Insitu hybridization (fish) at UnityPoint Health - Jones Regional Medical Center

1795 Highway 64 Est, Anamosa, IA · UnityPoint Health · · NPI 1164514741

Source: hospital's published price file ↗ · Published Jan 28, 2026 · Ingested Aug 12, 2026

$481.60

Cash price

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Discounted cash price

What a hospital charges a self-pay patient who pays directly, without going through insurance — usually well below the gross charge.

Example: A CT scan has a $3,200 gross charge but an $850 discounted cash price. Ask for it by name when scheduling — hospitals don't always advertise it up front.

Full explanation →

What you pay up front if you don't use insurance.

$602.00

Gross charge

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Gross charge (chargemaster price)

The hospital's full, undiscounted list price — pulled from its internal "chargemaster" price list. Almost no one actually pays this.

Example: A chest X-ray has a gross charge of $1,450. The same hospital's discounted cash price for the same X-ray is $180 — the gross charge mostly anchors negotiations, not what patients pay.

Full explanation →

The hospital's undiscounted list price — almost no one pays this.

$56.06 with Humana vs $323.90 with Medica Exchange Insure — same scan, same building. Share

Negotiated rates by payer
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Negotiated rate

The price a specific insurance plan agreed to pay the hospital for a service — it varies by insurer, and even by plan within the same insurer.

Example: The same knee MRI has a negotiated rate of $904 with one insurer's PPO plan and $1,509 with another's — identical hospital, identical scan.

Full explanation →

Payer
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Payer

The insurance company footing the bill — Aetna, UnitedHealthcare, Medicare, and so on.

Example: "Blue Cross Blue Shield" is the payer. Its negotiated rate for an MRI might be $904, while a different payer's negotiated rate for the same scan is $1,509.

Full explanation →
Plan
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Plan

The specific product an insurer sells — e.g. "Blue Cross PPO 500" — which sets your deductible, coinsurance and negotiated rates.

Example: Two people both insured by Aetna can owe very different amounts for the same MRI: $50 with an HMO plan's flat copay, or the full $1,200 toward a high-deductible PPO plan's unmet deductible.

Full explanation →
Negotiated rate vs. cash
Humana Medicare Advantage $56.06 ↓ -88%
Aetna Medicare Advantage $56.06 ↓ -88%
Amerivantage Medicare Advantage $56.06 ↓ -88%
Wellmark Blue Cross and Blue Shield Medicare Advantage $57.18 ↓ -88%
United Healthcare Medicare Advantage $58.86 ↓ -88%
Iowa Health Medicare Advantage $58.86 ↓ -88%
United Healthcare HMO $62.73 ↓ -87%
United Healthcare PPO $62.73 ↓ -87%
Cigna/Midlands Commercial $73.39 ↓ -85%
Wellmark Blue Cross and Blue Shield HMO $101.60 ↓ -79%
Wellmark UPH Self-Funded Commercial $101.60 ↓ -79%
Wellmark Blue Cross and Blue Shield PPO $119.50 ↓ -75%
Health Partners Open Network Commercial $119.78 ↓ -75%
Aetna HMO $142.07 ↓ -71%
Aetna PPO $156.81 ↓ -67%
Iowa Total Care Managed Medicaid $160.67 ↓ -67%
Amerigroup Managed Medicaid $160.67 ↓ -67%
Medica Exchange Inspire Commercial $289.21 ↓ -40%
Medica Exchange Insure Commercial $323.90 ↓ -33%

Visitor-reported prices

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Insitu hybridization (fish) at other Iowa hospitals

Hospital City Cash price Negotiated range
UnityPoint Health - Allen Hospital Waterloo $481.60 $56.06 – $192.44
UnityPoint Health - Finley Hospital Dubuque $481.60 $56.06 – $292.13
UnityPoint Health - Grinnell Regional Medical Center Grinnell $481.60 $56.06 – $170.50
UnityPoint Health - Iowa Lutheran Hospital Des Moines $481.60 $56.06 – $165.10
UnityPoint Health - Marshalltown Marshalltown $481.60 $56.06 – $175.28
UnityPoint Health - St. Lukes Downtown Sioux City $481.60 $36.66 – $211.06
UnityPoint Health - Trinity Bettendorf Bettendorf $481.60 $56.06 – $147.46
UnityPoint Health - Trinity Muscatine Muscatine $481.60 $56.06 – $149.72

All Iowa hospitals for this procedure →