Clsd tx/fx/phalanx/phalang/manip 28515 at UnityPoint Health - Trinity Bettendorf

4500 Utica Ridge Road, Bettendorf, IA · UnityPoint Health · · NPI 1124110820

Source: hospital's published price file ↗ · Published Jan 28, 2026 · Ingested Aug 12, 2026

$404.00

Cash price

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Discounted cash price

What a hospital charges a self-pay patient who pays directly, without going through insurance — usually well below the gross charge.

Example: A CT scan has a $3,200 gross charge but an $850 discounted cash price. Ask for it by name when scheduling — hospitals don't always advertise it up front.

Full explanation →

What you pay up front if you don't use insurance.

$505.00

Gross charge

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Gross charge (chargemaster price)

The hospital's full, undiscounted list price — pulled from its internal "chargemaster" price list. Almost no one actually pays this.

Example: A chest X-ray has a gross charge of $1,450. The same hospital's discounted cash price for the same X-ray is $180 — the gross charge mostly anchors negotiations, not what patients pay.

Full explanation →

The hospital's undiscounted list price — almost no one pays this.

$131.19 with Medica Exchange Inspire vs $441.58 with United Healthcare — same scan, same building. Share

Negotiated rates by payer
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Negotiated rate

The price a specific insurance plan agreed to pay the hospital for a service — it varies by insurer, and even by plan within the same insurer.

Example: The same knee MRI has a negotiated rate of $904 with one insurer's PPO plan and $1,509 with another's — identical hospital, identical scan.

Full explanation →

Payer
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Payer

The insurance company footing the bill — Aetna, UnitedHealthcare, Medicare, and so on.

Example: "Blue Cross Blue Shield" is the payer. Its negotiated rate for an MRI might be $904, while a different payer's negotiated rate for the same scan is $1,509.

Full explanation →
Plan
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Plan

The specific product an insurer sells — e.g. "Blue Cross PPO 500" — which sets your deductible, coinsurance and negotiated rates.

Example: Two people both insured by Aetna can owe very different amounts for the same MRI: $50 with an HMO plan's flat copay, or the full $1,200 toward a high-deductible PPO plan's unmet deductible.

Full explanation →
Negotiated rate vs. cash
Medica Exchange Inspire Commercial $131.19 ↓ -68%
Health Alliance Medicare Advantage $134.34 ↓ -67%
Ambetter HMO $134.34 ↓ -67%
Aetna Medicare Advantage $134.34 ↓ -67%
Wellmark Blue Cross and Blue Shield Medicare Advantage $137.03 ↓ -66%
Humana Medicare Advantage $141.06 ↓ -65%
United Healthcare Medicare Advantage $141.06 ↓ -65%
Meridian Health Plan Medicare Advantage $141.06 ↓ -65%
Medica Exchange Insure Commercial $146.94 ↓ -64%
Cigna/Midlands Commercial $197.54 ↓ -51%
Amerigroup Managed Medicaid $206.42 ↓ -49%
Iowa Total Care Managed Medicaid $206.42 ↓ -49%
Health Partners Open Network Commercial $265.75 ↓ -34%
Wellmark UPH Self-Funded Commercial $287.50 ↓ -29%
Wellmark Blue Cross and Blue Shield HMO $287.50 ↓ -29%
Aetna HMO $317.66 ↓ -21%
Wellmark Blue Cross and Blue Shield PPO $338.20 ↓ -16%
Aetna PPO $387.35 ↓ -4%
United Healthcare HMO $441.58 ↑ +9%
United Healthcare PPO $441.58 ↑ +9%

Visitor-reported prices

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Clsd tx/fx/phalanx/phalang/manip 28515 at other Iowa hospitals

Hospital City Cash price Negotiated range
MercyOne Genesis Davenport West Medical Center Davenport $289.20 $229.62 – $262.60
MercyOne Genesis Davenport Medical Center Davenport $303.60 $229.62 – $317.85
MercyOne Genesis DeWitt Medical Center DeWitt $303.60 $166.26 – $356.97
MercyOne Waterloo Medical Center Waterloo $505.00 $36.73 – $3,576.15
UnityPoint Health - Allen Hospital Waterloo $466.05 $134.34 – $357.59
UnityPoint Health - Finley Hospital Dubuque $404.00 $83.66 – $298.85
UnityPoint Health - Grinnell Regional Medical Center Grinnell $1,270.45 $134.34 – $639.99
UnityPoint Health - Iowa Lutheran Hospital Des Moines $1,064.23 $134.34 – $391.10

All Iowa hospitals for this procedure →