Ins/rpl pm gen exist sgl lead at UnityPoint Health - Jones Regional Medical Center
1795 Highway 64 Est, Anamosa, IA · UnityPoint Health · · NPI 1164514741
$788.00
Cash price Discounted cash price What a hospital charges a self-pay patient who pays directly, without going through insurance — usually well below the gross charge. Example: A CT scan has a $3,200 gross charge but an $850 discounted cash price. Ask for it by name when scheduling — hospitals don't always advertise it up front.
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What you pay up front if you don't use insurance.
$985.00
Gross charge Gross charge (chargemaster price) The hospital's full, undiscounted list price — pulled from its internal "chargemaster" price list. Almost no one actually pays this. Example: A chest X-ray has a gross charge of $1,450. The same hospital's discounted cash price for the same X-ray is $180 — the gross charge mostly anchors negotiations, not what patients pay.
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The hospital's undiscounted list price — almost no one pays this.
$281.24 with Humana vs $984.86 with United Healthcare — same scan, same building. Share
Negotiated rates by payer
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Negotiated rate
The price a specific insurance plan agreed to pay the hospital for a service — it varies by insurer, and even by plan within the same insurer.
Example: The same knee MRI has a negotiated rate of $904 with one insurer's PPO plan and $1,509 with another's — identical hospital, identical scan.
Full explanation →
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Negotiated rate
The price a specific insurance plan agreed to pay the hospital for a service — it varies by insurer, and even by plan within the same insurer.
Example: The same knee MRI has a negotiated rate of $904 with one insurer's PPO plan and $1,509 with another's — identical hospital, identical scan.
Full explanation →Payer ?Payer The insurance company footing the bill — Aetna, UnitedHealthcare, Medicare, and so on. Example: "Blue Cross Blue Shield" is the payer. Its negotiated rate for an MRI might be $904, while a different payer's negotiated rate for the same scan is $1,509. Full explanation → |
Plan ?Plan The specific product an insurer sells — e.g. "Blue Cross PPO 500" — which sets your deductible, coinsurance and negotiated rates. Example: Two people both insured by Aetna can owe very different amounts for the same MRI: $50 with an HMO plan's flat copay, or the full $1,200 toward a high-deductible PPO plan's unmet deductible. Full explanation → |
Negotiated rate | vs. cash |
|---|---|---|---|
| Humana | Medicare Advantage | $281.24 | ↓ -64% |
| Aetna | Medicare Advantage | $281.24 | ↓ -64% |
| Amerivantage | Medicare Advantage | $281.24 | ↓ -64% |
| Wellmark Blue Cross and Blue Shield | Medicare Advantage | $286.86 | ↓ -64% |
| United Healthcare | Medicare Advantage | $295.30 | ↓ -63% |
| Iowa Health | Medicare Advantage | $295.30 | ↓ -63% |
| Wellmark UPH Self-Funded | Commercial | $641.90 | ↓ -19% |
| Wellmark Blue Cross and Blue Shield | HMO | $641.90 | ↓ -19% |
| Health Partners Open Network | Commercial | $647.81 | ↓ -18% |
| Aetna | HMO | $745.21 | ↓ -5% |
| Cigna/Midlands | Commercial | $748.89 | ↓ -5% |
| Wellmark Blue Cross and Blue Shield | PPO | $755.20 | ↓ -4% |
| Aetna | PPO | $906.04 | ↑ +15% |
| United Healthcare | PPO | $984.86 | ↑ +25% |
| United Healthcare | HMO | $984.86 | ↑ +25% |
| Medica Exchange Insure | Commercial | not published by hospital | — |
| Medica Exchange Inspire | Commercial | not published by hospital | — |
| Amerigroup | Managed Medicaid | not published by hospital | — |
| Iowa Total Care | Managed Medicaid | not published by hospital | — |
Visitor-reported prices
Comments
Ins/rpl pm gen exist sgl lead at other Iowa hospitals
| Hospital | City | Cash price | Negotiated range |
|---|---|---|---|
| MercyOne Genesis Davenport West Medical Center | Davenport | $3,937.80 | $4,265.95 – $7,921.93 |
| MercyOne Dubuque Medical Center | Dubuque | $10,254.40 | $5,632.03 – $16,534.97 |
| MercyOne Des Moines Medical Center | Des Moines | $11,449.10 | $93.19 – $17,614.00 |
| MercyOne Genesis Davenport Medical Center | Davenport | $4,548.00 | $4,927.00 – $7,921.93 |
| UnityPoint Health - Allen Hospital | Waterloo | $14,323.00 | $281.24 – $9,435.28 |
| UnityPoint Health - Finley Hospital | Dubuque | $788.00 | $281.24 – $7,276.48 |
| UnityPoint Health - Grinnell Regional Medical Center | Grinnell | $788.00 | $281.24 – $8,234.31 |
| UnityPoint Health - Iowa Lutheran Hospital | Des Moines | $14,426.08 | $281.24 – $7,973.50 |