Arthrd ant ntrbd min dsc crv at UnityPoint Health - Trinity Bettendorf
4500 Utica Ridge Road, Bettendorf, IA · UnityPoint Health · · NPI 1124110820
$3,013.60
Cash price Discounted cash price What a hospital charges a self-pay patient who pays directly, without going through insurance — usually well below the gross charge. Example: A CT scan has a $3,200 gross charge but an $850 discounted cash price. Ask for it by name when scheduling — hospitals don't always advertise it up front.
?
What you pay up front if you don't use insurance.
$3,767.00
Gross charge Gross charge (chargemaster price) The hospital's full, undiscounted list price — pulled from its internal "chargemaster" price list. Almost no one actually pays this. Example: A chest X-ray has a gross charge of $1,450. The same hospital's discounted cash price for the same X-ray is $180 — the gross charge mostly anchors negotiations, not what patients pay.
?
The hospital's undiscounted list price — almost no one pays this.
$1,103.74 with Aetna vs $11,071.91 with Iowa Total Care — same scan, same building. Share
Negotiated rates by payer
?
Negotiated rate
The price a specific insurance plan agreed to pay the hospital for a service — it varies by insurer, and even by plan within the same insurer.
Example: The same knee MRI has a negotiated rate of $904 with one insurer's PPO plan and $1,509 with another's — identical hospital, identical scan.
Full explanation →
?
Negotiated rate
The price a specific insurance plan agreed to pay the hospital for a service — it varies by insurer, and even by plan within the same insurer.
Example: The same knee MRI has a negotiated rate of $904 with one insurer's PPO plan and $1,509 with another's — identical hospital, identical scan.
Full explanation →Payer ?Payer The insurance company footing the bill — Aetna, UnitedHealthcare, Medicare, and so on. Example: "Blue Cross Blue Shield" is the payer. Its negotiated rate for an MRI might be $904, while a different payer's negotiated rate for the same scan is $1,509. Full explanation → |
Plan ?Plan The specific product an insurer sells — e.g. "Blue Cross PPO 500" — which sets your deductible, coinsurance and negotiated rates. Example: Two people both insured by Aetna can owe very different amounts for the same MRI: $50 with an HMO plan's flat copay, or the full $1,200 toward a high-deductible PPO plan's unmet deductible. Full explanation → |
Negotiated rate | vs. cash |
|---|---|---|---|
| Aetna | Medicare Advantage | $1,103.74 | ↓ -63% |
| Ambetter | HMO | $1,103.74 | ↓ -63% |
| Health Alliance | Medicare Advantage | $1,103.74 | ↓ -63% |
| Wellmark Blue Cross and Blue Shield | Medicare Advantage | $1,125.81 | ↓ -63% |
| United Healthcare | Medicare Advantage | $1,158.93 | ↓ -62% |
| Humana | Medicare Advantage | $1,158.93 | ↓ -62% |
| Meridian Health Plan | Medicare Advantage | $1,158.93 | ↓ -62% |
| Health Partners Open Network | Commercial | $2,386.43 | ↓ -21% |
| Wellmark UPH Self-Funded | Commercial | $2,474.60 | ↓ -18% |
| Wellmark Blue Cross and Blue Shield | HMO | $2,474.60 | ↓ -18% |
| Aetna | HMO | $2,837.37 | ↓ -6% |
| Wellmark Blue Cross and Blue Shield | PPO | $2,911.30 | ↓ -3% |
| Cigna/Midlands | Commercial | $2,938.69 | ↓ -2% |
| Aetna | PPO | $3,452.57 | ↑ +15% |
| United Healthcare | HMO | $3,766.58 | ↑ +25% |
| United Healthcare | PPO | $3,766.58 | ↑ +25% |
| Amerigroup | Managed Medicaid | $11,071.91 | ↑ +267% |
| Iowa Total Care | Managed Medicaid | $11,071.91 | ↑ +267% |
| Medica Exchange Insure | Commercial | not published by hospital | — |
| Medica Exchange Inspire | Commercial | not published by hospital | — |
Visitor-reported prices
Comments
Arthrd ant ntrbd min dsc crv at other Iowa hospitals
| Hospital | City | Cash price | Negotiated range |
|---|---|---|---|
| MercyOne Genesis Davenport West Medical Center | Davenport | $2,678.40 | not published |
| MercyOne Des Moines Medical Center | Des Moines | $49,327.32 | $9.09 – $24,925.18 |
| MercyOne North Iowa Medical Center | Mason City | $76,184.36 | $37.48 – $27,814.73 |
| MercyOne Genesis Davenport Medical Center | Davenport | $2,812.20 | not published |
| MercyOne Genesis DeWitt Medical Center | DeWitt | $2,812.20 | $928.00 – $3,421.51 |
| UnityPoint Health - Allen Hospital | Waterloo | $3,013.60 | $1,103.74 – $10,664.99 |
| UnityPoint Health - Finley Hospital | Dubuque | $3,013.60 | $1,103.74 – $11,312.88 |
| UnityPoint Health - Grinnell Regional Medical Center | Grinnell | $3,013.60 | $1,103.74 – $12,802.03 |