowa Lutheran Hospital Des Moines $796.80 $228.37 – $603.90
UnityPoint Health - Jones Regional Medical Center Anamosa $811.11 $193.18 – $472.04

All Iowa hospitals for this procedure →