Clsd tx/fx/phalanx/phalang/manip 28515 at UnityPoint Health - Trinity Bettendorf
4500 Utica Ridge Road, Bettendorf, IA · UnityPoint Health · · NPI 1124110820
$404.00
Cash price Discounted cash price What a hospital charges a self-pay patient who pays directly, without going through insurance — usually well below the gross charge. Example: A CT scan has a $3,200 gross charge but an $850 discounted cash price. Ask for it by name when scheduling — hospitals don't always advertise it up front.
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What you pay up front if you don't use insurance.
$505.00
Gross charge Gross charge (chargemaster price) The hospital's full, undiscounted list price — pulled from its internal "chargemaster" price list. Almost no one actually pays this. Example: A chest X-ray has a gross charge of $1,450. The same hospital's discounted cash price for the same X-ray is $180 — the gross charge mostly anchors negotiations, not what patients pay.
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The hospital's undiscounted list price — almost no one pays this.
$131.19 with Medica Exchange Inspire vs $441.58 with United Healthcare — same scan, same building. Share
Negotiated rates by payer
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Negotiated rate
The price a specific insurance plan agreed to pay the hospital for a service — it varies by insurer, and even by plan within the same insurer.
Example: The same knee MRI has a negotiated rate of $904 with one insurer's PPO plan and $1,509 with another's — identical hospital, identical scan.
Full explanation →
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Negotiated rate
The price a specific insurance plan agreed to pay the hospital for a service — it varies by insurer, and even by plan within the same insurer.
Example: The same knee MRI has a negotiated rate of $904 with one insurer's PPO plan and $1,509 with another's — identical hospital, identical scan.
Full explanation →Payer ?Payer The insurance company footing the bill — Aetna, UnitedHealthcare, Medicare, and so on. Example: "Blue Cross Blue Shield" is the payer. Its negotiated rate for an MRI might be $904, while a different payer's negotiated rate for the same scan is $1,509. Full explanation → |
Plan ?Plan The specific product an insurer sells — e.g. "Blue Cross PPO 500" — which sets your deductible, coinsurance and negotiated rates. Example: Two people both insured by Aetna can owe very different amounts for the same MRI: $50 with an HMO plan's flat copay, or the full $1,200 toward a high-deductible PPO plan's unmet deductible. Full explanation → |
Negotiated rate | vs. cash |
|---|---|---|---|
| Medica Exchange Inspire | Commercial | $131.19 | ↓ -68% |
| Health Alliance | Medicare Advantage | $134.34 | ↓ -67% |
| Ambetter | HMO | $134.34 | ↓ -67% |
| Aetna | Medicare Advantage | $134.34 | ↓ -67% |
| Wellmark Blue Cross and Blue Shield | Medicare Advantage | $137.03 | ↓ -66% |
| Humana | Medicare Advantage | $141.06 | ↓ -65% |
| United Healthcare | Medicare Advantage | $141.06 | ↓ -65% |
| Meridian Health Plan | Medicare Advantage | $141.06 | ↓ -65% |
| Medica Exchange Insure | Commercial | $146.94 | ↓ -64% |
| Cigna/Midlands | Commercial | $197.54 | ↓ -51% |
| Amerigroup | Managed Medicaid | $206.42 | ↓ -49% |
| Iowa Total Care | Managed Medicaid | $206.42 | ↓ -49% |
| Health Partners Open Network | Commercial | $265.75 | ↓ -34% |
| Wellmark UPH Self-Funded | Commercial | $287.50 | ↓ -29% |
| Wellmark Blue Cross and Blue Shield | HMO | $287.50 | ↓ -29% |
| Aetna | HMO | $317.66 | ↓ -21% |
| Wellmark Blue Cross and Blue Shield | PPO | $338.20 | ↓ -16% |
| Aetna | PPO | $387.35 | ↓ -4% |
| United Healthcare | HMO | $441.58 | ↑ +9% |
| United Healthcare | PPO | $441.58 | ↑ +9% |
Visitor-reported prices
Comments
Clsd tx/fx/phalanx/phalang/manip 28515 at other Iowa hospitals
| Hospital | City | Cash price | Negotiated range |
|---|---|---|---|
| MercyOne Genesis Davenport West Medical Center | Davenport | $289.20 | $229.62 – $262.60 |
| MercyOne Genesis Davenport Medical Center | Davenport | $303.60 | $229.62 – $317.85 |
| MercyOne Genesis DeWitt Medical Center | DeWitt | $303.60 | $166.26 – $356.97 |
| MercyOne Waterloo Medical Center | Waterloo | $505.00 | $36.73 – $3,576.15 |
| UnityPoint Health - Allen Hospital | Waterloo | $466.05 | $134.34 – $357.59 |
| UnityPoint Health - Finley Hospital | Dubuque | $404.00 | $83.66 – $298.85 |
| UnityPoint Health - Grinnell Regional Medical Center | Grinnell | $1,270.45 | $134.34 – $639.99 |
| UnityPoint Health - Iowa Lutheran Hospital | Des Moines | $1,064.23 | $134.34 – $391.10 |