Amp f/th 1/2 jt/phalanx w/neurect local flap at UnityPoint Health - Trinity Bettendorf
4500 Utica Ridge Road, Bettendorf, IA · UnityPoint Health · · NPI 1124110820
$2,785.15
Cash price Discounted cash price What a hospital charges a self-pay patient who pays directly, without going through insurance — usually well below the gross charge. Example: A CT scan has a $3,200 gross charge but an $850 discounted cash price. Ask for it by name when scheduling — hospitals don't always advertise it up front.
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What you pay up front if you don't use insurance.
$3,481.43
Gross charge Gross charge (chargemaster price) The hospital's full, undiscounted list price — pulled from its internal "chargemaster" price list. Almost no one actually pays this. Example: A chest X-ray has a gross charge of $1,450. The same hospital's discounted cash price for the same X-ray is $180 — the gross charge mostly anchors negotiations, not what patients pay.
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The hospital's undiscounted list price — almost no one pays this.
$613.78 with Health Alliance vs $2,791.99 with Iowa Total Care — same scan, same building. Share
Negotiated rates by payer
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Negotiated rate
The price a specific insurance plan agreed to pay the hospital for a service — it varies by insurer, and even by plan within the same insurer.
Example: The same knee MRI has a negotiated rate of $904 with one insurer's PPO plan and $1,509 with another's — identical hospital, identical scan.
Full explanation →
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Negotiated rate
The price a specific insurance plan agreed to pay the hospital for a service — it varies by insurer, and even by plan within the same insurer.
Example: The same knee MRI has a negotiated rate of $904 with one insurer's PPO plan and $1,509 with another's — identical hospital, identical scan.
Full explanation →Payer ?Payer The insurance company footing the bill — Aetna, UnitedHealthcare, Medicare, and so on. Example: "Blue Cross Blue Shield" is the payer. Its negotiated rate for an MRI might be $904, while a different payer's negotiated rate for the same scan is $1,509. Full explanation → |
Plan ?Plan The specific product an insurer sells — e.g. "Blue Cross PPO 500" — which sets your deductible, coinsurance and negotiated rates. Example: Two people both insured by Aetna can owe very different amounts for the same MRI: $50 with an HMO plan's flat copay, or the full $1,200 toward a high-deductible PPO plan's unmet deductible. Full explanation → |
Negotiated rate | vs. cash |
|---|---|---|---|
| Health Alliance | Medicare Advantage | $613.78 | ↓ -78% |
| Ambetter | HMO | $613.78 | ↓ -78% |
| Aetna | Medicare Advantage | $613.78 | ↓ -78% |
| Wellmark Blue Cross and Blue Shield | Medicare Advantage | $626.06 | ↓ -78% |
| United Healthcare | Medicare Advantage | $644.47 | ↓ -77% |
| Humana | Medicare Advantage | $644.47 | ↓ -77% |
| Meridian Health Plan | Medicare Advantage | $644.47 | ↓ -77% |
| Health Partners Open Network | Commercial | $1,196.67 | ↓ -57% |
| Medica Exchange Inspire | Commercial | $1,218.50 | ↓ -56% |
| Wellmark UPH Self-Funded | Commercial | $1,333.60 | ↓ -52% |
| Wellmark Blue Cross and Blue Shield | HMO | $1,333.60 | ↓ -52% |
| Medica Exchange Insure | Commercial | $1,364.72 | ↓ -51% |
| Aetna | HMO | $1,401.94 | ↓ -50% |
| Wellmark Blue Cross and Blue Shield | PPO | $1,568.90 | ↓ -44% |
| Cigna/Midlands | Commercial | $1,648.09 | ↓ -41% |
| Aetna | PPO | $1,706.18 | ↓ -39% |
| United Healthcare | HMO | $2,019.39 | ↓ -27% |
| United Healthcare | PPO | $2,019.39 | ↓ -27% |
| Amerigroup | Managed Medicaid | $2,791.99 | ↑ +0% |
| Iowa Total Care | Managed Medicaid | $2,791.99 | ↑ +0% |
Visitor-reported prices
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Amp f/th 1/2 jt/phalanx w/neurect local flap at other Iowa hospitals
| Hospital | City | Cash price | Negotiated range |
|---|---|---|---|
| UnityPoint Health - Allen Hospital | Waterloo | $5,796.58 | $613.78 – $3,818.49 |
| UnityPoint Health - Finley Hospital | Dubuque | $1,616.00 | $613.78 – $2,852.76 |
| UnityPoint Health - Grinnell Regional Medical Center | Grinnell | $3,887.01 | $613.78 – $3,228.27 |
| UnityPoint Health - Iowa Lutheran Hospital | Des Moines | $2,677.77 | $613.78 – $3,126.02 |
| UnityPoint Health - Jones Regional Medical Center | Anamosa | $1,616.00 | $613.78 – $1,648.09 |
| UnityPoint Health - Marshalltown | Marshalltown | $5,796.58 | $613.78 – $3,477.95 |
| UnityPoint Health - St. Lukes Downtown | Sioux City | $5,813.74 | $525.20 – $4,200.42 |
| UnityPoint Health - Trinity Muscatine | Muscatine | $2,785.15 | $613.78 – $2,802.18 |