Arthrocentesis aspir+/injection small jt/bursa with Ultrasound 20604 at UnityPoint Health - Trinity Bettendorf

4500 Utica Ridge Road, Bettendorf, IA · UnityPoint Health · · NPI 1124110820

Source: hospital's published price file ↗ · Published Jan 28, 2026 · Ingested Aug 12, 2026

$517.24

Cash price

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Discounted cash price

What a hospital charges a self-pay patient who pays directly, without going through insurance — usually well below the gross charge.

Example: A CT scan has a $3,200 gross charge but an $850 discounted cash price. Ask for it by name when scheduling — hospitals don't always advertise it up front.

Full explanation →

What you pay up front if you don't use insurance.

$646.54

Gross charge

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Gross charge (chargemaster price)

The hospital's full, undiscounted list price — pulled from its internal "chargemaster" price list. Almost no one actually pays this.

Example: A chest X-ray has a gross charge of $1,450. The same hospital's discounted cash price for the same X-ray is $180 — the gross charge mostly anchors negotiations, not what patients pay.

Full explanation →

The hospital's undiscounted list price — almost no one pays this.

$41.78 with Aetna vs $254.01 with Iowa Total Care — same scan, same building. Share

Negotiated rates by payer
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Negotiated rate

The price a specific insurance plan agreed to pay the hospital for a service — it varies by insurer, and even by plan within the same insurer.

Example: The same knee MRI has a negotiated rate of $904 with one insurer's PPO plan and $1,509 with another's — identical hospital, identical scan.

Full explanation →

Payer
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Payer

The insurance company footing the bill — Aetna, UnitedHealthcare, Medicare, and so on.

Example: "Blue Cross Blue Shield" is the payer. Its negotiated rate for an MRI might be $904, while a different payer's negotiated rate for the same scan is $1,509.

Full explanation →
Plan
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Plan

The specific product an insurer sells — e.g. "Blue Cross PPO 500" — which sets your deductible, coinsurance and negotiated rates.

Example: Two people both insured by Aetna can owe very different amounts for the same MRI: $50 with an HMO plan's flat copay, or the full $1,200 toward a high-deductible PPO plan's unmet deductible.

Full explanation →
Negotiated rate vs. cash
Aetna Medicare Advantage $41.78 ↓ -92%
Ambetter HMO $41.78 ↓ -92%
Health Alliance Medicare Advantage $41.78 ↓ -92%
Wellmark Blue Cross and Blue Shield Medicare Advantage $42.62 ↓ -92%
United Healthcare Medicare Advantage $43.87 ↓ -92%
Humana Medicare Advantage $43.87 ↓ -92%
Meridian Health Plan Medicare Advantage $43.87 ↓ -92%
Health Partners Open Network Commercial $85.88 ↓ -83%
Wellmark UPH Self-Funded Commercial $89.20 ↓ -83%
Wellmark Blue Cross and Blue Shield HMO $89.20 ↓ -83%
Aetna HMO $101.86 ↓ -80%
Wellmark Blue Cross and Blue Shield PPO $104.90 ↓ -80%
Cigna/Midlands Commercial $110.51 ↓ -79%
Aetna PPO $124.65 ↓ -76%
United Healthcare HMO $145.28 ↓ -72%
United Healthcare PPO $145.28 ↓ -72%
Medica Exchange Inspire Commercial $226.29 ↓ -56%
Medica Exchange Insure Commercial $253.44 ↓ -51%
Amerigroup Managed Medicaid $254.01 ↓ -51%
Iowa Total Care Managed Medicaid $254.01 ↓ -51%

Visitor-reported prices

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Arthrocentesis aspir+/injection small jt/bursa with Ultrasound 20604 at other Iowa hospitals

Hospital City Cash price Negotiated range
MercyOne Genesis Davenport West Medical Center Davenport $319.20 $282.56 – $345.80
MercyOne New Hampton Medical Center New Hampton $826.80 $335.72 – $848.00
MercyOne Clinton Medical Center Clinton $1,161.55 $282.66 – $1,191.00
MercyOne Genesis Davenport Medical Center Davenport $369.00 $282.56 – $395.59
MercyOne Genesis DeWitt Medical Center DeWitt $97.80 $118.99 – $2,679.00
MercyOne Waterloo Medical Center Waterloo $218.40 $12.68 – $3,576.15
UnityPoint Health - Allen Hospital Waterloo $544.99 $41.78 – $244.68
UnityPoint Health - Finley Hospital Dubuque $377.60 $41.78 – $259.54

All Iowa hospitals for this procedure →