Family therapy without pt 50min 90846 at UnityPoint Health - Jones Regional Medical Center

1795 Highway 64 Est, Anamosa, IA · UnityPoint Health · · NPI 1164514741

Source: hospital's published price file ↗ · Published Jan 28, 2026 · Ingested Aug 12, 2026

$230.40

Cash price

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Discounted cash price

What a hospital charges a self-pay patient who pays directly, without going through insurance — usually well below the gross charge.

Example: A CT scan has a $3,200 gross charge but an $850 discounted cash price. Ask for it by name when scheduling — hospitals don't always advertise it up front.

Full explanation →

What you pay up front if you don't use insurance.

$288.00

Gross charge

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Gross charge (chargemaster price)

The hospital's full, undiscounted list price — pulled from its internal "chargemaster" price list. Almost no one actually pays this.

Example: A chest X-ray has a gross charge of $1,450. The same hospital's discounted cash price for the same X-ray is $180 — the gross charge mostly anchors negotiations, not what patients pay.

Full explanation →

The hospital's undiscounted list price — almost no one pays this.

$26.94 with Health Partners Open Network vs $66.20 with Aetna — same scan, same building. Share

Negotiated rates by payer
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Negotiated rate

The price a specific insurance plan agreed to pay the hospital for a service — it varies by insurer, and even by plan within the same insurer.

Example: The same knee MRI has a negotiated rate of $904 with one insurer's PPO plan and $1,509 with another's — identical hospital, identical scan.

Full explanation →

Payer
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Payer

The insurance company footing the bill — Aetna, UnitedHealthcare, Medicare, and so on.

Example: "Blue Cross Blue Shield" is the payer. Its negotiated rate for an MRI might be $904, while a different payer's negotiated rate for the same scan is $1,509.

Full explanation →
Plan
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Plan

The specific product an insurer sells — e.g. "Blue Cross PPO 500" — which sets your deductible, coinsurance and negotiated rates.

Example: Two people both insured by Aetna can owe very different amounts for the same MRI: $50 with an HMO plan's flat copay, or the full $1,200 toward a high-deductible PPO plan's unmet deductible.

Full explanation →
Negotiated rate vs. cash
Health Partners Open Network Commercial $26.94 ↓ -88%
Wellmark Blue Cross and Blue Shield Medicare Advantage $29.52 ↓ -87%
Aetna Medicare Advantage $29.69 ↓ -87%
Iowa Health Medicare Advantage $30.39 ↓ -87%
Amerivantage Medicare Advantage $30.39 ↓ -87%
Humana Medicare Advantage $30.43 ↓ -87%
United Healthcare Medicare Advantage $30.43 ↓ -87%
Iowa Total Care Managed Medicaid $32.66 ↓ -86%
Amerigroup Managed Medicaid $32.66 ↓ -86%
Wellmark Blue Cross and Blue Shield PPO $37.85 ↓ -84%
Wellmark Blue Cross and Blue Shield HMO $37.85 ↓ -84%
Wellmark UPH Self-Funded Commercial $37.85 ↓ -84%
United Healthcare PPO $56.41 ↓ -76%
United Healthcare HMO $56.41 ↓ -76%
Medica Exchange Inspire Commercial $58.78 ↓ -74%
Cigna/Midlands Commercial $61.01 ↓ -74%
Medica Exchange Insure Commercial $65.83 ↓ -71%
Aetna HMO $66.20 ↓ -71%
Aetna PPO $66.20 ↓ -71%

Visitor-reported prices

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Family therapy without pt 50min 90846 at other Iowa hospitals

Hospital City Cash price Negotiated range
MercyOne Genesis Davenport West Medical Center Davenport $135.60 $146.90 – $153.80
MercyOne Oelwein Medical Center Oelwein $282.75 $166.26 – $435.00
MercyOne North Iowa Medical Center Mason City $303.00 $27.88 – $384.00
MercyOne Genesis Davenport Medical Center Davenport $151.20 $153.80 – $163.80
MercyOne Genesis DeWitt Medical Center DeWitt $114.00 $138.70 – $2,679.00
MercyOne Waterloo Medical Center Waterloo $303.00 $27.88 – $388.46
UnityPoint Health - Allen Hospital Waterloo $230.40 $96.29 – $242.84
UnityPoint Health - Finley Hospital Dubuque $230.40 $96.29 – $264.96

All Iowa hospitals for this procedure →